Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 I got the credit card, but when I took it to the bank,they said that they havent seen such a card yet,help me?

Additional Details
This card was sent throught Microsoft Lottery to me. There is even written my name and Global Quick Cash. but they are asking me a huge amount of money in order to ...


 Why cant I win Lotto?
...


 Should I cancel my credit card?
Somebody stole my credit card but I don't want to cancel it because he spends a lot less money than my wife does....


 Who is responsible for these credit card bills?
My daughter-in-law just left on a trip with the children. She left my son with a note telling him about $75,000 of credit card debt that she has run up during their marriage. He had absolutely no ...


 Is there a bank that will loan me 45,000 this week?
I would want to do business with me....


 Can I finance a used car if I don't have a job?
If I was to put half the money down on the car and have good credit score, and am getting a job soon? Is it ...


 Where can a guy with bad credit get financed for new furniture?
...


 Does anyone know any credit card company that give people cards with bad credit??
i am 19 and my mom ruined my credit before i turned 16 but i dont want to press charges against her and my debt is thousands and its not form me and i am suffering. I cant find a company that would ...


 Will I go to Jail?
Okay, Credit cards started coming in after my senior year of HIgh School.My parents and I decided that I would get 2 credit cards..and pay them every month.Well, I did that for a year.Next thing that ...


 Can anyone tell me what i can do to start building my credit?
I am 18 years old and i am ready to start building my credit but nobody will give me a chance with no credit! What can i do?...


 Is my credit card account active?
I got this credit card in the mail because I applied to see if I could get it. I don't remember saying I wanted it but I got the card anyway and it came with all the rules and charges etc. Does ...


 My best friend has horrible credit are there any options for her to repair without costing her a fortune?
...


 I have not received my stimulus payment, my last two digits of my social are 48. Anyone else having a problem?
...


 Need a persoanl loan yesterday.... my credit is not good ....no collateral ....?
alot of overseas private lenders respond but ask for 400.00 to 2000.00 for me to deposit in order to get the loan .... i have never heard of such a thing>> scam????anyone else heard of these ...


 My debt is 10,500 and i only have 3,000 of it now .Do you think that they will allow that for a settlement.?
Do you think that will settle for that amount....


 Ive never had a credit card. I have no credit, what do I do?
Ive never had a credit card. I have no credit what so ever and need some fast what do I do?
Additional Details
And I am over 18...


 How do i find out about my credit report without signing up for some serve i cant get?
...


 Can i refinance my car loan into smaller payments if the payments have become to much for me to handle?

Additional Details
i only have $13,000. left on a $43,000. loan and i don't wanna lose my ...


 Personal Loan?
Does anyone know anyone legitimate who would give a personal loan. I have lost about $9,000 with scammers, and need someone legitimate to help me get back on track again....


 Does anybody know if a car dealership can check your credit without showing anything on your credit report?
A car salesman promised me that he can check my credit without affecting my credit score as an inquiry, I just want to see if anybody has hear of this before?!...



ellx33
How long does it take to get "good credit"?
i got my first credit card, and in order to get credit cards from other stores you have to have a credit file. how long will it take before i develop a credit file?
                     
 




webcrafter
The magic number is 6.

A Credit file is established after you have made more than 6 payments - it is then recorded (within a month or two) to the three main credit bureaus.

Your credit after that is based on when companies rerport to the agencies - it varies. That's why paying on time is critical for a good credit score.


toocan
Rating
here's what you do. get several credit cards and only buy a few small items on each credit card. Then, (and this is VERY IMPORTANT, destroy all but one that you want to keep using). Pay the bills off on all the destroyed credit cards, then close out the account with the credit card company. This way, your credit history will show that you have been trusted with credit by several creditors, and you paid your bills. But keep the amounts small so you CAN pay them off really fast. It shows others trusted you enough to give your credit, and you can be trusted to pay your bills, and you have a credit history. but if you don't destroy the cards after making a small purchase, your world will come tumbling down. just remember that part. good luck.


Eric G
Normally, it takes credit to get good credit. I started with a credit card and bought a large purchase and always made payments on time. You have to be in good standing and eventually it will increase your credit. It's also good to have "capital" such as money in a savings account showing that you have assets than can be liquidated if you're ever in trouble.


mike b
like 5 - 6 days... just remember to return you movies to blockbuster


TheAimer
to establish solid credit I believe it's 7 years...


S A
it depends on how often you wreak it


T Fox
Rating
ITS EASY TO GET GOOD CREDIT NO MATTER HOW BAD IT IS!!! YOU CAN DO IT IN MUCH SHORTER THAN 5-7 YEARS TOO!! The reason I know is because I own a very reputable and successful credit restoration company...I brought a guy from a 587 to a 675 in under 1 year ;) ....now...you can repair your own credit if you don't want to go through a professional agency...but at the same time you can paint your own house, mow your own lawn and do your own oil changes too....however...legal licensed credit restoration is a good idea if you don't want to go through the learning or hassle of it all......the best info available to answer all your questions is at CREDITINFOCENTER.COM


MR. KRATOS
5-6 years with no late payments


burger
In a case such as yours, where you are not trying to repair "bad credit" but rather are just starting out, you can expect that within a few months you will be receiving solicitations in the mail from other credit card companies inviting you to apply.
It would appear that the various credit card companies share or exchange info on customers who are maintaing good status on their cards. Make sure you pay on time and don't go over 50% of your credit limit. Even less than 50% is better.


greg w
Rating
You can control a portion of how fast your good credit is established.
http://creditrepair-and-debthelp.com


Armadillomon
They analize your job and your credit history. Depends mostly if you have a lot of debt or if you're clean.


chris w
Rating
It depends on your buying habits.....all bad stuff you've done stays on for 7 years though


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.004
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy