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 Im having trouble opening a savings account can you help?
I need help with chex system.I cant open a savings acct becuse of info they have on me.I am unable to contact them and with this im having trouble just cashing my payroll check.im recently divorced ...


 Dispute Bankruptcy?
I filed a bankruptcy 8 years ago. Chapter 7. I was told that if I write the bureaus a letter disputing this legitimate bankruptcy, That there is no way to legitimize the bankruptcy this far out and ...


 Where can i buy a pre-paid credit card thats i can put more then 100 dollers.......?
because i only seen like from $25 $50 $100 but i want atleast a $200 one for a gift help please ...


 Looking for a good credit card?
hey i'm looking for a new credit card, low apr, balance transfers, airfare rewards, you guys got any good ones?

thanx
...


 How to begin fixing bad credit?
Needless to say when I was younger I made some bad choices. The two largest things I did wrong was:

1. I deployed to Iraq and forgot to cut off my cell phone, and the bill went up to over ...


 I can't afford to pay my credit card off. What can happen to me other than my credit being hit hard?
...


 I feel like my life is ruined!!!?
When I was younger my Mom put bills in my name and now at 19 I have bad credit!!

I just called to try and get gas turned on for my new house and they told me I had a $469 bill PLUS a ...


 How to have more money and get rid of my debt?
...


 About a loan please help?
i am in a little bit of debt i dont have great credit im only 20 and i need a personal loan of $2000 someone please help ...


 Is it true that if you pay off collection accounts on your credit report, that it will hurt your score?
i got a few collection accounts on my credit report that i havent paid.

they are 2 - 3 years old. would it hurt my score if i paid them off? or should i just wait til the 7 years are up....


 What would be the best credit card to reestablish my credit?
I am constantly getting denied for the cards I apply for even though I paid all of my debt off and I got approved for one but they wanted and $250.00 payment before I could use it and I said "No ...


 Can Sears deny me employment because of my credit after they hired me?
I recently got hired by Sears as a cashier....on the condition that I pass the drug test and the background check. I'm not worried about either of those things, I don't do drugs nor have a ...


 Is a mastercard the same as a visacard?
...


 Are ther credit cards for gas purchases only?
...


 Can unpaid hospital bills ruin your credit?
I have no insurance and recently broke my leg, I am not working and the bills are piling up, the hospital bills are over$ 10.000, and I won't be able to pay that for awhile, and now they are ...


 If a woman with good credit marries a man with bad credit, is her credit ruined because of his?
...


 I have been working on my credit score for the past few months trying to get the magic score of 630?
I paid everything that can be paid and I am so close to the goal but I don’t know what I can do next. I know time heals all wounds with credit scores but I hoping to get into a house this summer. <...


 What if false claim is made by collection agency against you to the credit bureau?
Hi. About 8 to 9 years back i used to live in an apartment complex. When i moved out of the apartment in 2001, i was told to make some payment about carpet damage to the management. The payment was ...


 Should I file for bankruptcy?
I'm 29, and my debt is under but probably close to 10K, much of it sent to collection. This debt includes student loans, credit cards, and my bank account balance, which was in the negative and ...


 How do i establish good credit? im 18 and dont have a credit card, bank account, car.....how do i start?
I do have a job.....and im on my own now...in a few months i want to buy a car but dont know how i would do that without ANY credit.........???
Additional Details
so if not a credit ...



HI:)
How long does something showing on my credit history take to fall off?
I have heard it was years but I am not sure?
                     
 




CJ
It's supposed to be 7 years, but it seems like the stuff on my credit report won't go away!!

I wonder if that 7 year thing includes hospital bills, because thats the main thing on my credit.....hmmm...


HIRAN R
All accounts in good standing stay on for 10 years after being close (for example if you pay off a car loan it will stay on for 10 years). All bad things like charge offs and late payments stay on for 7 years. Tax Liens will stay on until paid and for 10 years until satisfied.


ANNA MARIE S
7 YEARS BUT BANKRUPTCY AND JUDGEMENTS WILL STAY ON FOR 10 YRS. BUT NOW THERE ARE COMPANIES OUT THERE BUYING YOUR BAD DEBT RIGHT BEFORE THE 7 YRS ARE UP AND IT STARTS ALL OVER AGAIN.


Robin C
Once the debt has been cleared up, then it will take 7 to 10 years to fall off of your report. If you still owe the money, it can continue to be reported as past due until the bill is paid in full.


shadowsthathunt
Rating
7 years is the average.


amaya7
Rating
about 7 years


EvilWoman0913
As far as how long these things effect your credit, I think it is 7 years, but the last 2 credit reports I requested showed things from 20 years ago! I couldn't believe that stuff was still there. Thank goodness it was all good, but it was still a little surprising.


Billy D.
Rating
lawfully 7 years.


ms_ennie
Rating
i think if it unpaid 7 years.


iceman
7 years is the normal for a collection, bankruptcy ect ect to fall off your credit report.


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