 Does anyone know how to remove debt covered in bankruptcy from a credit report? |
After I filed bankruptcy, an woman I used to work with told me she went to a seminar about rebuilding credit after bankruptcy.
She was told you should hire a lawyer to clear off all the ... |
|
 Is it possible for a 15yo to get a loan. in any country? |
| im 15 and i want to start getting somewhere as i dont go to school. i am responsible and will be able to pay back the loan. just wanted to know if its legal.... |
|
 If I buy something with a credit card...? |
| and then return it, is there any way I can make both transactions (purchase and return) disappear from my bill?... |
|
 I have bad credit? |
| does any one know where i can get financed so i can get a ... |
|
 How can I buy a home with bad credit? |
| Me and my husband have our own business and we try to buy a mobile home a month ago but we didnt get approved. We would like our own place. I would like to know who will finance us a home with bad ... |
|
 Is it true that if I dispute items on my credit score, some of them might be removed? |
| Since the companies have to respond within 30 days, and some of them won't in that time period? Are there any negative affects this might have? Or does it depend on what I say when I dispute ... |
|
 I have a credit card on my fathers account .is my credit score being affected since it is his account? |
| the visa credit card is in my name, but the credit card number is the same as is my fathers credit card, when the statement comes in every month it is only in my fathers name. whether he pays it on ... |
|
 An eBay question...? |
I want to start selling on eBay but I dont have a credit or debit card. Is there anyway i can sell without one?
I dont want to get one of those pre paid cards either.
Many ... |
|
 What do you think my credit limit will be? |
| I'm 18, and I FINALLY got approved for a creit card through Chase Bank. I'm trying to start building my credit, and I was just wondering what you guys think my credit limit might be? O... |
|
 Bankruptcy Question? |
| Hello everyone. Unfortunately, I had to file for Chapt. 7 BK recently and had a question regarding bank accounts. I know that I am not allowed to have money in my bank account before I file for BK ... |
|
 I am 19, and I do not have any credit? |
| I have no credit ...besides opening a checking and saving account. With this little amount of credit..can I get a cell phone turned on in my name??? If I can does that build credit?... |
|
 Has anyone have any ideas about starting up my own unsecured loan business? |
| i am looking to set up an unsecured loan business anyone have any ideas about going about ... |
|
 Can I get a auto loan with a 597 credit score? |
| My credit was really really bad a year ago (4-something), but within the last year I paid off alot of debt, paid my bills on time, etc. in other words I grew up. I know its still low. Now I'm in ... |
|
|  |
Da Austrian Oak | How long should I keep my credit card statements including cards that I've cancelled?? |
I'm trying to get rid of a lot of clutter in terms of old receipts, etc., but I don't know what to do w/ all my credit cards' statements. I keep them in a file drawer labeled per credit card, but how long should I keep them or how far back should I keep them?? |
 |
 
AG
 |
You should keep your credit card statements, checking/saving account statements and receipts for 7 years. If you should ever get audited by the IRS, and I hope you don't, you'll want and need these. For utility bills and phone bills, once you've received the most recent bill, and you don't have any issues regarding it, you can get rid of (preferably shred) the old bills. |
|
thepenismightier
|
Keeping them back to January of the previous year should be enough, unless you purchased anything business-related with them, in which case you'll need to keep the relevant statements for 10 years. |
|
Andy
 |
They say 3 years minimum; 6 years better. But if you get statements electronically you can keep them forever without clutter. And you never know: a dispute can come out of nowhere. |
|
Waine
 |
Ii keep them for 5 years?
Perhaps here there's more. http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me lol, hope it helped you! |
|
Lianne
 |
If you can scan them and save them on your computer, then toss the ones that are more than a year old. |
|
CHConDOT
|
oh yes, that's a very good one... I'm having the same question and it's not just over credit card statements.. it's every car payment, utilities payment etc. never mind the 3 year limit.. you never know what bright idea may dawn on them next.. and even if they had issued a statement that your account is debt free.. they can always claim it was an error on their part.. keep all your receipts dude, however ludicrous or a drag that may seem at times to each and every one of us .. |
|
anonymoususer987876
|
business credit card statements, 7 years, or until the balance is paid off, whichever comes later.
personal credit card statements, until that balance is paid off.
since it is not income, it doesnt matter for personal expenses.
Unless you wrote something off on your taxes that is on your statement, and in that case it is 7 years. |
|
Inquisitive
|
What is the rule in the event you are ever audited by the IRS? Is it 3 years? My husband thinks it's seven. I think that's the best rule to go by. Maybe somebody knows?? |
|
Practical
|
Best is to keep the last statement so that you can check up with the next statement if the new statement is correct then tear up the old one and keep the new one to check the next statement by this u cannot go wrong and saves you the headache of saving in numerous statements |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 20 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
8 | 7 hour(s) ago
| | | |
9 | 10 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 4 day(s) ago
| | | |
9 | 1 week(s) ago
| | | |
9 | 3 week(s) ago
| | | |
9 | 1 month(s) ago
| | | |
8 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
