 Bad credit, do you think i will qualify for an apartment? |
| Ok, so i am kind of in a bind. I have to move out by the end of the month (roommate problems). I have high amounts on my credit cards, which I am trying to bring down. My credit is between 577 and 590... |
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 I owe money to credit card , want to leave canada for next 5 years ,then what are the problems i have to face? |
| hi,i owe money to credit card companies,but still im maintaining good credit ,but im facing heavy financial problems without having stable job ,now im planing to look for some other job in other ... |
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 I am $26,000 in debt and I would like to get a new car to rebuild my credit help!!? |
even the so called "any credit accepted" people turn me down.
Additional Details
I went to CCCS and they told me that I don't make enough money to pay on a debt ... |
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 How can a voluntary repossession hurt you? |
| My husband and I live in a crap, crap, crap, did I mention crap mobile home. Well, now we need to buy a house becuase our place is falling apart and I hate that my son has to grow up in such a POS. A... |
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 Can anyone tell me if my credit card company acted illegally? |
| I cancelled my (UK)credit card in March this year, having paid off all the balance. Then out of the blue a few weeks ago I received a bill for £140 on the cancelled card. This turned out to be ... |
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| How do you cancel the free 30 trial for credit report? |
hello i was going to look at my credit report with experia
or something or other it says its free 30 day trial.
has anyone tried it?
is it really free?
and if so how easy is it ... |
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 How do I establish credit,when I am denied everytime I apply for credit cards? |
Additional Details
My first credit card was from Capital One w/ 25% apr. which at the time I was only paying the minimum.... |
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 Is it true that after 7 years your debts get wiped off your credit report? |
| I've heard, but not sure if it was correctly, that if you've had a debt for 7 years, it automatically gets wiped off of your credit report, and your credit score returns to normal. Please ... |
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 Where can I get a mortgage loan with a credit score under 500? |
Additional Details
I filed a chapter 7 bankruptcy. It has been discharged for 3 years. I have reestablish several lines of credit. I've had some identity theft and someone keeps ... |
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 Does anyone know of a good credit card that I can do a balance transfer on? |
| I have a total of about 6,000 in debt from little credit cards that Im wanting to put together and pay off but I need something that will give me a apr of 0% for 12 months. Does anyone know of a good ... |
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 I have been contacted by yahoo that I have won (250,000,00) USD? |
| and a person named Barister Adam Adamu is calling me to send Euro 485 to coolect the prize. Shall I do ... |
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 How do I go about declaring myself bankrupt? |
And what's involved? How much does it cost? How long will I not be able to apply for credit?
Additional Details
Some of you people really need to confirm the information you are ... |
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Quailman | How many are too many credit cards? |
I have 10 and my spouse has 13. Is this too many or not enough? |
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SPIFIMAN1
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You are going to catch so much flack over this one.
Actually it's not the number of credit cards that matters it's how you manage them, as long as your balances are below 30% of your credit limit and you are paying them on time every month you are fine.
I had 14 at one time and had perfect credit because I managed them well, I now have only 4 and still have perfect credit. |
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Mark N
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The thing is you have to have credit to get credit. In saying that you actually need a couple with a little debt to insure down the road that banks and institutions will lend when you need it most. Just pay them on time and the benifeits will astound you. |
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ɹɐǝɟsuɐs Blessed Cheese Maker
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I find that sometimes credit card companies stop letting you use the card. Its then that you have to get a new one. Don't worry about how many you have, just if the ones you are using still work. |
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mscarriem
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If you do not use them, it cant hurt to have that many at all, the credit bureaus consider the more credit you have available to you the better, however if you charge ALOT dont let yourself get into debt, close the ones you dont need. Your question is a bit vague, but if you were asking for credit score reasons, you are fine, like I said as long as you arent carrying high balances on all of them |
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Riegan
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the way i see it, you might as well have more because it's better to live a great life and live and die in debt than to never have lived well at all |
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AUDREY H
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one credit card is too much. if you ain't got it don't spend it....the problem with people is they can not be satisifed with the simple things in life....once you get the razor phone--you then want the i-phone...it never ends |
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DLA
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one |
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sgoldperson
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WAY too many. They actually advise 3 at most, with the possible exception of Store Credit Cards, last I read. It actually looks bad when they check your credit and see that many open lines of credit.
Actually people a Debit card is issued by Visa or Mastercard(maybe only Visa I don't really know) and is considered a credit card. Most people have a "bank card" which is a DEBIT card. So 1 ISN'T too many, it is normal now. If you think one is too many you better cut up your ATM card. |
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Jessie K
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with all these credit cards do you have great credit? i believe you should only have one for emergencys |
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DebtFree
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1 is too many.
10 means you need serious help. |
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