 How do you change expiration date on your credit card? |
| where do you go to update credit card expiration date?...I triedbut could not do it.... |
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 The cash machine has just swallowed my debit card even though I paid in £5500 7 days ago.? |
I was £600.00 overdrawn at the bank with their agreement and last week I paid in £5500.
I put my card in a cash machine to check the balance and it kept the card for what it said was ... |
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 Is being in debt such a bad thing? |
| There seems to be a negative label placed on debt. But, I think we are always going to be in debt. Buying a house, buying a car, school loans...Doesn't having debt show that you have credit? T... |
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 What is the best way to get your credit score rating up? |
| I went into my bank to get an upgrade of my card. They checked me out on their system then told me my score was a little too low and i could not have the card. Fair enough, but when i asked what my ... |
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 Should I Get A Credit Card? |
| I have ok. maybe slighty bad credit. I haven't had a credit card in 2 years. I make under 30k. I don't make big purchases and am pretty good about saving money. Would getting a credit card ... |
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 At age 15 i got a Target card without my parents consent. Now they want me to pay $1000 dollars.? |
Am i liable for paying the $1000 dollars? I was under age.
Additional Details
Im 21 now and i only used it like twice when i was 15. this happened when i was living in C... |
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 How do you start building credit if you have absolutely none? |
I'm 22. I don't have any history of credit. (No credit cards, loans, etc... Nothing.)
My friends told me that they all started building credit by opening a student credit card ... |
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 Is there a gov't program to legally erase credit card debt/? |
| I received several calls that there is a gov't program to legally erase my credit card bill down to zero and they leave a number to call back but I never call them back because I'm scared ... |
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 What bank doesn't charge fees? |
Hello there,
I am looking for a bank that doesn't charge fees. Do you know any in San Mateo?
Thanks and have a great holidays,
Additional Details
Thanks guys, <... |
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 Does anyone know how i can get my hands on £30,000? |
| I have defaulted on payments recently because i couldnt find a job i now have a fairly good job and my mum also needs help i want to sort out my finanaces and help mum out at the same time i live in ... |
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 How to stop Debt collectors? |
| For one debt I owe approx 500$, last month I sent in 500$ wich was half my balance. I still have no income, and have told them that. What bothers me is the week after I sent in the 500 they called ... |
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 I am paying off my debts. Now what do I do to build up my credit?? ? |
| I have bad credit. I owed around $1400 in hospital bills. This week is my last week making payments. Starting next week, I will owe no money to anyone. Now what can I do to build up my credit? I ... |
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jwilliams22mn | How many credit cards are too many that start to hurt your credit? |
Consider they all have very low or no balance. |
 |
 
macbeatswindows
 |
One is too many, but they usually do not go by the number of cards you have. they go by your total available credit the max total on all cards (wether it is 1 or 6) then they compare to what you have charged, They consider your ability to pay back the loan (income coming in) then they take into consideration payment history.. You should carry no more than 50% of your max credit limit on your cards. Pay your small ones off first....... |
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Joe
|
Your maximum score (associated with Credit Cards) is four. Actually LESS than that number ... or MORE than that number is a negative impact.
That said, while the number of cards is a factor in your credit scoring ..... it is a relatively small piece of the score. Your balances relative to your credit availability, your pay record, and how long the accounts have been open have a much higher impact.
Hope this helps! |
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M!K3
 |
it depends on your credit to depth ratio getting a 2 unlimited cards should be enough |
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editor.ang@sbcglobal.net
|
The balance doesn't matter.
The number doesn't matter.
Do you pay your bill on time? Yes.
Do you miss payments? No.
Then don't worry about it.
If you are missing payments, then you are hurting your credit. |
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Insidious
|
just one can hurt your credit if you don't make your payments on time, so that is up to you, if your good with making payments on time then its up to you...have as many as you like or can have...but you have to be smart about them! |
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Baphomet L
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1 |
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starbrite.
|
Using credit cards is like throwing your money
away,and if you have more than one,it.s to
much.if you stop now using them,10 years from
now you will still being paying on them.
No balance now,but as one gets to much,you use the no bal.one on on on on till the bal.
is to high.you borrow from one to pay on a
nother.on on on on and so on. |
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mrweatherbee
 |
It's not that straightforward, credit scores are relatively complex statistical models. If you have 15 credit cards, but paid them on time for the last 10 years, you might have a great credit score. If you have 15 credit cards and you got them all in the last year, your credit score will probably be negatively impacted. |
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itsme
 |
Five or six. |
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phs_rugby
|
4 |
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Topex N
 |
please have not more , than 5 credit cards, best to way few-3 credit cards and 30% used up limit. if you max all your cards it hurting your credit score, it is better to spread your cards up to 30 % each. than have one max out.
10 open credit cards with debt can hurt. Empty credit card don't hurt you that much. if you dont use them closed to minimum amount. |
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Ariane deR
|
It depends what kind of credit cards. There is not a problem in having a MC/Visa, an Amex, and several different store cards. But having over 4 or 5 general credit cards I have read can seem suspicious for some reason even if you don't have big balances. |
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k.louth
 |
More then one.. ha ha!! Especially if your not careful! |
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nick
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it depends on youre income and youre credit lines trust me if you make under 30k avoid having more than 3 you should get one gas card one store card and one big card tops no more and if you make 100k you can have up to6 before they star t affecting youre credit ive been there plus i used to work for amex i was well trained and trust me p.s mark this top please |
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irishluckily
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It doesn't hurt you until you have trouble paying them so if can easily ay the bills then go for that number of cards. |
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