 How did these debt collectors find my address? |
| So I have recently moved because of the military and somehow 2 debt collectors found out my address. I monitor my credit report and no one has reviewed my credit report sense the move, so they ... |
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 Is an 18 year old able to obtain a mortgage? |
| I know I will have to wait until I am 18 which is only a few months away, but how can I obtain a mortgage. I am very good with real estate and have a business plan lined up and a family friend who ... |
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 My credit score has fallen almost 100 points in a 2 month period? |
| I was up at 620 in April 2010. I ran my scores for all 3 agencies yesterday and all 3 of them were down just about 100 points. I have not made any late payments or opened any new lines of credit. I ... |
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 What can I do to fix this credit blemish? |
| So I applied for a 15% credit card. I'm 21, had a credit card for 3 years. One late payment ever. I had my parents co sign. My dad has perfect credit practically, I have a 720, or 725. (my mom ... |
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 Should we pay off our bills? wanting to buy a home? |
| We are an income of 3000.00 it is from the VA my husband is a disabled vet. Anyway we want to purchase a home, but have credit cards... 5K, 2300, 2000. our suv is 13K, but not too concerned with that.... |
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 Help with finance! If you have a $20,00o payment...? |
If you have a $20,000 payment you can make with the following alternatives, which one do you take? What are the amounts for each? Your opportunity cost is 11%.
1. $28,500 at the end of 3 years<... |
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 repo auto and credit score? |
| i had repo in december and was wondering it took my credit score down. if i started making payments in small amount can it help my score or be best just not to pay .can you give me good legal advise ... |
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 I just got a re loadable walmart debit card....? |
| I am buying something online and with shipping it's $22.91 but there is only 20 dollars on the card, can i still do it?... |
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 i need a payday loan with bad credit? |
| Every payday loan company reject me.I just need to loan 700 to pay for my bills ,could you recommend me some I want easy approved loan with no fax...... |
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 Is it generally easier to get a credit card from a credit union than a large corp....? |
...branded card (i.e. Chase, Discover)?
I've been a member of this credit union for almost 6 years, and my credit is somewhere around "fair" to "good" in terms of a FICO ... |
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 Could this just be a bank mistake? |
| I checked our checking account at an ATM today and we had a lot more money then we should have had in it. It says we have a ledger balance of $3,596(whatever that is), and our available balance is $3,... |
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 Does NetSpend work and is it a fraud or Real? |
| Im planning on going with netspend but i need to no if its real like any other prepaid visa ... |
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| Credit card on iTunes? |
| I have a Visa Debit Card and I know it can be used as credit but I was told that it will come up as credit but still take my money as debit directly from my bank account. On itunes is this how it ... |
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 Good, big bank to bank with? Moving to different state? |
| My husband and I are moving to a different state, and have to switch to a bigger bank. Our credit union will not be there. What bank would you suggest?... |
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 How do I find out if I have an eviction on my record? |
| I pulled a credit report from Experian but nothing was there regarding it. My ex and I were evicted from a house we were renting like 5 years ago. He was employed by the landlord and when he quit his ... |
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Mr T | How many credit cards should I have to help maximize my credit rating? |
Don't give me a "it depends..." answer with a whole bunch of technical mumbo jumbo. I want a number here.
I had 1 credit card for about 2-3 years and finally graduated college and am working full time. I also never had any problems with payments (never missed a payment in my life).
Additional Details
Yeah of course I pay in full. I once thought about not paying in full and realized that I'd miss out on that sweet grace period. ::drools:: |
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tudorjason
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2 to 3 is best. Now, that doesn't mean if you happen to have more, your credit rating will drop, it's just a good number of credit cards in order to have a good mix of credit when you obtain other types. |
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Judy
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2 Credit cards.
Do not ever close your oldest (current) credit card.
This develops your "length of credit history" 15% of your fico.
One thing that worries me.
You don't mention if you pay in full or not each month.
47% of Americans pay in full each month - they are the ones with the top scores.
It is 100% myth that carrying balances and paying interest is good for you.
And, any time you use more than 30% of your available credit limits at any time during the month you are reducing your credit rating.
Get a new card.
Use your old one for food and use your new one for gas, and pay in full each month - you will never pay interest this way.
Eventually, with time, you will reach those 800+ scores - ask anyone.
/. |
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Banker
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1 is all you ever need. Having more credit cards and thus more available credit, may actually hurt your credit rating overall. |
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