 Should I settle my debt of pay it in full? |
| I am 10 k in debt and haven't paid on any of it for over a year. I know that if i make a settlement that it will show on my credit just as that and not paid in full. I think i can cut the amount ... |
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 What does "Principle" mean when dealing with loans? |
It's hard to find the definition. I have looked it up before posting here, but can't find it.
Thanks in advance.
(I do vote best btw)... |
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 When a credit card had "check ID" on the back, what do I need to look for on the license? |
| I know that the face need to match the person, and the name on the credit card needs to match the name on the ID. Is that it? Or do I need to check anything else?... |
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 Hey can anyone tell me where i can get a loan for 3000 dollars please help? |
| hey im unemployed have good reefences but bad credit rating im after a loan of 3000 dollars does anyone know where there a website that will loan me the ... |
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 â–º Whats the best way to build my credit? Right now I have NO credit at all? |
Im 21 and have NO credit.
Im also a college student and have no job (hence no money, lol). I graduate next year (May) and will need an apt and car, but right now I dont have any credit. What ... |
|
 I was served papers for an overdure credit card? |
Okay so I got served papers for an outstanding credit card debit.
The balance is now $6,000, but the credit limit qas $2,000. I had called the company several times to try and set up a ... |
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 Suggest credit card good one? |
| which credit card is good?... |
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 Capital one card? |
| iv just been offered a capital one card and can have up to 2500 pounds say i spent all of that what what kind of payment would they want each month and are capital one a good card company to go with ... |
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 Is it dangerous to give ur credit card number online? |
| ok i have never bought anything online.....but i really want to pre-order the 4th book of twilight series online at amazon.com and they ask for u credit card number over there.........is there any ... |
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 Is it better to pay off current non-delinquent debt or my spouse's past credit delinquency? |
| We are trying to clean up our credit scores and are about to come into some money. We know we need to pay off some debt, but are unsure whether to pay off old delinquency's or if it is better ... |
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 I am trying to apply for a loan asap, but i am not on electoral roll..? |
i am really distressed at the moment as i need to borrow money urgently.
please help me, my car is on my name and so are bank statements,
thank ... |
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 Is it a good idea to borrow money? |
| Is it a good Idea to borrow money of your bank, and your friends or family?... |
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 Seriously in debt and living in fear? |
| What are the chances of a couple lasting that are seriously in debt? They have already broken up 3 times in 6 years. They both owe 7 years back payment in taxes plus 60,000 dollars each on other ... |
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 What are the loopholes in which I can make my credit rating erased or much better then they are today? |
| My credit rating is bad, and I don't know what I owe from the past, how do I find out and what to do about my bad credit. I have been told there are loopholes in fixing my bad credit rating, but ... |
|
 How does bankruptcy affects cosigners? |
| I am considering filing for bankruptcy, but I have cosigners on equipment I leased for my business. Is there a way to file without involving my cosigners? I would be filing for personal bankruptcy ... |
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 How long does bad credit follow you?Can and old bad debt resurface? |
| I was told bad debt may linger or re-surface when debt is sold to a collection ... |
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 Can debt collectors do this? |
| Okay I have a credit card that I haven't paid on in a year. I did try to pay it off last February in full because they sent me a letter saying I need to pay by the 14th. I called and said I ... |
|
 Credit and marriage? |
| If I was to marry would my bad credit affect my husbands credit...and would his good credit affect mine?... |
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lon_usa2003 | How many credit cards should a guy have? |
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darwin_kepler_edison
|
I get by on one. I would say that if you can't pay off your entire credit card debt within two months, you have too much debt. |
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jimi
|
1 or 2 |
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Nancy D
 |
I would say none, but that IS a little drastic. Credit cards can be very convenient at times, but mis-used, you'll be heading for alot of trouble. It's good to have 1 or 2 and keep them in good standing; since that will make your credit look good. |
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Essy
|
None, but a visa debit is a nacesity in this credit world. if you don't have it you really shouldn't spend it but if you think you are a selfcontrold person i do know people who only spend what they have in their account, and they get air miles. don't be diluted by this world credit really isn't good |
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Paul G
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Depends on how much money you make, how you use credit and what you want the credit for. I have about 9 but I use two for my buisness and pay them in full at the end of the month and I really only use one of them for personal purchases and carry a small balance. Also, I used one to buy a used work van. The interest rate they offered me for a one time purchase was 5.9% and cheaper than I would have gotten by applying for a used car loan. |
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p
|
It depends. Is this so that you can pay for stuff that you could not afford? If that is so then maybe you should stick with one. However, if it is for credit reasons than 4 is good, never go without a credit card, because then it is hard to have any credit, no credit can be worse than bad credit. |
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luvsdogs
 |
maybe 2 major and 2-3 store
just make sure you ask for low limits so you dont get out of hand with your spending! |
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STEVEN F
 |
If you have to ask, you have too many. |
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Victor ious
|
Credit cards are a sink-hole few people ever dig their way out of. Its like owing your soul to the company store.., you never get it paid.
My answer is - "0" credit cards |
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momathomewith2boys
 |
I would say one major credit card.
Of course, I can't live without my gas card either! |
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IamConfused
|
i would say 2-3
as long as u pay in full each cycle, credit card is a good thing
1. keep track of ur spending
2. earn reward & cash back
3. improve ur credit score (in my points of view) |
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www.lindseysmith.pureromance.com
|
It all depends on what you intend to do with it. Really all you need is one card with double the limit you intend on using. Say you would like a card you could charge upto $2500 a month on, get one with a $5000 limit so you aren't maxing it out (can put a dent in your credit score) I personally have a discover and a chase visa. Pick a card with benefits you will use and make sure you pay it off each month. If you already have some debt do a search for a 0% interest card or something under 5% and transfer all exsisting debt on to the one and plug away at paying it off. Then get one card for everyday items. Hope this helps but always remember, if you don't have the will power to only charge what you can pay off, don't use credit cards and get a debit card! |
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Geff W
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I would say 2 or 3 |
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casj2006
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keep it anywhere between 4-8. |
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