 I've got really bad credit, where i can't get anything on credit anymore? |
| I have really bad credit from when i was younger and nieve about credit rating, now i need a good credit rating i can't get anything. I am getting married soon and was wondering if you think i ... |
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 Bankruptcy? |
| I file bankruptcy and it went through in January. I kept my car and I was told while the bankruptcy was going through I could turn it in without penalty if I wanted. Can I still turn it in now that ... |
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 A collection agency wants my checking account number. I don't want to give it to them. What should I do? |
They do this stuff every day and have an answer for everything. I just need to buy a couple of weeks so I can finish getting the money together.
For the most part, the debt is valid. W... |
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 Why do I need credit? |
| I'm 36, Russian by nationality. 5 years ago I came to America with my family - a wife (she's an American), 3 kids and $3,000 (no worries, I'm legal, have a "green card"). I ... |
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 Credit card issues with non payment - 3rd party calling me threatening with court. What's my rights? |
| I had a hardship about a year ago and finally get all bills back in order. My credit card is over limit by 1300.00 - the total is less than 5k. I got a call that the credit card "sold" my ... |
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 IS IT iMPOSSIBLE? |
| IS IT TRULY IMPOSSIBLE to get a loan with very bad credit! credit cardS in collections!!... |
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 Need help/advise on house mortgage and car loan? |
| I just received my very first credit report/score from TransUnion. My current score is 680. I did have 3 late payments in 4~5 years ago. Other than that, my file was clean. However TransUnion still ... |
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 What's a good 1st credit card for a college student? |
| Something for a college student with no credit (first credit card). Something with a relatively low APR, and 0% APR for the first 12 months. Cash rewards are fine. Wouldn't really use flight/... |
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 How do credit cards work? |
| So,do you only get one amount of money one time on the card and once you've spent all of the money that was on the card you're done? Or do they keep adding money to it monthly or something? ... |
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 Do unpaid phone/utilities collections effect your credit score? |
| I unfortunately managed my credit poorly while in college, and now, over 10 years later, I am slowly trying to repair my credit. In addition to student loans, I have two credit cards in collections ... |
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 How do you get out of BIG time debt? |
| What could be suggested to someone who's in over $100,000 credit card debt?... |
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 Can i get prepaid credit card if i am 14? |
| i need a prepaid credit card (yes to buy sh!t for runescape [dont ask]) and i was wondering where i can get a prepaid card without entering any personal information to get it and still have it ... |
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 Would debt be written off on death? |
| If I have no estate,no house,a few possesions,no savings but a large debt should anything happen to me would the debt be left to pay off by my relatives I am also single with no kids.... |
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 Realistic approach to dealing with credit card debt? |
My curcimstances:
I'm 21, a new mom, full time student, and full time pharmacy tech. I don't make a lot...considering my fixed expenses such as rent, utilities, and child care. B... |
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 I'm 17 Years Old and Interested in Building a Credit History....Help? |
| Hi, I'm 17 Years old and I want to start early and build a excellent credit history early. I am employed already at my job right now for about 7 Months. I basically want a credit card so I can ... |
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Kat | How many credit cards should a person have? |
I know having too many is not good for a person's credit score and looks bad to those checking this credit. But not having any credit (such as cards) is not good either. So is it best to have more than one card? |
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Erica, AKA Stretch
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My parents told me when I was younger to have a limit of two credit cards. One Visa and one MasterCard. In case of an emergency, just about every place will take one or the other, often times both. |
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David B
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one visa one mc. thats it. and only use one unless you have to use the other then pay that one before it registers interest. |
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thanxsuze
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You should get at least two Credit Cards. If you have one credit card is alright too as long as it has over 10,000 dollars. |
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Dave W
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One. You can better manage a credit score by keeping a thumb on unsecured credit. Too many cards get unmanageable very quickly. |
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Serah
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Yes.I dont think any problems there |
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datslife_huh
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It actually depends on what u can afford. I get the prepay credit card and let it build up. In a year some will let u barrow money from the company and may maybe $5 amonth interest. Havin to many can get u into trouble later on. I'd say no more than 2 or 3 just to be on the safe side. I myself perfer prepay 1 card. I get mine thru www.mymccard.com U can build ur credit up this way also. |
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waggy_33
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One with a limit set slightly above what you feel comforable paying each month to avoid the interest charges. |
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Studly
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If you are trying to achieve the highest credit score possible, then ignore the previous answers. Go to http://www.myfico.com and read up.
This is the site of the folks who developed the FICO scoring system, so they should know, right?
They recommend having 3 credit cards, and 1 or two gas station/store cares.
Common sense says don't get cards with a high credit limit. Don't use more then 25% of your available credit limit, and pay off as much as you can each month. Never pay late!
What I recommend is you find a card with a very low interest rate, and use that to pay for everything you normally pay credit for, such as utility bills, groceries, gas, phone bills....then pay it off.
This works especially great if you have a card that has "cash back" features on it, or gives you credit points. |
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victorschool1
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I have alot of them, I get them for the promotions they give, however, I do not carry balances on any of them. |
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ses
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ONE with a very low limit. to build up your credit score. keep yourself out of trouble |
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ericrop2000
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if u got good income dont need them i recomend at least 10 percent your yearly income |
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