 I want to get a mortgage but been refused as i dont have credit? |
| i would like to get a mortgage but i have been refused due to bad credit - i have 1 default thats it! my problem is im trying to build a credit rating for myself as i dont have 1 im only 19! are ... |
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 Where on the back of my credit card do I sign? |
| I just got my new Visa credit card in the mail...and I'm wondering if I have to sign the back of it or anything since in part of my mail it says "sign the back of credit card to verify"... |
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 Credit card minimum purchases? |
| Two stores where I live have signs up that say they won't accept a credit card purchase if amount is under 3.00. Is this legal? This is Alabama.... |
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 Credit Collections - Who Do I Pay? Collector Or Creditor? |
| I was involved in a hit and run motorcycle accident, I was hit by another bike while riding mine. Now I have 2 collections medical bills that made it's way onto my credit report that I refused ... |
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 I have bad credit!? |
| i dont know my score but it isnt good, at all! what can i do to start repairing this? i am already paying off debits, i have 3 of 5 paid off, but that alone work, what else should i do? i was ... |
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 What's the best way to pull yourself out of a huge amount of credit card debt? |
| Let's just say your buried, and your not able to pay more than the minimum every month...is there a better way?... |
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 My nephew is letting his house go into foreclosure as his payment is adjusting and he can no longer afford it. |
| My question is can the mortgage co. come after him later for the difference in what is owed and what they sell it for. PLEASE answer as soon as possible.... |
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 What are some things that I should know about and consider when getting my first credit card? |
Hey everyone--
I am needing to apply for my first credit card soon to start building some credit. What are some things that I should know about and consider when I am doing this? I am ... |
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 Whats the best way to pay credit card bills in order to obtain the best possible credit score? |
| okay, long story short... i just turned 18 and i need to get a car. i can't do that without getting a loan and i can't get a loan without credit (my parents won't cosign). i was ... |
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 Question about about bad credit and apartment applications? |
This place I want to live says they use a company called "safe rent"
I have a fica score of 541 does anyone know if I will pass the safe rent system. I have never been evicted.<... |
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 Credit Card Debt? |
| I have about £6000 of credit card debt from about 3 years ago. Neither company have attempted to contact me about paying this back (although I have moved house, jobs, contact details etc since that ... |
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 Secured credit card? |
| What exactly is a secured credit card?... |
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 Paypal service fee? |
| I read that there's a service fee charged to the seller for anything bought with a credit card, debit card or buyer credit but is there any other way to pay someone through paypal? I don't ... |
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madonnafan8317 | How many of you are extremely well disciplined with credit cards? |
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latebreakfast
|
Me me me!
I dont' want to wind up living in fear and poverty because I can't pay for clothes, purses, telephones, services that I bought years ago, and don't even have any more!
It's not worth it.
If I can't afford to pay cash for it, I won't buy it.
However! If the financing is right, I will charge it. Otherwise, I don't need it.
Credit card debt is like a huge black cloud that is over your head till the day you pay it all off.
Personally, I like sunny days. |
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SPIFIMAN1
 |
I am, I learned my lesson the hard way and now I have 2 credit cards that I use for almost everything every month and pay them both off in full before the due date, never pay a dime in interest and get cash back rewards every year from them with no fees.
So, they actually pay me to use their money every year. |
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you-asked!
 |
not me, no discipline here, i am better off than some people, i don't have that many cards, i just don't have enough money. lol |
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autumn attack!
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me,
i know exactly what is in my bank account and never spend more than that so that i don't have bad credit. i make all of my payments on time and have yet to have any problems at all =] |
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jaypur21
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Using credit card properly is an art (that’s my opinion) because there are lot’s of calculation behind that. You have to be very careful about the bill date, amount due, minimum amount to be paid, extra hidden charges etc.
But that is very difficult for my to maintain all those things properly, many times I forget to remember bill date, total amount to be paid for this I have to pay late charge 3 or 4 times.
I am not very sincere to handle credit card, because of that I close all of my cards and manage one HSBC card only. |
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Pinto B
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I am, now that I learned a great lesson from credit card debt. Credit card debt made me a better wise person to use credit card wisely. Now I know what to do and how to becareful and not fall in the credit card trap. |
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Angie
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I am. I have one card, charge what ever I need to. At the end of the month I write one check and pay it off in full. No problems here. |
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RM
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I love credit cards. I charge 99% of everything because they offer much better rewards than banks.
I have a Discover to get their special 5% cashback deals and have a Citicard to use my points towards Thank You network gift cards.
They're awesome if you know that you have to pay them back every month and don't overspend :) |
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suga pie
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NOT! |
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