 With bad or poor credit, can I get a home loan if I put down alot of $$? |
| In other words, would a bank look past my credit if I put down more than half of the price in cash??... |
|
 What happens if I'm approved for a credit card, abuse it, and never pay? |
| What are the legal consequences of this? the credit limit is $1,500.00.... |
|
 Should I co-sign a loan for my boyfriend?? |
| My boyfriend is having some finacial problems and we are working on buying a place of our own in the near future, but he has some out standing bills. Which need to be paid off. So he is able to get a ... |
|
 I have recently had a bankruptcy discharge. I want to buy a townhouse. Do I have a chance at all for a loan? |
| I have heard that there are loans for people out of bankruptcy, but I don't know of any company. Before this, I had perfect credit. I am desperate. I need some good advice. Thanks!... |
|
 Which is better 3 or 2 credit cards? |
My available credit on my credit cards are
$4,000 $1,200 $1,500
The one card I am using is paid in full by the due date. Should I close one? I am thinking of closing the $4,000 ... |
|
 Do you think i should file bankrupcy wheni was 15 my mother got alot of credit in my name about 20000 not mine |
People say report her but she is my mother and i think im just gonna file bankrupcy im looking for someone who has filed and what life was like after wards i hope that is enough info thanks
A... |
|
 My credit score is 627...? |
| I have never missed a payment on any of my credit cards but i have some medical bills that went to collections. With this score would i be able to get a car or a house some day. How does this compare ... |
|
 Would a child have bad credit when they grow up if someone used their information on bills? |
| My friends ex used his daughters social security number on a cable and telephone bill totaling up to about $1,500. Will she have bad credit when she grows up?... |
|
 I am a student who needs a car loan. I have good credit.? |
| My car was stolen and crashed, and insurance is giving me about half what I need to buy a decent used car. I am a graduate student whose source of income is student loans. I have great credit yet I ... |
|
 I have bad credit. Where can I get a loan ? |
Either a loan for $5000, or a consolidation loan for about $20,000. I have no assets, no security. Need a monthly payment I can afford.
I always gave in to my ex-wife's whims. Got ... |
|
 I haven't used my credit card for almost a year.. yet the balance doesn't look much different!!!? |
| I was getting into more debt than I wanted so I consolidated my cards onto one with 0 APR and have been slowly paying at it for the past year. Yet the balance doesn't look any different!!! I ... |
|
 Which do I pay first? |
| We have about 13,000 in cc debt I am getting a tax refund check tomorrow and am putting the whole thing towards my debt but I am not sure which way to do it. Here is a list of my debt and apr cc1- 468... |
|
 How can I get a credit card if I have a bad credit history? |
| I have just moved home and don't owe anything from this address.Are there any companies out there that are easy to get them from or are there any tricks you could share with me?... |
|
 Which is the better credit card? |
I'm in dilemma between these 2 credit cards that I just received.
1st Card:
-8% APR (fixed)
-3500 points ($1 = 1 point) is equal to 25 dollars cash back. (less than 1% ... |
|
 I need a auto loan from a credit union but don't have an account!? |
| I am told that getting an auto loan from a credit union is the best way to go and some even offer you 100% auto financing but how would that work would I have to become a member, do I need perfect ... |
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★Happy When Alone★ | How many of you haven't got a single thing on Credit this Christmas? |
Everyone I know is having A credit Christmas and will be paying it off till next Christmas....what is the point?
We havent got a single thing on Credit because we start buying again just after Christmas and have a damn site more than we would if we were getting stuff on Credit. |
 |
 
Confuzzled
|
Nothing on credit...all paid for in cash! I haven't used a credit card for 4 years now - and to be honest...I HATE them!!
Much easier to live with a debit card and cash! |
|
Cari
 |
I use a credit card purely for convenience. I won't be still paying it off next Christmas. The card is for convenience only and will be able to afford to pay it off in full by my January statement date. I wouldn't buy things that I couldn't pay off. |
|
Teddybearcub
 |
I carry one to avoid cash in my pocket and pay it off in full at the end of every month. But millions of people will be struck hard again in January not knowing that they are paying over 20% on any unpaid balance...so an item on "sale" ends up costing much more!!!
And I think, "on sale" items are still overpriced!!!??!!! It's a marketing ploy. |
|
Doctor Deth
|
me - i only pay cash - I'm not spending tons of money, maybe $300-400 between my kids and my parents, plus I bought a shopping cart full of toys and donated them to Toys for tots - that was $120+, and gave $100 to a co worker who had a house fire, so she could get some clothes |
|
Seafret1412
|
I haven't, but, with the financial situation being the way it is and people having kids and not wanting to upset them, I can understand why some people do turn to credit.
There are massive job losses here in the North East, Nissan, Woolworths, Mark one and others have all gone down - those poor people will still want to give their family a Christmas.
I feel for them at this time of year.
Merry Christmas |
|
AUDREY H
 |
me...okay one thing ...only becase i forgot my debit card...i already payed the $30 item off |
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rayt721
|
No credit here! We set up a Christmas Club with our credit union last year so the money came out and we blew it ... no regrets and no interest!!! |
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tanika971
|
I don't, i start early in the year to get my gifts and save for any more expensive ones, which i get last, its a lot less stressful, and easier on the old pocket. |
|
focus
 |
We are now in the lucky position where we owe nothing and have no need to buy anything on credit. Sounds great but we live just on our pensions so haven't got money to throw about |
|
kathy s
 |
Cash and debit card for everything this year. |
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Steph
|
We used our Debit card. |
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Jose V
|
I used my debit card. |
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Zac B
|
nop |
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7ala is fluffy ?
 |
I paid it all with cash, all saved.
Last year in the sales i bought a big Tree for a quarter of the price, & the decorations, cards & tags. This year i will get my cards & stuff in the sales, why pay full price.
We have also given each other cash for pressies, so we can hit the sales for the clothes & electrical pressies.
Happy Christmas. |
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Missy C
|
I don't have a credit card or an overdraft... so all paid up front for me!! |
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Judy
|
Anyone else spooked by how many people don't know that you can pay credit cards in full?
/ |
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WelshLad
|
No chance,
I was saving £15 a month for Xmas and will do the same for next month. |
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andy
|
The only thing that I bought on credit this year was my grandmother's gift online. I then immediately took that money off of my checking account and put it on my credit card payment. I am still in the process of paying off car repairs and moving expenses or else my credit card would be payed off. |
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Worldly25
|
Paid by Cash or Check but then again I started shopping in July |
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