I got a credit card about 6 months ago with a limit of just $800. It's a student credit card. Can I call the credit card company and ask for a higher credit limit? I've heard you can ask ...
Is it true that they look at how many credit cards you have and determine how far you "could go" into debt? For instance. A person with 1 zero balance credit card would have a better score ...
Do you know where I can find the phone number to call to get your name off the mailing list of credit card companies? I know that everytime they check your credit to "pre-approve" you, your ...
I have a friend that got herself into trouble with payday loans. She took out more than she can pay back. They are now saying that she will go to jail for check fraud. Is this true? I have never ...
My wife and I lease out our first home to suppliment our retirement income. A tenant moved out with no notice several months before the lease expired and has ignored our letters to them. How do I ...
People, I know this might not be the best place to ask a question BUT please help me. I been married for 12 years to a very nice woman we were very happy, but I meet someone else, then we starting an ...
How can I fix my credit report on my on without an attorney? Is there a form I need to fill out? Will writing letters to previous creditors help? I need to boost my credit score!...
My husband was out of work for almost a year and I lost my job. We have almost 30k in debt on credit cards. We have never been late with payments but it is starting to get tight. Should we file ...
I have terrible credit and I need a loan. I have a paid off newer nice car bought with cash. Do banks give small loans with the secured car title? I don't want a to go to a title place becuase i ...
My friend (someone who i was pretty sure i trusted) needed cash to get something.. not thinking about it i offered my credit card. He used it for a minute then came back out andgave it to me. When ...
We have 3 credit cards: Balance of 530 with 19.8%, 1640 and 1738 both at 29.99%. My hubby had cosigned for his older brother a car and we had to take it from him. It was in a wreck (hit and run) ...
Jack Tripper
How many times a year should you check your credit report?
As far as I know you only get one credit report per year from each of the three credit reporting companies. The best thing to do then is get one every four months from a different agency. You can join some of those programs that alert you everytime you have a change on your credit report but you have to pay for that.
sobefobik
Once a year is usually sufficient unless you think that someone is fraudulandly using your credit.
You can get a free credit report from all 3 credit agencies once a year. You can call them and they'll send you a report, or you can go online.
do you know me?
At least once, but I try to do it twice
Deja' Vu
I would check it every 3 months or 4 times a year. But in reality most people check it once a year if not at all.
Chefed#1
Once or twice ,except if tou lost your credit cards or ss card.
katybeth212001
1-2 times a year or right before a major purchase like a car or a house (so you know what your credit rating is before you get a loan). Or if you think someone might have stolen your identity.
texas0413
365 every day
Jenna
every year. most creditors allow you to check you credit report for free once a year.
koreangurl
As often as you feel the need to. You are allowed 1 free credit report per year from the three major credit reporting agencies, Experian, Equifax, and TransUnion. If you have already pulled your free credit report, you will have to pay until the 1 year deadline is up. Here is a site that has all three and we use this site at our office (we do bankruptcies):
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
