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 Do you use store cards?
I was watching breakfast tv this morning, and I was shocked to see the interest rates charged by stores compared to credit cards.Do you use store cards? I had one in the past but paid it off, then ...


 If you owe a debt. and you cant pay the amount that they are asking for each month. Can you pay what you can?
Can they repo your things even though you are paying something? Even if its not the amount they want?...


 Why am I still paying the cash advance fee on my credit card??
Hi,
I've had my credit card for about 2 years now, and the very first thing I did when I got it was take out $10 from an ATM as a cash advance. This was also the ONLY time I have ever done ...


 I urgently need to find a loan provider, if u r calling as one of the nigerian scammers, pls dont call?
I run a small business and am experiencing cashflow problems, unfortunatley, due to old CCJ's the bank will not help and i do not have much collateral to offer, I have been plagued by emails ...


 How to buy a home with no money down and really bad credit?
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 Debt ..... what do you think about this?
In the UK on GMTV this morning there's a woman who says she brings in £1200 per month. £600 goes on paying off her debts. £500 on rent. She's then left with £100 per month.
<...


 I am 17, how can I apply for a credit card?
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 What happens if i don't pay my credit card bills, and i don't declare bankruptcy?

Additional Details
knowing that i left the country.....
i don't care for my credit record, i just want to know if any criminal charges will be filed against me,,,,will i be ...


 If a dept agency traces me after 10 years do i still have to pay that dept. if so could i pay part of it?
i had a dept with a bank over 10 years ago and a dept collectors agency have recently traced me. do i have to pay the dept. i have never spoken to the bank about the dept and i had forgotten all ...


 How can I get or build my credit?
I'm 18. I have a checkings and savings account at Wells Fargo.
I want to build my credit. I worked full time this past summer at an amusement park and now since I'm a full time college ...


 If a wife signed a form without husbands knowledge is this classed as fraud?
a wife signed a form to remortgage their house without husband eing aware,...


 How much is your salary???
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 Should I make this purchase?
I've just finally established enough credit and now have a credit card...Should I make any purchases like furnishings or go for something of lesser price?...


 Can you order online with debit cards ? or do you need a credit card ?
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 Is your ATM pin number on your card?
Paypal asked me for my ATM pin #. Is the pin # on my card?...


 How can i go about rebuilding my credit to raise my credit score?
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 Advice about being ripped off by a bank?
My wife is being ripped off by Nationwide Bank. About a year ago she needed to use her overdraft facility which she had used on many occasions prior to this. She went about £20 overdrawn. The bank ...


 How can I repair my credit? I had some health problems in 1999, lost job so got behind on my credit card bills
I had alot of health problems in late 1999 and it caused me to be unable to work for some time. As a result I was unable to keep my bills current. At the time I was only 19 years old. I didn't ...


 What credit card comes to mind when you hear luxury?
...


 I received a mail from "microsoftpromotion@micro... regarding confirmation of winning. Anyone can help?
...



Matt B
How many times can a credit card or collection company call you in one day?
I've heard if a collection company calls you more the once per day that you can file a compliant and the money that is outstanding will be reversed.
                     
 




Studly
Rating
More bad answers. Ya'know, it only took me 2 minutes to locate this on the net. I've only posted this same answer dozens of times in the past. Yet these people continue to give the wrong answers.

Debt collector wanna-be's?

The source below is from the Fair Debt Collections Act. It's fairly obvious to anyone who can read that repeated calls are illegal.

Just send the collection agent a "cease and desist" letter and the calls will stop immediately. If they don't you can sue them for $1000 in small claims court. That will offset some of your debt, wouldn't it?


D.C
Rating
as many times as they want


Odessa R
Rating
as many times as they want from 8 am to 9pm the only thing they can't do is use scare tactic's or threaten you or talk to any one but the one who owes money


schmushe
Rating
Nope - never heard that one

They can call you as many times as they want to, until you pay your bills

Arrange a monthly payment in order to pay it quickly - although interest rates may not be frozen


crystald
when im late on my truck they will call me about 10 times per day starting at 8am and ending at around 9pm.
Have not heard of this reversal, but I doubt its true.
Sorry!

Change your phone number and have it unlisted. This will help


Farm bred, grain fed, all natural
Quit looking for a loophole and pay your bills.


dreday
They can and will keep calling. Check out www.clarkhoward.com First you have to tell them to stop calling, and then send them a certified letter requesting they do not call you. But that does not eliminate the debt, it just stops the harrassing calls. Also the debt that you owe can and probably will be reporting to the credit agencies, a bad mark stays on your credit report for up to 5yrs.


Molly323
not true, pay your bills!


john n
Collection agencies do not have the legal right to harass and that being the case are limited as to the amount or times at which they can call.
You further have the right to have them contact you by mail only.


glicksarah
2-3 times daily....i would talk w/them and let them know your trying etc, maybe you can work out a payment arrangement.


Frank
Rating
Just pay your bills and stop being a derelict


alanc_59
Tell them true or not, that you have filed for bankrupsy, and they will hearing from your lawyer...they have to stop calling.


klose
they call me at bout 20 times a day


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