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 I have a Visa Gift Card and...?
I have $100 on it. It is activated but everything I try to buy that's under the amount says its declined except iTunes. So I bought a CD for $30 but it came back saying it was declined what ...


 Need advice regarding wedding budget please?
I am so scared about wedding budget...please help me!?
I have 8 more months until the wedding...Feb 2011. This is the expenses we have left.

Expenses:

DJ 530
Catering 1...


 Is there any online company which provide prepaid credit card?
Is there any online company which provide prepaid credit card?...


 While travel which is better credit card or debit card?
While travel which is better credit card or debit card?...


 Can you receive a new social security number?
My sister had her Identity stolen from her when she was 13 years old. and now she is unable to get the funds she needs to go to college. She is now 23 almost 24 years old. She has put a flag on her ...


 Which job is better ?
Bill collector or a security guard at shopping center?


And why???...


 what does 51.69- mean on a credit card balance?
...


 what questions to loan companies ask your employer when trying to get a loan?

Additional Details
mainly online ...


 Vanilla MasterCard not working?
Hey guys, I tried ordering online from Drugstore.com with my prepaid mastercard and it tells me
" Unfortunately, we were either unable to verify the payment data provided below with the ...


 Is it easier to get approved for a car loan and lower interest rate nowadays since this economy is down?
...


 First Credit Card??? College Student in Need?
im turning 18 tomorrow and im a future college student. My parents arent going to help me in college (meaning i'll have loans and have to buy stuff i need on my own) so what's the best way ...


 Information about Credit Cards.. APR.. and interest rates?
So i just opened up a victoria secret credit card today... my first credit card to date. If i pay my bill on time I won't have to pay any interest rates. As to APR, how does that work? Lets ...


 Is Modest Needs Foundation a Scam?

Additional Details
I was looking through the BBB which was a breakdown of the financials and they do not add up.. Also, someone wrote something on Ripp Off Report....


 how can i increase my fico score fast and improve my credit?
...


 what are my chances of being approved for a wells fargo credit card?I have my mortgage payment with them?
my credit score is 730

my husband is also on the mortgage his credit score is 720

should we apply for for the credit card jointly or should i only apply?

I bought my ...


 Looking to get a loan for a 4,000 dollar motorcycle...?
So I'm considering getting a loan to pay for a privately sold bike, costing 3,700 registration.

I have a credit score of 690-700, 21 years of age and only make currently 1,200 a ...


 Credit Card Lost, and somebody stole it?
What if i lost my credit card and some one found my credit card, and use it illegally. I mean, use it to buy anything. But when i dispute to my credit card company, they said the transaction is ok, ...


 Credit card problems..........?
I made a payment of $200 on my credit card but only $150 went in. I checked the payment status and it says its still in process. It has never done this before. Ive had it for about a year. Why is it ...


 Is there any way to clean credit that actually works?
I've tried so many different product's Im looking for one that actually works. Please only list one that you have tried personally and can guarantee. Im willing to spend a little money I ...


 I want to get my credit together so I can buy a home, should I file bankruptcy? If so, how? What should I do?
I'm 23 years old and I am in $30,000 worth of debt. That includes a repo'd car, a default school loan, and some $500 bills here and there. I've never had a credit card and as crazy as ...



eric53
How much Credit Card Debt do you have?
I have $12,000 credit limit on my cards and owe a total of 47cents.
How much credit card debt do you have and are you able to pay more than just the minimum payment per month?
                     
 




Jarrett E
Rating
Somewhere in the neighborhood of 13k and I pay about 1500/month. Actually this month I will be paying 3500. So, yes, I do pay more than the minimum.

ADD: I should also say that $9,500 is on a 0% interest card and the rest is getting paid off this month.


bdancer222
I use my credit cards for everything and pay them in full each month. Since they are cash reward cards, the credit card companies are paying me to use their money.

Just because you have a big credit limit, doesn't mean you have to use it or carry balances.


joe.attaboy
Zero. Took me a while to get there a few years ago, but I did.

I have a Visa from my credit union that I rarely, if ever use. I have two AMEX cards, and they get paid off each month.


Snakeman !
I have NO credit cards and NO overdraft - I pay everything by cash - and on time !


jclayato
I have 3 credit cards but I don't use them. Therefore zero to answer your question


Reena
Good for you...

Mine is about the same but this month I owe them $112.00.
Which means it will be paid off when the bill comes.

I only use my cards to improve my credit score... other than that carrying a short term loan for this much interest... is plain financial stupidity.


Nebraska Born and Raised
Rating
None.


SANDRA B

possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.DebtFreetips.info/debt-free.htm is the resource i have ever had good experience.


Bue T
Rating
everybody has credit card debt and pay the minimum, its best to consolidate the credit card debts

Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.

http://debt-trap.com/category/Debt-Consolidation-Basics.html


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