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They said it would be marked as "paid" but once I agreed to their payment plan, they said it would be marked as "settled."
I did settle for half of what they claim I owed.
... |
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 Does Bank of America have a right to close my credit card without a notice? |
It was my first credit card, and they closed it due to inactivity. Now my credit score will fall because of it. Is it legal to do? The card was in good standing.
Additional Details
They ... |
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there wore 48 instalments ipaid 20.my son given car to his friend, he is not paying
Additional Details
i have taken loan in ... |
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| I have a couple hundred in my balance on my MasterCard. Can I close it? I mean, I don't want to use this card anymore for other purchases, but even after I close it, I'll pay it off. I just ... |
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 So how will everyone be spending their checks? |
How will you guys be spending your rebate checks from the government? Paying off debt? Shopping? Saving?
Additional Details
Oh debt! oh debt! how we love our debts!!... |
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 Credit.......? |
| Does any1 know how to get yr credit rating up (I want to get a lapttop on credit) as to get a credit rating you have to get something on credit but you cant anything on credit until you have a credit ... |
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 Co-Signing Troubles!!!? |
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J | How much can I go over my credit card limit? |
My credit card has a limit of $1,000. How much can I go over the limit? |
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Judy1
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If you go over, even by $1, you'll likely get charged an over-the-limit fee. How much total they'll let you go over depends on the card, but usually not a whole lot. |
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echo
 |
While some creditors allow people to go over their limit, there is usually a huge down side to doing that.
You will be socked with over limit fees
Your interest will probably be ratejacked to an extremely high amount
They will report the over limit to your credit report and drive your score down for 7 years. |
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Nick
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It really depends on your card company. Best thing to do is to call them and see what their policy is. If you are concerned about your credit try not to use more than half of your available credil line. It hurts your credit when you use all your limits. |
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farrell h
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it depend on credit card company.
Don't max out your credit limits. Your ratio of debt to outstanding credit is a factor in determining your credit score.
TOP 3 FAVORITE CREDIT CARDS AND THERE LIMITS
1)BANK OF AMERICA AK AIRLINES$7000
2)AMEX BLUE SKY$23,000
3)DISCOVER CARD CASH$5000
Raed more from: http://www.credit-card-forums.com/thread/2185 |
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heartinholland
 |
hey, they call it a "limit" for a reason. you'll pay extra fees for going over. |
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redvelvetflames4ever
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Depending on the credit card very rare you can go over the limit to a great degree without them closing the account. |
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beauty s
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U have to read the fine line.. Try to call your credit card company.. |
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Gwynn T
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Limit. v meaning no more than.
If you go over your limit you can loose upto 50 points on your credit score. You will get feed big time and it will be almost impossible to pay back. |
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DaveInSeoul
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It depends on the CC company. But I'm guessing at a $1,000 limit, they probablly won't let you go over at all. |
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Brian F
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Once you hit your limit you will not be able to charge any more to the card, however fees and interest will continue to build on the account to no limit. So even if you only pay the minimum payment you could quickly find your balance way over your credit limit.
Unless it is an emergency it is best to not go over 50-60% of your credit limit on your card. |
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