 Where is a good place to get a car loan or a home equity loan if you have not so perfect credit? |
| where is a good place to get a loan for poor credit. my x husband ruined my credit now i need to get a car or a home equity loan any suggestions?... |
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 I wrote an entire book of bad checks up to $400 each. Where can I go for help financially? |
| I have a job. But it looks like I will need nearly $5000 to pay for my mistakes, and much sooner then I can come up with it. Does anyone know of a service that will help me with this? I have awful ... |
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 My Mom used my name and ss# to open credit cards...ADVICE PLEASE!!!? |
| When I was little my mother had TERRIBLE credit (no fault of her own - she cosigned for my dad and he left and never paid the bills) - so she opened up credit cards in my name with my social security ... |
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 Can i get this loan through my credit union? |
| I've been working at my job for a year and a half but i have no credit. At the same time, i don't have any financial obligations besides gas. I'm going to ask for 10k and the highest ... |
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 I just paid off my car loan and a credit card. But my FICO score dropped 32 points, why? I'm paying my debt! |
| I'm paying off all my credit cards, not closing them. But I want $0 balances on them. I paid off my car 6 months early, I never missed a payment and I was never late. Why would I be punished for ... |
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 Should I close a bad credit card? |
| I cut up two cards months ago, but after being unemployed I haven't been able to make the min. payments. I've been in contact with them, but wonder if closing the accounts will atleast ... |
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 Is this a myth...what happens if you just stop paying for your credit card? |
| I have a friend who just got a notice from a creditor via the Sheriff's office. Is it true that if you just stop paying your credit card bill after 7 years it just falls off? He hasn't ... |
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 Is it Illegal for a bank to do this? |
My discover card payment is almost 300.00 dollars and only ten of it goes to the principal.That seems very extreme to me.Isn't there a law against this?
Additional Details
This is ... |
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 Is there something I can do (legally) about ridiculous credit charges? |
| I've been a customer with this clothing catalogue for a while now and I have a credit limit of £1,000 with them. However, I decided not to use that facility and buy on a pay-as-I-go customer. A... |
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 Does this seem fair for owner financing (on a house)? Or is the guy trying to make a few bucks? |
| My fiance and I have plenty of $ for a down payment on a house, but can not obtain a mortgage. A seller is offering financing @ 8%, and after 1/2 of it is paid (30k) he will give us a deed for trust. ... |
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 How can I avoid being served with papers, a debt collection agency want to sue me? |
I do not live at the address they have on file, can they sue me if they can't find me to serve me?
Additional Details
The explaination for why I have not paid the debt is very long..... |
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 I sold something on ebay and when i go to paypal it says i've received a payment...? |
...But when i log into my paypal account the balance is still at £0.00...Anyone know why? Cheers
Additional Details
Actually I have sold two things to two different buyers and on Ebay ... |
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 I have a credit card, but haven't paid them for over 4 or 5 months? |
| how can i get out of it? my limit was $1000. I owe them more than 900 Dollars. MOST of the money is from non payment charges. $30 a month. Even before the last bill i made, there were mmmaaannny ... |
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 I need financial help please!? |
| I have a County Court Judgement caused by an ex partner who run up debts in a joint account just after we split. He's disappeared off the face of the earth and I cannot get credit or a mortgage ... |
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Steph :-) | How much could someone actually do with a million dollars(like give examples!)? |
It just doesn't seem like that much money to me. Someone asked on here, if someone offered you one million dollars would you stop watching television forever and I said no, even though I barely ever watch it, because I wouldn't be able to watch movies, home movies, Satires, documentaries or the animal channel.
I mean people seem to blow a million dollars pretty fast right?
I also heard that it cost a million dollars to raise a kid from birth to when they've finished university. |
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barbara w
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Invest it and draw out 1% less then you return is. At a return of 8% that would be an extra $ 70.000.- a year. That's not to shabby. |
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ravensfan
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yeah. Like if it was a billion of dollars that would be good. but like i would save the million dollars cause its not a lot ya |
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williambriceking
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Hi there. A million dollars is a lot of money, and you can do a ton with it. The problem isn't really the money, but the lack of financial education behind it. The first thing I would do is recommend "rich dad poor dad", it's a crash coarse guide in real-life economics. That will put you down about 10 bucks. Now, the other 900,990.00 will do more than you think, this is because it can buy LEVERAGE. That million dollars could leverage up to 10mil under the right circumstances. The first thing I personally would do is buy a cash-income producting property (like an apartement building), this will run you about 300,000 down but your monthly payments should actually be a positive number, not inluding your free "rent". Then hire a manager so you don't get the phone calls. This way, my bills are covered and I have a lot of time to think about (and read about) what I could do with that money without being distracted by the outside world that had me confused all the time. On a closing note, think about this: The reason financial education is not taught in schools is because the teachers have not been taught themselves. If they had been, they probley would not be teachers, and if they were, they would only be doing it because they wanted to or because it was extreamlty profitable to them. I don't think the 24k a year would exactly lure them in the door.
Have a good day, I hope this is what you were looking for.
Brice |
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Bibi
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Funny. My co-worker was asking me the same question like two days ago. She said she wouldn't quit her job for $1 million. I told her, I'd be out of the door in a jiffy.
I don't know but personally I can do a whole lot with $1 million . |
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Bradley P
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It's all relative to both what kind of money you are coming from--a million just isn't a lot of money to someone already earning six-figures on their income--and what you expect out of that money.
Plus, it has to be said: if you are expecting to win a million dollars on some sort of lottery, it isn't going to happen. As often as not, *half* of that "million" goes to taxes, and it is *never* paid out lump sum, and can take 10-20 years to fully pay out....
But. If I were to wake up tomorrow, with One Million U.S. Dollars, lump sum, all taxes cleared out and paid for on it....
--I'd be debt free inside of a week. Seriously. I am up to my eyeballs in debt too, but that wouldn't knock out even the first 50K of the money.
--I'd set it up, inside of three months, so that I had a steady, modest, interest-derived income *for the rest of my life.* Really. I know folks rag on Treasury Notes all the time, but one thing the 5-year notes do well is generate interest and split it up so that it takes *six notes* to generate monthly income (each one paying out interest twice a year). And they do it without the speculative risks of the Stock Market.
So yeah, if I took $750,000 of that million, split it six ways (each note being $125,000 apiece), and say each note only yielded *five percent interest* a year....hmmm....that would be $6250 a year, per note, or an income of $3125 a month.
I know, I'd have to pay taxes on the interest, and yes, that doesn't sound like much more than *chump change* if you are into Hummers and Bling (tm), but I am not into that lifestyle, and it works out ok with me. ;)
--And even with all that, I'd still have $200K-plus to spend in the first year it would take for the Treasury Notes to build up that interest.
It would be enough to change *my* life, surely. Granted, I can see how it might not change, say, a *whole family's* life, but still.
It depends on what you are looking for and whether or not you *have a plan* going in. I do. Which is why nobody will ever let me *get* that million, because I wouldn't just spend it all at Wal-Mart or some nonsense. :p
Hope this helps. ^_^ |
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roshpolek
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1000000 dollars it's about 1538461 beers (in my country). I could do anything for it :D
and about million dollars to raise kid... bullshit. If you'll buy a lot of mark clothes for him every month, send to best school, buy a cool pc in every two months(dude), feed with best food, and give 100$ per week, mabely you'll spend it. But who really do? |
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Maddy Waddy
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You could give 20,000 people $50 each and teach them the value of giving. |
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♥Ra-Ra♥
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when u think about it, a million dollars isn't that much to the average middle class hard working american. once u pay off debts, bills, house and car payments, and then pay ur taxes, u barely have any money left, do u? i find it pretty funny when people jump at the chance to spend months stranded on islands with a bunch of annoying people and trying to live against mother nature (i.e. Survivor) for just $1 million. i guess there are a lot of things u could do with $1 million if u didn't have that many payments to make in life, but what really? maybe buy a new car, put money towards a new house, give some money to ur favourite charity, buy gifts for friends and family, treat urself to a vacation- but not anything totally drastic... |
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Hans
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Get out of debt, buy a house, raise it's value and invest wisely. You could become quite rich if you take your time. |
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nax
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You can buy a house and live comfortably for ten or so years - sounds pretty good to me - plus theres the interest you could get |
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momof1qt
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In reality, after taxes, a person would only have half a million dollars. After a person paid off all the bills they already had, they could possibly buy a house (I would just fix up the one I have), buy a new car, take a trip or two then the rest would have to be put away for property taxes, insurance on the house and car as well as normal bills. A person couldn't retire on it, that's for sure. They could stop working for a bit if they wanted to continue their education, I would do that much but as you said, if even one child was in that family, the money would be gone before you know it. I wouldn't turn down that kind of money, but I would still have to work. |
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