 Credit reports? |
whats a website that i can get a free credit report right away and one that won't hurt my credit by checking, i want to try and get a new car tomorrow. HELP PLEASE!
Additional Details<... |
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 How can I raise my credit score 50-100 pts in 6 months? |
| I had became ill and thus, went through some financial hardships....so, please don't judge. my credit got messed up. I would like it to go up 50 to 100 pts in 6 months. is this possible? and if ... |
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 About to marry into some credit problems.? |
| I may be getting married to someone who has at least 13,000 dollars in credit card debt. His first finace was to blame (or so he says) but the point is, the debt is there. I feel like I'm going ... |
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 What credit card can I get with bad credit? Any luck??? |
Hi,
I have like extremly trashed credit from back when I was 18. I am 23 and basically didnt care when I turned 18 and now regreting it. I am VERY good with money and responsible. I ... |
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 Does it help your credit to pay your credit cards off and never use them again? |
| I managed to make some credit card debt trying to raise 2 teens by myself w/ no child support. They have moved out and now I am paying off the debt and have very small balances on the cards like $101... |
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 What's the difference of going to court and not going to court for credit card debt.? |
| I have a summons to court for next week for capital one credit card debt that's indeed mine and if I go or don't go the judgment will be filed against me because it is indeed my debt and I ... |
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 Is it safe to add someone as an authorized user on a credit card? (piggybacking)? |
| My father did this for me years ago (still have the cards). I'd like him to add me to more of his accounts to raise my fico score. I don't want him to think I'm going to rip him off, I ... |
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 How can you raise your credit score? |
| WHAT CAN YOU DO TO RAISE YOUR CREDIT SCORE, AND WHAT SHOULD YOU BE LOOKING OUT FOR... |
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 I NEED an auto loan...? |
For $12,000.
BUT:
-I am 18 with 6 months of credit history
-Have a FICO score of 708
-Have a STEADY income of $1100
-Plan to repay within 36 months
PLUS: My ... |
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 How do you get out of a credit card debt if the sum of your minimum payments exceeds your actual balanace? |
| I owe $5,000 on 1 credit card and probably paid $7,000 in interest and fees over the years but still carry nearly the same balance at a high interest rate - makes it hard to pay off. Ideas? Tricks? T... |
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 Buying new car but first.... should we pay off car loan or credit card? |
| We are going to buy a new car in the next couple weeks (a TrailBlazer SS). My car is currently paid off. My husbands car only has 3 payments left on it. I can pay it off now or apply that money ... |
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 Ok I have apprx. 35k in dept. I'm lookin to file bankruptcy but i'm not sure what chapter I need to file under |
So i guess my question is What chapter do I need to file under?
Additional Details
when going through a debt consolodation will my truck be included in that? It makes up about 50% of my ... |
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 Missed my car paymet, is it a big deal? |
| I had a brain malfunction in March and forgot to make my car payment. I got a call from the lein holder and they told me I was 22 days late. I paid the payment and the late fees immediately. Is this ... |
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| What are the best ways of obtaining credit ? |
| I have no credit card, don't make much $ but am very good @ saving up $. What should I do ? Should I save a few hundred dollars & then ask the bank to lend me the $ & then pay them back ... |
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 If I don't pay my bill will it still come off of my credit report after 7 years (Next year)? |
I have a 6 year old bill that right now is $1700. I don't see myself paying it off in the next year. So if I don't pay it will it still come off my credit report next year?
Additional ... |
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 If you got caught with 5000 pounds in your account? |
| which genuinely wasnt yours by the housing benefits people what would happen and how could you prove it wasnt yours.... |
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 Where can i file a complaint against a credit card company for over charging me? |
| I paid my credit card bill online, and through a mistake it was returned overdrafted. I immediately re-paid it for the same amount. The credit card company then re-sent the first payment that was ... |
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| How can I get out of a bad car loan? |
| 18 months ago my girlfriend purchased a car for her brother (in her name) against my better judgement. She took out a $29,000 loan at 15% interest, which he was to pay. 18 months later, the brother ... |
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norsgl81 | How much do I have to owe to go bankrupt? |
I make around $33,000 a year. I owe around $60,000, is this enough debt to go bankrupt?
Additional Details
Is Credit Solutions a non-profit organization? |
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char
 |
How did you do this?? I have no sympathy for those who live beyond their means... It actually upsets me.
If this is due to natural causes like medical expenses, a natural disaster, then I'm REALLY sorry for you and hope you can be relieved from your debts.
If the first applies to you, talk to your debtors and I'm sure that payments can be figured out....Don't cop out!
**STUDLY- the the money owed has to be accounted for one way or another right?? One way or another, others pay for his/her frivolity. |
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David C
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studly gave a terrible answer...blame the credit card companys?? its your own personal responsibility. he knew how much money he had comming in and he knew it wasnt anywhere near enough to cover his expenses yet he spent and spent more. lets put the blame where it really belongs. |
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Elizzabeth
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To: Etta P
Would you please give those websites again? |
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Twisted Maggie
 |
Oh Yeah! That is enough. Talk to a bankruptsy lawyer. |
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SCH
 |
Most likely you qualify...there is a specific formula the lawyer uses to calculate if you qualify, you have to disclose all sorts of things to the trustee about what your assets are. That will determine what chapter you qualify to file and whether you will be required to sell any of your assets before you file.
Good Luck! |
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Etta P
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The below websites may give you some valuable information on both chapter 7 and chapter 13. I do not think is an minimum amount of debt. Hope it helps |
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Studly
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The amount you owe has nothing to do with filing bankruptcy. The ability to repay is.
This is what bankruptcy is for. Char and Ed will pick up the loss with their higher interest payments and fees, which they obviously like to pay. I don't see them complaining about it! They certainly are not blaming the credit companies, who are making billions in record profits at the moment.
Discuss your situation with a bankruptcy attorney. Good luck. |
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mister ed
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why do you want go belly up and fill bankrupt. is these debts yours or did you ghost of an early life run the up, i say sat down with the folks you owe money to and work out a schedule and pay off your honest debts. |
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