 My Boss Is Stealing In $ In My Name Help...? |
| Help!!! My boss is stealing money in my and another employee's name..He is doing it by posting fake refunds on cash paying customers. He took $350 in my name..I know because i did some ... |
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 If I have a credit score of 814, should I cancel some of my credit cards that I do not use? |
| I have about 9 cards of which I only use 4 on a regular basis. My concern is if I cancel the cards I don't use, will it hurt my credit score.... |
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 Can I make $6,000 in 13 Days? |
| Yeah... you read that correctly. I got a letter from People To People Sports Ambassadors inviting me to go to holland for basketball in the Friendship Games. I have read that it costs around $6,000. M... |
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 What is money laundering? |
| I live in france and I can't open a M&S account in U.K. because of ''money laundering. (which I would like to use when I go back to visit family).... |
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 Need private lender for bad credit loan, cant get approved, have great income.? |
| credit shot due to me making payments on a house to someone who then didnt make the payments to mortage co. then they broke in and stile a bunch of stuff. so much for take over payments. looking for ... |
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 Credit Question. Please Help!!!!? |
| I stacked up about $7000 of debt about 5 years ago that went into default. About 6 months ago I paid it all off in full. My credit is pretty bad but it is getting better. What can I do to get it ... |
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 Should I declare bankruptcy? |
| I have about $20,000 in student loans and about $14,000 in credit card debt. I lost two jobs in the past year (not to any fault of my own) but I opted to resign because I'm in a field where ... |
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 Ive been scammed - ebay!? |
| So i purchased 2 playstation 3 60gb consoles on ebay from 2 different sellers. Well, after making a payment i get an email from ebay insisting that i do not make the payment as there is something up ... |
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 Psychics please answer this question. Where can I find my lost bank card? |
Additional Details
It was lost in my bedroom along with the company's phone number.... |
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 How can I get a car loan without paying comprehensive insurance? |
| I would like to buy a eclipse for $6500 and currently only have $2000 in cash. I would like to be able to build some credit and could easily pay the car off in under 6 months. The main thing is that I... |
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 Ok I recieved a preapproved capital one card and got a 45 dollar membership fee before i activated it.? |
| I wasn't sure if i was going to activate or cancle the card but I got a statement saying i 45 dollars for a membership fee. I was wondering that if there is any other fees for activation or is ... |
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 Credit cards? |
| anyone know where i could get a credit card from even though i have bad credit in the ... |
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 I can't believe what the bill collector just asked me..? |
| First of all don't ever get store department cards! I was on the phone with the least liked call of the day, and when they were asking me for another phone number, asked if I could give a ... |
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 Would it be beneficial to add my girlfriend to my credit card? |
| My girlfriend is twenty six and has zero credit. I want to help her build a credit history so we can eventually buy a house. My concern is that while currently my credit is in good standing, and my ... |
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 I have things on my credit that I never gotten but I don't know how to take care of it? |
| The things that are on my credit were things that I couldn't be responsable for cause I was 13 years old and I couldn't signed nor did i had a SSN at that time, I have called the collection ... |
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 If my girl friend has good credit and i have bad credit...? |
| if she got a car loan and i got on as a co signer would she be denied the loan?? if not would it help my score once we got it paid for? also how much are these places willing to laon with a score ... |
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Brian F | How much interest can credit cards legally charge? |
I am a new york state resident with a credit card that just sent me a bill with an APR of 32.24%. I am in good credit standing (make all my payments), but am carrying too much debt relative to income. The last payment for this particular card was 1 day late, but late charge and APR/Finance charges are listed seperately so I don't think that had anything to do with it. I am wondering whether or not to go to the attorney general on this one. Please let me know what all of you out there think. |
 |
 
oj
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Check your cardmember agreement. Usually the "Default APR" is listed on there, and if your payment was a day late, that's probably what you're being charged. I don't know if making an attorney general complaint will help, but what you can do is stay on your credit card company, requesting that they lower your interest rate. |
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namsaev
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Legally what ever you are willing to pay. They want you to NOT pay off your credit card every month and they want you to be at least one day late so you can be hit for late fees. Caveat Emptor my friend. |
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bryan l
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chase did the same thing to me a few years back my credit limits were to high to roll them into a lower APR. Chase laughed at me when i threaten them with going to another card, because i bet they knew somehow. I got proactive and pissed off enough worked on the weekend doing remolding jobs with my brother, made enought money to pay those SOB's down. Then when i had it down to an 1/8 of the credit limit got an offer with bank of America 5%APR with a limit of 20k rolled that over and told chase to buzz off then all of a sudden they where offering the world to me. Now i don't have any stink-in CC with balances.
I wish you well, i am felling your pain! |
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Aliz
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That seems very high. The worse I have seen is around 21%. |
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bl_ttn
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around 35, but depend on your credit and the company policy |
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MOM KNOWS EVERYTHING
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Unfortunately, I don't think there is any limit on what they can charge you. They may have raised your rate (in addition to charging you a late fee) because your payment was late. But if you write to them and ask them to lower it, or at least remove the late charge, they sometimes will do it. |
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D S
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Check with the better business office in your city. |
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cajun4talk2u
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Unfortunatly, they can charge whatever the law of the state allows them to charge! |
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god knows and sees else Yahoo
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MOre than around 35% |
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john_carlton04
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credit card companies can charge you up to the terms dictated by the rate agreement you capitulated too. usually it's US Prime + some percentage.
your company may have raised your rate because if you're carrying too much other revolving (i.e. credit card) debt, you present a higher risk profile & hence, a greater chance for default.
you may have even been late on some OTHER bill, like a utility or car payment, & they found out about it & ticked up your rate.
and yes, it's legal for them to do so. the best advice & I'm sure you've heard it plenty of times, is pay off the credit cards every month. It sucks not being able to instantly go out & buy that big screen, but the aid you'll get on your credit score for future loans will be immense. |
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jduck1979
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With a charge as bad as that, I'd take it as a signal to start looking for different card provider so you can tell them where to shove it........ there's some excellent advice on Credit cards at this site: http://www.fool.com/ccc/ccc.htm + they also do a couple of credits if you do consider looking somewhere for a better deal: http://www.fool.com/landing/card/decide.asp?source=iccsitlnk020292 |
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Gene W
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I would consider calling them, Sometimes they forgive for 1 day, you could argue it was in the mail and it should not be your fault for thier processing taking too much time.
Another suggestion is going to creditcards.com and trying to transfer the balance to someone else at a low or no interest rate. American Express is offering 4.99 fixed for life if your score is high enough you may qualify for that. |
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