 Bad credit need Credit card !!!!!!!!!!!!? |
| I HAVE A SCORE OF 460 AND EVERYTIME I TRY TO APPLY FOR ONE I HAVE TO PUT MONEY DOWN OR SOME BS... |
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 I want to consolidate my credit cards? |
| I have about $12,000 in unsecured debt from credit cards. I plan to pay two off soon, but that still leaves about $10,000. I am paying the minimums and have a good credit score (730), but my ... |
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 HOW can i improve my Credit? |
| I have no credit cards. I have no loans outstanding. I do have a past chapter 13. Paying on al old accounts. So what else can I do to improve my credit..... |
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 I have 16 credit cards.. Is that bad? |
I have 16 credit cards, however, 2 of them are Business Cards (so they aren't even reported to my consume credit report, but instead to a Dunn and Bradstreet credit report?)
I have 14... |
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 When paying off a credit card, is it better to close out the account or keep it open? |
| I got a loan to pay off all my debt and am not planning on using any of the cards ever again. Which looks worse on my credit: keeping the cards open but not using them, or closing them out ... |
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 What happens to an existing car loan if I were to buy another car? |
| I bought a car in 2003 and owe about $8000 on it but am thinking of buying a new one. What will happen to my existing loan if I were to buy a new car? I would still owe that right? Would they just ... |
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 Craigslist Scam? |
| Hey everyone, i sold a phone on Craigslist and a buyer was interested so he sent me an email saying that he would send me a check for $2,500. What i am supposed to do is cash the check, take $200 ... |
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 Can someone give me some suggestions on how to get a collection agency off my back? |
I have a collection agency thats bugging me on paying off my Visa credit card and at the present time, I just don't have the funds or anyway of paying it off...
They keep calling me ... |
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 What is 28% of $200.00? |
| I have a credit card and Iam also trying to figure out how much I will owe If my APR is 28% and my balance is $200.00.... |
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 Credit cards? |
| if i had a credit card, would i be charged interest even if i didn't spend anything on it?... |
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 What is it with all the stuff about paypal? |
have i missed something??
Additional Details
it's doin my head in ... |
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 Are there any credit card companies that will let a 17 year old sign up for? |
Are there any credit card companies that will let a 17 year old sign up for?
If you know of one please leave their website address below.... |
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 I have no credit rating how can i get a credit card? |
| i cant get a card anywhere because i have no credit rating. how can i get a credit rate when nobody will give me credit. what do you have to do!!!... |
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 Aren't credit card companies some of the biggest crooks around? |
| I just went over on my credit card by a few dollars because the company decided to give me a 34 day billing cycle this month. My interest was 181 and I only had 177 available credit. I paid enough ... |
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 How do I pay off $190000 in studen loans? |
| So, when I took out $175,000 in student loans to get through lawschool, pay back didn't seem like it would be a problem. However, I have graduated to a bad market and with substantial health ... |
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 I owe $100,000.00 on 22 credit cards. However, I can't afford to pay them. What legally can they do to me? |
| I know they can sue me in civil court and get a judgement against me for the owed amount plus other fees. I wouldn't even be able to pay the judgements! Will the judgement cause me to have my ... |
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slvrttzx | How much money do i have to make to qualify for a 264,000 loan? |
I want to purchase a home that is priced at $285,000 I have 10% down, now I just need to know how much I need to make to qualify for a conventional loan. |
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Johnny M
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There is much more to the overall equation than just income. The bank will also look at your debt-to-income ratio. All debt that you currently hold (car payment, credit card, Best Buy Card, etc.) will work "against" you with regards to securing a loan from a bank if you have any outstanding balances that effect your debt-to-income ratio. I am assuming that you are trying to attain a loan (mortgage) to purchase a house?
If so, typically in today's market many banks will not allow your overall monthly nut to exceed 35%. So, if you have other debt on top of this loan, it all must be configured into the end sum.
Also, it's very important to know that the interest rate that you will get (form the bank giving you the loan) will play a large factor in the amount of money that the bank will lend you as well.
Roughly, you need to be earning about $50 to 60k per year under an ideal credit situation.
I hope this information helps you. Good luck! |
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icydevil
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huni the cheapest way wld be to get a mortgage i don't think any company will give u a loan for that much without securing it with a property the max u will get from a loan company wld be £30k.
and it also depends on ur credit file, every loan decision depends on ur own personal circumstances, why dont u shop around and get a quote from each company they cant force u 2 take it but at least that way it gives u an idea of the cost.
sum companys will give u the quote on the internet saves u speakin 2 a person
x |
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zachmallery
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You SHOULD make 6500 per month to afford that type of loan, although a bank will probably let you get away with making 4500. |
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Celestis
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Kimberly M is a SCAM |
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