 Debt ..... what do you think about this? |
In the UK on GMTV this morning there's a woman who says she brings in £1200 per month. £600 goes on paying off her debts. £500 on rent. She's then left with £100 per month.
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 What happens if i don't pay my credit card bills, and i don't declare bankruptcy? |
Additional Details
knowing that i left the country.....
i don't care for my credit record, i just want to know if any criminal charges will be filed against me,,,,will i be ... |
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 If a dept agency traces me after 10 years do i still have to pay that dept. if so could i pay part of it? |
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 Advice about being ripped off by a bank? |
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 How can I repair my credit? I had some health problems in 1999, lost job so got behind on my credit card bills |
| I had alot of health problems in late 1999 and it caused me to be unable to work for some time. As a result I was unable to keep my bills current. At the time I was only 19 years old. I didn't ... |
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 Old Credit Card Debt? |
| I recently received a letter from the court requesting that I pay my outstanding credit card debt from a few years ago. A couple of days later, I received a call from a Lawyer demanding that I pay ... |
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 Debt consolidation? |
| I have many credit cards and bills I can't keep track of them all. Are there any companies I can call that would lower my payments and combine them all into one payment? Are they free because I ... |
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 Is there an easier way for me to pay off my credit card debt? |
| ok, I'm only 20 by the way, but I did have 8 cards before I canceled 1 not too long ago, the limits start from $300 and go up to $1700 at my highest and I only bring in $650 a month for now, I�... |
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| ok one day i whent to my bank and tried to get a credit card and i just graduated from high school well they wouldnt let me because they said i had bad credit well i was thinking well i have never ... |
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kwest | How much money should I pay my credit card so my balance won't go up? |
If I stop using my credit card, what percentage should I pay so my balance won't go up? |
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Waine
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here you'll find a few sites that explain how it all works.
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me lol, hope it helped you! |
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Christian93
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Make the normal payment, plus the interest for the following month. If your payment is $25 and you see on your statement that you were charged $5.71 in interest, next month you pay $30.71 and continue to do that until paid. Or you could send $40 or whatever your finances allow. |
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Amanda H
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The minimum payment ensures that your balance doesn't go up-- but if you are overlimit and your minimum payment didn't go up, pay the mininum payment PLUS 100% of what you are over limit by. |
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Steve D
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You should definitely pay more than the minimum. To keep the balance from going up, you must pay at least the amount of the finance (interest) charge each month. It's best to pay more than that. If you're strapped for cash, I suggest budgeting to pay the finance charge plus a fixed amount, whatever you feel you can afford.
You would be surprised how much of a difference it makes when you pay a bit more compared to the minimum. It can take years off the length of time it takes to repay the balance.
There are many online calculators to help you figure this out. See the Sources box for a page that has links to several good ones. |
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gold4571040
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any balance that sits on your credit card after 28 days gathers interest and depending on what your APR is the higher your balance is. the best recommendation I have for you is to use your card.. pay off your balance b4 that 28 days and you won't gather interest which in turn makes that balance go up.. Always try to make your minium payment which is usually 3% of the balance or a little more of your min payment.. payments are divided by three to pay off the three buckets that is on a credit card Purchases, Cash Advance and Special (which is for balance transfers mostly). Now the special is paid first because it has the lowest APR normally |
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Lianne
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With alot of cards just paying the minimum will take 19 years to pay off. Yikes. Try to pay at least twice that. |
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mtngrl7500
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You should pay the minimum fee plus whatever the finance charge is if you don't want the balance to change. I'd suggest paying more than that if possible. |
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personal_finance_101
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You should pay as much as you can afford. Every day you carry a balance you are losing money. |
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deshawn_93
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if you dont use it and to be sure you dont shead it and then pay minimum every month and keep 1 credit card |
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cdbemt
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You need to pay as much as possible! If you only pay the minimum , it will take YEARS to pay the card off. |
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mt92501
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minimum payment plus $10 and get rid of the card. |
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don a
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Pay at least 35% of it every year.
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http://www.bestcreditrates.net |
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JesusFuckingChrist
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All of it. |
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