 What is this nonsense I just heard about employers not wanting to hire you if you have a bad credit rating? |
| If anyone else has heard of this and can elaborate more on whether or not it's true, possible and if so, why this is done, please do. Thanks.... |
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 I left the US in 2002 without repaying a car loan. I am re-entering the US, am I likely to be identified? |
Additional Details
My question was am I likely to be identified at the port of entry itself? Is my SSN tagged for loan default to be visible to the officer at the port of entry? What is ... |
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 Is anyone else in loads of debt??!? |
I have got myself in quite a bit of debt and its only started to dawn on me?! Is there anyone else out there in the same situation? xx
Additional Details
Course its a question Maria you ... |
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 Why is it bad to get rid of your credit cards? |
I wanted to cancel all my credit cards, just completely get rid of them but my family is telling me to never do that. Why? What does it ruin your credit or whatever?
Additional Details
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 Need Help With Loan? |
| Hey I need to know how I can get a 1500$ loan. I cant do it through payday loans because their Interest rates are EXTREMELY high, and I havent been in the credit bureau long enough to get a personal ... |
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 What are some ways I can Improve my FICO credit score? |
| My score is about average, its not bad at all and it not extremely good though. I'm planning on buying my first home in about a year, meanwhile among other finacial preperations I would like to ... |
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 Whats your credit card limit? |
At the moment mine is £10.000 but ive never used it and they keep upping the limit.
Don't they get the message I DON'T WANT IT.
I never even applyed for it in the 1st place.Are ... |
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 I just got married 2 months ago. Am I responsible for my spouses past debt? Need help NYC? |
| I recently married and now I am being tagged for my spouses past debts. Is this legal? My name is not on any of the cards and I never signed anything.... |
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 How do people use credit cards? |
| It's not like they don't have to pay back the money of what they purchase if they use the card right?... |
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 What is the best credit card for my S.O. who has no credit and really bad spending habits? |
| she wants to build credit and says she will only make one small purchase a month and pay it off in its entirety but i just KNOW she will get carried away.. whats the best credit card she can get with ... |
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 $7000 Credit Card Debt At Age 19? |
| Is this normal? Is this bad? I really don't know what to do; I feel like I've gone way over my head. I have like 7 credit cards and it's hard to keep up with the minimum payment ... |
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 What is the best way to establish credit for my start up business? |
My company is a start up sales and marketing business specializing in vitamins and natural health products.
I know I need to get a tax id number. Then what?... |
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 Credit card balance? when/how to pay? |
my recent credit card statement came through the post last week. i have a balance of £314.00 to pay. it says on the statement payment to reach us by 7th november 08.
if i pay the balance ... |
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 Why do people give such crappy advice? |
Some people who answer questions on here give the WORST advice. Seriously, you'd think they were just making it up on the spot.
ESPECIALLY when it comes to answering credit questions.
... |
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shassan95 | How old do you have to be to have a chase visa credit card? |
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kurticus1024
 |
I think they issue them at birth, if they think you will pay the bills |
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ytoobsvul
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I think the real question should be how dumb do you have to be to have a chase visa credit card... |
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Kathryn D
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The legal age is always 18.But you need a job for atleast 6 months also. |
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Big D
 |
You have to be at least 18. The reason is because law is you cannot enter into an agreement or contract with anyone under the age of 18. When you get a credit card-- you are entering into an agreement to repay the balance you owe on time. But just because your 18 doesnt mean you'll get one. Some companies are afraid to give you a card because your young and no credit history. Some take a chance on you. |
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The One
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old enough to have a credit report |
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Em
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There's a legal loophole that says that a contract signed by any party that is not yet 18 forms an unenforceable contract, so if the credit card company wanted to, they may very well cater to a person that's 17 years old -- they just can't rely upon him to figure he's bound by the contract, or to remain bound to it.
If's really more to protect credit agencies that the age of 18 is so highly sung of. |
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peacfulwar
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At least 18, with proper credit. Unless of course someone makes you an aurhtorized user on there account. |
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AnswerMan
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You just have to be born. You dont even have to be human. However, if you are under 18 or not human, you need to have a human over the age of 18 sign for it. |
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creditknowitall
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No, you do not have to be 18 years old to have a credit card. Myself, I had my first card at 16. What is required is a sponsor, or co-applicant, usually a parent or legal guardian. The parent/guardian/co-applicant must provide their social security information as well as employment, income, and other details. The account would not be listed on the minors credit report, even though they would have a credit card with their name on it. The account is actually in the name of the guardian and the minor is merely an authorized user. Only when the person is of legal age may they apply to reinstate the account as the primary cardholder. At that time their request would only be granted if they personally had sufficient credit. Currently some credit card companies, such as Capital One, are phasing out their co-signor programs. However, anyone with a credit card account in their name can add an authorized user at anytime. I have known instances in which children as young as 10 have had a credit card. I know that seems ridiculous, but true. There are probably children even younger with cards...say for example Madonna's children. But anyway the answer to your question is no you do not have to be 18 to get a credit card as an authorized user. However to be the primary cardholder on the account, the applicant must be 18 years of age, or in some instances a legal adult- such as an emancipated minor. Hope that helps! |
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KL
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18 for any legal contract. |
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Joe S
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18 |
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Dr. Cornwallis
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18 |
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tkloves
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18 |
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brit
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18 |
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Anna Simon
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I'd imagine 18 years old like any other credit card. |
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Linds
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18 usually... 15 sometimes if a parent co signs |
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nealee
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18 I would think. Thats for any type of credit. |
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