 How do I get a loan from the bank to start a small business if my credit is bad??? |
| Im in school for Massage Therapy, I would like to get a loan to buy different things to start a Massage Therapy business in my home. I things like tables, oils, chairs, uniforms, supplies........ |
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 Check scam? |
| a strange thing happened last week. i received a check delivered overnight thru ups. it was made out to me for $2000.00. i took it to the bank and they funds were not available. so i waited a few ... |
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 How bad should your credit be before considering bankruptcy? |
| In other words, If i have a lot of negative items, and a score of about 560, should I just go ahead and file, or try and battle through everything? I have a mortgage that I am behind on and 2 car ... |
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 Ebay paypal? |
| is a payment by paypal only protected if you purchase off ebay,or are all paypal payments protected upto £500... |
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 If your check is being garnished for an unpaid debt can you file bankrupt? |
| or sue the debt collector for collecting on a debt that is over the statue of limitations?... |
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 Credit card hellpp meee? |
| ok i close my credit card at the point that it was about 563.00 know i receive a call that is 800 and something does it continue going to go up after close also they call and they tell evreyone how ... |
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 Whats a good way for a person like me who has no credit to get a credit card? |
| I have been applying for credits cards for a while online and stuff and it seems as if I cant get accepted and im guessing cause I have no credit history so I was just curious is there a website i ... |
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 Good 1st credit card? (plz read details)? |
I am 18 & have not had a credit card b4, I am looking 4 1 which i could use free (provided i payed the balance of monthly) & if possible 1 which gives cash back or points.
I have no ... |
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 Experian is saying that my credit score is 703. Why can't I get an auto loan? |
| I am only 19 and I have a lack of credit history but with a credit score of 703, why can't I seem to find someone to finance the car that I want? I make approx 35000 annually, so I definitely ... |
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 How do you raise your credit score fast? |
My credit score is 475 right now and I want to raise it to 800 before the end of this year. How would I do that?
Thanks.... |
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 How old does a debt need to be before you can no longer be chased for it? |
Additional Details
I am in the UK, I don't live above my means. I own my own, very profitable business! This is a debt i knew nothing about util they contacted me after 4 years! I ... |
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 Why did i get a credit card im 15? |
| ever since i turned 15 iv been getting credit card in the mail when i try to actavate then they say i must be 18 or older it relly ... |
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 How do I get rid of a credit card (other than just cutting it up)? |
| If, for instance, I just wanted to close the credit card account.... |
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 I don't have much credit, how can I build it? |
| I am 26 and finnally starting to grow up, I had a couple unpaid collections probably totalling $500, other than that I have never paid for anything on credit. Now I have a pretty good job and I want ... |
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Chantal | How soon, once debt is paid off, does it disappear from you credit? |
My fiancee went through a bad divorce and had to resort to not paying his bills. His credit got screwed, then he recieved a decent chunk of inheritance. He has since then paid off all debt and has no credit cards or loans. Everything was paid off in June/July. How soon until it will come off of his credit report??? Please offer me advice. Thanks! |
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el*bull*fighter
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Once the the debts are paid off then the credit report will update in the following month showing all debts paid. Any recent delinquency (within 90 days) will be continue to be a hindrance to your credit score until they are 12 months old.Now that the delinquency in question is paid off you should be able to borrow from creditors right away however the better interest rates and financing terms won't come until you have reestablished your ability to pay on time with any new loans you have taken out. It takes 1-2 years of on time history with all creditors in order to tip the scales and increase your score (buying power) and off set the past. |
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TaxGurl
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The record of the debt itself will stay on there for at least 7 years. The fact that it was paid off will help and should help raise his score but it doesn't get erased from his report. All of that is part of his credit history. The older it is, the less impact it will have on his score. |
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XoxoxoxoX
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7 years after last payment was received. So June/July 2014, or a little after that. If he filed bankruptcy and pay those lenders off, it will be on there longer due to the bankruptcy (10 years). |
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anon
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7 years from the date of the first delinquency. |
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Sharon F
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7 yrs but its 10 on bankruptcy |
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Nicki W
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It usually takes 7 years but there are things you can do to speed that up. You can have negatives and other errors removed. Check out the free evaluation form at www.totaldebtsolutionsllc.com --They partner with a true non profit that provides a high quality service for just $125. My mom used them and her score jumped 60 points. Good luck. |
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Veritas et Aequitas ()
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Well, unless he got this in writing, meaning a letter from the lender promising to remove any negative remarks, then it could stay there for 7 years.
One late payment still shows up on my report from 6 years ago. |
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OC1999
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His report should update with the new balance(0) in about 30 days. If it is paid off and they are still showing a balance you need to dispute those listings.
Unless he has an agreement from the creditor(s) that says they will remove the information once paid they will remain on there for 7 years. That is 7 years from the date of First Delinquency. Paying the bills off did not reset this time. So for example if these were debts from 2002 they will come off in 2009, even though he paid them in 2007. |
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spartangold1983
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Some things stay on for 7 years and others for 10 |
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