 Whats a good way to build my credit?? |
| right now i have fair credit, but i just want really good credit, are there any good ways to build my credit that wont take a long time and that isn't a big hassel. maybe some small things that ... |
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 I stopped paying my 13 credit cards on August 2006 when will negative info no longer be in my credit report? |
| My understanding is the negative information is only allowed to be reported on your credit report for 7 years. So since I completely stopped paying my credit cards last August "06" should ... |
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 I just found 5 credit pulls from a mortgage co, every 2 months. I have not, nor would use this lender. help? |
| My sister works as an underwriter there and our relationship has had its troubles. I would never give permission due to this. it is affecting an otherwise excellent rating. what is my recourse?... |
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 I owe a couple thousand dollars on a couple credit cards, I lost my job and cannot pay them..not now,anyways.. |
| ..what, if anything, can these credit card companies do to me in the event I don't pay them? I have heard that since they are unsecured,signature type loans, they cannot do anything except ruin ... |
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 Why do credit card companies sue people? |
and why are there so many people who try to justify it?
Additional Details
I am NOT a deadbeat. I am a full-time student and I was out of work for a long time.... |
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 I found a lost credit card. How do I contact the owner to return it? |
| Today I found a credit card on the bus floor as I was riding home. It's a brand new card, and I want to return it as soon as possible to the owner. However, the name on it is "M. S." ... |
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 Will cutting (cancelling) a card end unauthorized charges? |
| I'm wondering if, in the event of identity theft, a simple call to the card company to cancel will disable the thieves from further use of the card and the numbers that represent it. Is it that ... |
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 Direct Debits?? |
| Right, my bill says the money will be taken out of my account on or after 2nd July. What happenes if the money isn't in on the 2nd?? Say if the money goes into my account for 3rd, will they take ... |
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 How much credit card debt? |
| I'm looking for record breakers here. I want to hear who has the most outrageous amount of credit card debt, for comparison purposes.... |
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 What kind of auto loan do I get with a 685 score? |
| I have 680, 685, and 689 FICO scores based on the 3 bureaus. What kind of auto loan (interest, max amount etc) can I get?... |
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 First credit card? |
| I need advise. the do's and dont's. thank you.... |
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toshimuir | How the hell do I get out of 52 grands worth of debt? |
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AmAnDa LoVe!
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deal drug...hahahah idk...sry |
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dumplingmuffin
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bankruptcy |
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Frank Castle
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I suggest you to get a second job and sell everything you have (Including your bed) and start buying everything little by little (This time with your own cash) |
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kadel
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They've changed the bankruptcy laws so that's a lot harder now. There are nonprofit agencies that will negotiate with your credit card companies to lower the interest rate so you can pay off the loans. Watch out for the for profit ones that promise you don't have to pay anything and charge big fees. You also have to do things like stop eating out, bring your lunch to work, rent your DVDs for free at the library, don't take trips, etc. to cut your expenses so you have more money to pay down your debt. With that much debt you will have to get another job. |
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Studly
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What kind of income do you have? Do you own a home, car, or other capital property?
Is the debt unsecured (credit cards)
If that's the case I'd at least consider bankruptcy. Don't have enough info to give you any advice. |
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thedoc64118
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Go find Primerica in the phone book, they can answer your question better than anybody. |
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Redeft
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Stop spending money you idiot!!! Try budgeting your money! |
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equityfirstproperties
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http://www.daveramsey.com/ |
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caesar
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Go to www.daveramsey.com His "Total Money Makeover" plan is working for me! |
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letem haveit
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Kill yourself? |
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t.kolchak
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Hard work, easy payments. |
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squekie0874
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If you are in debit with credit cards try calling each of them to reduce your interest rates, they may require you to close the account first so that no new charges can be added. You may also try finding a card that will allow you to transfer balances with zero interest for a period of time. I have personal done this and am within 12 months of being out of debit completely with exceptions to a car note and house payments. If you own a home try getting and equity loan at the bank just keep an eye on those interest rates that is what makes getting out of debit so difficult. |
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