 Does the average American really have 8 credit cards? ? |
| There is a debt consolidation company that has a commercial which claims that the average American has 8 credit cards in their wallet. I find this totally ridiculous, and hard to believe. Do you ... |
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 How should i deal with my debt? |
| im currently with Scottish power for my gas and elec, and have been unable to keep up with the payments so have a debt of £915 with them(wont bore u with the details). They have now passed me on to ... |
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| Should I settle my debt of pay it in full? |
| I am 10 k in debt and haven't paid on any of it for over a year. I know that if i make a settlement that it will show on my credit just as that and not paid in full. I think i can cut the amount ... |
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 What does "Principle" mean when dealing with loans? |
It's hard to find the definition. I have looked it up before posting here, but can't find it.
Thanks in advance.
(I do vote best btw)... |
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 When a credit card had "check ID" on the back, what do I need to look for on the license? |
| I know that the face need to match the person, and the name on the credit card needs to match the name on the ID. Is that it? Or do I need to check anything else?... |
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 Hey can anyone tell me where i can get a loan for 3000 dollars please help? |
| hey im unemployed have good reefences but bad credit rating im after a loan of 3000 dollars does anyone know where there a website that will loan me the ... |
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 â–º Whats the best way to build my credit? Right now I have NO credit at all? |
Im 21 and have NO credit.
Im also a college student and have no job (hence no money, lol). I graduate next year (May) and will need an apt and car, but right now I dont have any credit. What ... |
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 I was served papers for an overdure credit card? |
Okay so I got served papers for an outstanding credit card debit.
The balance is now $6,000, but the credit limit qas $2,000. I had called the company several times to try and set up a ... |
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 Suggest credit card good one? |
| which credit card is good?... |
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 Capital one card? |
| iv just been offered a capital one card and can have up to 2500 pounds say i spent all of that what what kind of payment would they want each month and are capital one a good card company to go with ... |
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 Is it dangerous to give ur credit card number online? |
| ok i have never bought anything online.....but i really want to pre-order the 4th book of twilight series online at amazon.com and they ask for u credit card number over there.........is there any ... |
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 Is it better to pay off current non-delinquent debt or my spouse's past credit delinquency? |
| We are trying to clean up our credit scores and are about to come into some money. We know we need to pay off some debt, but are unsure whether to pay off old delinquency's or if it is better ... |
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 I am trying to apply for a loan asap, but i am not on electoral roll..? |
i am really distressed at the moment as i need to borrow money urgently.
please help me, my car is on my name and so are bank statements,
thank ... |
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 Is it a good idea to borrow money? |
| Is it a good Idea to borrow money of your bank, and your friends or family?... |
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 Seriously in debt and living in fear? |
| What are the chances of a couple lasting that are seriously in debt? They have already broken up 3 times in 6 years. They both owe 7 years back payment in taxes plus 60,000 dollars each on other ... |
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 What are the loopholes in which I can make my credit rating erased or much better then they are today? |
| My credit rating is bad, and I don't know what I owe from the past, how do I find out and what to do about my bad credit. I have been told there are loopholes in fixing my bad credit rating, but ... |
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 How does bankruptcy affects cosigners? |
| I am considering filing for bankruptcy, but I have cosigners on equipment I leased for my business. Is there a way to file without involving my cosigners? I would be filing for personal bankruptcy ... |
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Brian S | How to apply for a credit card? |
ok... so i have a few questions about credit card....
1. what is the difference between a visa and a master card?
2. can i apply a credit/master card if i have no job?
(* i am a university student, i have seen university student using credit/master card) |
 |
 
Jeremy P
 |
If you're a student, you might want to consider a 'student' credit card. They're designed specifically for college students with little or no income. You can find a complete list here:
http://www.asapcreditcard.com/student-cards.html
You have a few options-- Visa, Mastercard and Discover. There's really no difference except where they're accepted. You can use all of them almost anywhere. But Visa is accepted at the most locations worldwide-- followed by Mastercard and Discover.
Hope this helps. GOOD LUCK! |
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alexa dion
|
MasterCard is one of the largest credit card issuers in the United States. The reward programs offered with Gold and Platinum MasterCard are truly exceptional. Providing a great value in terms of rent saving, reduced repair costs, travel rewards, and a lot more these reward cards are true money savers.
MasterCard provides insurance for its credit card holders. As MasterCard is growing in popularity and is being accepted worldwide, MasterCard has launched its global service to cater to this growing clientele.
If you travel a lot MasterCard has a lot to offer for your travel and stay in a hotel to be truly rewarding. The travel assistance services offered by MasterCard will help you greatly. The purchase assurance coverage, baggage delay coverage, extended warranty coverage will take the blues out of your travel and renting experiences. While traveling if you are having a MasterCard gold or platinum card you are covered for hotel/motel burglary, lost or damaged luggage also. Raed more about it at: http://www.credit-card-gallery.com/article/217,MasterCard_Gold_and_Platinum_Credit_Card_Benefits |
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robin b
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no difference between cards. just some place take one and not the other, you can apply all you want just depends on if you have credit or not if you will get the card. You don't need income my mom has credit cards and she has no income and hasn't had any for 15 years and no the cards are not in my fathers name either (always been a joke has credit cards and no job). But warning the More you apply and get turned down also effects your credit rating in a negative way |
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Chunky Monkey
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even if you can get one without income, if you're a student without income at the moment then i suggest a debit card instead of credit because you'll less likely drown in debt that way. |
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goombajoe
 |
you need income |
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Andrew_Too
|
Try Here:
http://quick.NewCreditApplications.com
Lots of cards to compare and apply for. There are even a few just for college students. Compare the cards, select one and apply on-line. Alot of the time you can get an instant decision...
Good Luck and be careful, to much credit can be a bad thing |
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usa001@swbell.net
 |
just read your spam emails. you have already been pre-qualified. just call 1-800-screwme. any restaraunt that accepts credit cards has an application form near the register. a mastercard is easir to get than a visa especially for first time applicants. you can try a secured card using money in a savings account as collateral on your credit card debt. visa.com |
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thewarriorpoetdot
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Dont! There are too many out there you will end up in det!
But if you realy wanna. Visit a Bank and they shoupl put you right ...
Most of the cards on the net are con's there intrest rates are far too high.. |
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jimobasa
|
There is no difference between a Visa card and a MasterCard except the name in the way it is used and billed. Students are not normally accepted for a credit card because they have no income. Perhaps the students you have seen using credit cards are "second holders" on their father's credit card account. When you fill out the credit card application, you are given the option of a second holder card (for a partner or family member) on your account |
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CGordo
 |
1. I know of no real difference between the two.
2. Credit card companies are more than happy to burden you with debt for the rest of your natural life and don't give a flip about whether you have a job or not. Your best bet if you absolutely must get a credit card is look around for secured credit cards, in other words you give them (for example) $300 and you have $300 worth of credit. You will be putting a limit on how much you debt you are getting into because you won't be able to charge more than the $300. You still have to pay the minimum every month. Many credit card companies are sending cards to university students and that is a really, really bad idea unless you value being in debt.
Please think twice about getting a credit card. Why do you need it? Think about the fact that you are really paying for an item 4, 5, 6 or more times over when you pay for it over time and at the outrageous amounts of interest these companies charge.
Remember, debt is bondage. There are many people in bankruptcy court right now because of credit card debt
Think about this for a long time. Do you really need credit? For what? How are you going to pay for the items you purchase?
I wish you the best and hope you will really stop and think about this before you jump into a sea of debt. Easy to get into, hard as heck to get out of. |
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Mrs.H
 |
Here is a list of some great cards, but I think you need some income on the applications. |
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kiratess
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The only difference between a visa and mastercard is the places where you can use the card. Visa is usually accepted more places then Mastercard is. Check out this website for more research, you can even get a card made specifically for students!
http://www.creditcarddeals.ws/
And yes, you can apply for a credit card even if you have no job! The credit card companies want your money! Just make sure you do your research and pay your bills on time! This will help you in the future with getting the best deals on credit cards, loans, buying a house or a card. The better your credit, the better the deals for you! |
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