 Who here is getting sick and tired of 'where is my rebate' questions? |
| I just wish some of these people would at least read some of the answers pertaining to the rebate before asking the same question over and over.... |
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 I'm confused...do I need credit card...help? |
| I have recently moved to US (legally :-) ) and I have been watching a lot of shows (while I'm home with my baby) and I'm trying to find out what's the best for me...the only one thing ... |
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 When I move, how do collection agencies get my new address? |
Additional Details
I got no utils, its a rented room in an established company.
My bank account? <-- my ... |
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 Can someone help me get a loan to pay-off all cedit debt that I owe? |
| I do have a job but may credit is extremely bad and I need to turn that around please help me.... |
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 How do I stop a bill collector from calling my number, they have the wrong number? |
| Companies have been calling my number for a person sho had the number before...fair enough...but it has been a year since I got this number. The same companies are calling. I have threatened to ... |
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 What should I do if the billing department keeps harassing me? |
| I was the passenger in car accident last February. i went to the hospital to get checked out and I was fine but just for looking at me and taking an X-ray cost 277.00. The insurance company of the ... |
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 We are drowning in debt......dont know what to do? |
| We have been hit so hard with car problems, hospital bills, medication, etc. I have bipolar disorder, and also fibromyalgia, my boyfriend has a terrible back problem and has had to miss tons of work. ... |
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 Why is it when you want a "free credit report" its never free? |
| all i really want is a free credit report, not anything to do with a credit card, if i had one i wouldn't need a credit report.... |
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 I received a demand for payment of money today in relation to a 7 year old catalogue debt that I cannot even? |
remember accruing.
I rang them but the company were not very helpful. What on earth can I do? Surely 7 years is not a reasonable time in which to demand payment.
I live in S... |
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 When one bank buys another bank out and sends someone in your family a credit card you didn't authorize what |
can you do. i had no knowledge of this and now they are taking me to collections.
Additional Details
can i do? the person that got the card did use it but the card was in thier name but ... |
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 Am I responsible for my dead mothers mastercard bill? |
| the account was in her name only but she applied for a supplementary card for me. The credit card company says I am liable for the unpaid ... |
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 I am in debt about 2,500 or a little less and currently unemployed for the time being. What should I do? |
| There are 3 credit cards I am going to fall behind on two of them this month and the other one of I already am behind on.. Also, my bank account is overdrawn about 981.00. I know that this isn't ... |
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jw..................... | How to build credit up? |
cause i dont have any credit and i cant get a credit card either |
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Roxanne
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Do you have a bank account? If you do, sometimes they give you a credit card(not a debit card with a visa logo) but an actual credit card.. since you are applying thru your bank, you will be likely to be accepted... my hubby's bank did that for him.
But why cant you get a card?- cuz of bad credit or cuz of other reasons? are you in bankrupcy? can you clarify why you cant get a card? are you married- cuz you can ask if applying with a spouse can up your credit. |
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Steveo
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Start with a secured card, then you will be able to graduate to a regular card. Piece of cake. See website below. |
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Zoila
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Start with something simple like a gas card or store card. The offers will then start rolling in.
When it comes to credit/credit score, be wise about it. Inform yourself well. Check out these links....
http://www.ehow.com/how_2400_build-credit-history.html?ref=fuel
http://www.oprah.com/money/debtdiet/experts/qa/debtdiet_qa_20061002_01.jhtml
http://www.oprah.com/money/jeanchatzky/programs/kids/money_kids_debt.jhtml
http://www.oprah.com/money/debtdiet/experts/qa/debtdiet_qa_20060901_04.jhtml
http://articles.moneycentral.msn.com/CollegeAndFamily/MoneyInYour20s/9waysToBuildAKillerCreditScore.aspx
http://www.truecredit.com/popup/threeScoreSamplePopUp.jsp?popup=false |
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CarMan
 |
You'll have to find about three credit card companies to give you a low-limit card, and a couple of department store accounts. But don't apply for all at the same time. Spread it out over a few months. Use the cards frequently, but pay off MOST of the bill each month. Leave a little behind as a balance. Make sure you are never get even close to your limit even for a short time.
If you buy a car, buy as cheap as you can, and make a large down payment to get approved. You'll have to pay a high rate, but pay it off over a short (1-2 years) time. Make EVERY payment on time. |
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elnadia75
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you can help by paying some of the utility bills. cellphone,gas,Electric,water, cable, or even the Internet, all this they build you credit if your maintain you monthly payment on time don't get a credit card the economy is getting worse the gas price getting Higher I think this country is going unto recession. you can use a Bill me later for no more than $600.00 merchandise and pay it back on monthly basic after six month or three month the interest rate are low after you pay it you can get more if you want to depend on what you need not you want. just do not get a credit card. |
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Credit Guy
 |
You can establish credit without going into debt at creditloader dot com.
Also, check this out: |
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don a
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To raise credit score
1. Always pay on time or ahead of time.
2. maintain low balances on credit cards
3.To boost your score: Don't charge anything for at least 60 days before applying for a loan
4. keep your total potential debt to earnings load low - If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000.
5. You should have a recent history of both installment or term (Car or house loans) and revolving credit.
6.To boost your score: Don't close unused accounts when you transfer debt.
7.To boost your score: Consider opening another credit-card account or two, or taking out a car loan or small bank loan.
------------------------------
http://www.bestcreditrates.net |
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Luck'sChic
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get a cell phone in your name |
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RetroGirl
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Go to Fingehut.com. They will approve just about anyone. Their merchandise is pretty good, but the shipping is high. Buy one thing and pay it off, early if possible. Do this a couple of times and you establish a good record that will be reported to the credit bureaus. After that, you will start getting credit card offers by the boatload. Be sure and choose one that doesn't have an annual fee and is not a secured credit card. This will take about six months, but it works. |
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tml
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Order stuff by mail...like fingerhut and make payments...its a great way to start and mail order goes straight to your credit record ! Also...if you can get a home phone in your name ! Good Luck |
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