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 How can i go about rebuilding my credit to raise my credit score?
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 Advice about being ripped off by a bank?
My wife is being ripped off by Nationwide Bank. About a year ago she needed to use her overdraft facility which she had used on many occasions prior to this. She went about £20 overdrawn. The bank ...


 How can I repair my credit? I had some health problems in 1999, lost job so got behind on my credit card bills
I had alot of health problems in late 1999 and it caused me to be unable to work for some time. As a result I was unable to keep my bills current. At the time I was only 19 years old. I didn't ...


 What credit card comes to mind when you hear luxury?
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 I received a mail from "microsoftpromotion@micro... regarding confirmation of winning. Anyone can help?
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 Are credit reports free?
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 Old Credit Card Debt?
I recently received a letter from the court requesting that I pay my outstanding credit card debt from a few years ago. A couple of days later, I received a call from a Lawyer demanding that I pay ...


 Debt consolidation?
I have many credit cards and bills I can't keep track of them all. Are there any companies I can call that would lower my payments and combine them all into one payment? Are they free because I ...


 Is there an easier way for me to pay off my credit card debt?
ok, I'm only 20 by the way, but I did have 8 cards before I canceled 1 not too long ago, the limits start from $300 and go up to $1700 at my highest and I only bring in $650 a month for now, I�...


 How can i fix my credit?
ok one day i whent to my bank and tried to get a credit card and i just graduated from high school well they wouldnt let me because they said i had bad credit well i was thinking well i have never ...


 1. I'm trying to fix my credit.I'm making car payments on my vehicle but it is under my sisters name.?
I still owe about $9,000.00 on it.what can I do to get credit for making my ontime payments.? My credit score is low and I want to build it ...


 How do i get some credit rating?
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 Whats the best way to build ur credit?
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 Which is better? One credit card with $10,000 or two cards totaling $10,000?

Additional Details
The limit on one card is $20,000 with a 4% rate right now. The limit of the other is $7,500 with 0% rate. Which is better for my credti score?...


 My friend got a certified letter?
the mailman is trying to give my friend a certified letter from a credit card company. she wants to know what will happen if she just doesn't answer the door and doesn't sign for the ...


 I'm the one that thought she was in $97,000 credit card debt. Come to find out the atty that sent the summons
had put the wrong amount in the paperwork. It's $9,700. Can I sue the attorney for mental anguish. (Got the paperwork on a Friday and had to go the whole week-end thinking the worse). Felt ...


 How do you get a mortage with horrible credit?

Additional Details
Give examples of companies willing to do so, I have a close friend that is desparate, her boyfriend has ruined her credit. And I'm wanting her out of my house!!...


 Please tell me how can I be rich? (honestly of course)?
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 Help!! I want a Credit Card But Im Only 20!!?
I got a offer in the mail from capitol one! It said something about the interest rate being 9.9% I want to know what is affordable for me! For example I have a full time job where I get paid $10 and ...


 Ive been delined by my bank (barclays), captial one said no!?
who will give me a credit card no matter what the intrest is, im killin myself at the mo. no dough,...



misael740
How to buy a home with no money down and really bad credit?
                     
 




echo
If you do find a lender that will loan you the money, with no money down and really bad credit, you will be paying an extreme amount of interest on a mortgage and a huge monthly payment.

You should take some time before you start home shopping and try and clean up your credit.


Peter_F
Rating
by winning lotto, inherit lots of money. or save hard.


traffic816
you won't be able to, unless you have a good paying job.
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http://www.bestcreditrates.net


Papa John
Boy, if I had a dollar for every time I've read that question here, I'd buy another house. No money down is hard enough. Bad credit is hard enough.


Brutus
Get some dumb person to co-sign your mortgage. Include the closing costs in the mortgage. When your fail to pay the mortgage, then the co-signor will be stuck with the debt and they will end up in as bad a shape as you apparently are.


Becca
Rating
If you can secure a loan, it will probably be at a high interest rate. You can refinance in a few years if your payment history is good.


noellecanning
Rating
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loryntoo
There's something called sweat equity which can be teamed with owner financing. It's usually done when a house needs so much work it isn't salable any other way.

Basically you enter a contract where you are paying monthly payments toward the purchase of the house. You have to fix it up at your expense. You WANT to fix it up and get a regular bank loan as soon as possible because every improvement you make makes the house more salable. If you miss a payment under an owner financing agreement, they can terminate the agreement and you've lost all your hard work.

It's a good deal IF you have the paperwork to back it up and can make the payments on time. It's a bad deal if you don't have the paperwork or lose your job.


pinkrosegreeneyes bluerose
Rating
There are so many different homeowner loans it's possible. You'd need to talk to someone from a bank or loan company to figure out which one you can go with.


foonie36
i don't know


da_hammerhead
Rating
Look for a cardboard dwelling.


Steve R
Rating
You can't because you cannot afford to make the payments.


INACTIVE
Rating
Check with the organization below that offers down payment assistance. I dont know if you qualify or not, but they are experts in what they do and certainly worth a click to contact or a phone call. A friend of mine bought a house with $500 down and her credit was horrible.


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