Advice about being ripped off by a bank? |
| My wife is being ripped off by Nationwide Bank. About a year ago she needed to use her overdraft facility which she had used on many occasions prior to this. She went about £20 overdrawn. The bank ... |
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How can I repair my credit? I had some health problems in 1999, lost job so got behind on my credit card bills |
| I had alot of health problems in late 1999 and it caused me to be unable to work for some time. As a result I was unable to keep my bills current. At the time I was only 19 years old. I didn't ... |
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Old Credit Card Debt? |
| I recently received a letter from the court requesting that I pay my outstanding credit card debt from a few years ago. A couple of days later, I received a call from a Lawyer demanding that I pay ... |
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Debt consolidation? |
| I have many credit cards and bills I can't keep track of them all. Are there any companies I can call that would lower my payments and combine them all into one payment? Are they free because I ... |
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Is there an easier way for me to pay off my credit card debt? |
| ok, I'm only 20 by the way, but I did have 8 cards before I canceled 1 not too long ago, the limits start from $300 and go up to $1700 at my highest and I only bring in $650 a month for now, I... |
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How can i fix my credit? |
| ok one day i whent to my bank and tried to get a credit card and i just graduated from high school well they wouldnt let me because they said i had bad credit well i was thinking well i have never ... |
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1. I'm trying to fix my credit.I'm making car payments on my vehicle but it is under my sisters name.? |
| I still owe about $9,000.00 on it.what can I do to get credit for making my ontime payments.? My credit score is low and I want to build it ... |
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Which is better? One credit card with $10,000 or two cards totaling $10,000? |
Additional Details The limit on one card is $20,000 with a 4% rate right now. The limit of the other is $7,500 with 0% rate. Which is better for my credti score?... |
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My friend got a certified letter? |
| the mailman is trying to give my friend a certified letter from a credit card company. she wants to know what will happen if she just doesn't answer the door and doesn't sign for the ... |
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I'm the one that thought she was in $97,000 credit card debt. Come to find out the atty that sent the summons |
| had put the wrong amount in the paperwork. It's $9,700. Can I sue the attorney for mental anguish. (Got the paperwork on a Friday and had to go the whole week-end thinking the worse). Felt ... |
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How do you get a mortage with horrible credit? |
Additional Details Give examples of companies willing to do so, I have a close friend that is desparate, her boyfriend has ruined her credit. And I'm wanting her out of my house!!... |
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Help!! I want a Credit Card But Im Only 20!!? |
| I got a offer in the mail from capitol one! It said something about the interest rate being 9.9% I want to know what is affordable for me! For example I have a full time job where I get paid $10 and ... |
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Ive been delined by my bank (barclays), captial one said no!? |
| who will give me a credit card no matter what the intrest is, im killin myself at the mo. no dough,... |
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misael740 | How to buy a home with no money down and really bad credit? |
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echo
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If you do find a lender that will loan you the money, with no money down and really bad credit, you will be paying an extreme amount of interest on a mortgage and a huge monthly payment.
You should take some time before you start home shopping and try and clean up your credit. |
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Peter_F
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by winning lotto, inherit lots of money. or save hard. |
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traffic816
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you won't be able to, unless you have a good paying job.
--------------------------------------...
http://www.bestcreditrates.net |
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Papa John
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Boy, if I had a dollar for every time I've read that question here, I'd buy another house. No money down is hard enough. Bad credit is hard enough. |
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Brutus
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Get some dumb person to co-sign your mortgage. Include the closing costs in the mortgage. When your fail to pay the mortgage, then the co-signor will be stuck with the debt and they will end up in as bad a shape as you apparently are. |
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Becca
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If you can secure a loan, it will probably be at a high interest rate. You can refinance in a few years if your payment history is good. |
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noellecanning
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Free Real Estate Guide
Whether you've spent years saving and preparing to buy a home, or are unsure if you can afford it, the questions surrounding a house purchase can feel endless.
You can find the answers - and peace of mind - by downloading our free ebook
http://freeguides.8m.com/ |
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loryntoo
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There's something called sweat equity which can be teamed with owner financing. It's usually done when a house needs so much work it isn't salable any other way.
Basically you enter a contract where you are paying monthly payments toward the purchase of the house. You have to fix it up at your expense. You WANT to fix it up and get a regular bank loan as soon as possible because every improvement you make makes the house more salable. If you miss a payment under an owner financing agreement, they can terminate the agreement and you've lost all your hard work.
It's a good deal IF you have the paperwork to back it up and can make the payments on time. It's a bad deal if you don't have the paperwork or lose your job. |
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pinkrosegreeneyes bluerose
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There are so many different homeowner loans it's possible. You'd need to talk to someone from a bank or loan company to figure out which one you can go with. |
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foonie36
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i don't know |
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da_hammerhead
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Look for a cardboard dwelling. |
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Steve R
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You can't because you cannot afford to make the payments. |
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INACTIVE
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Check with the organization below that offers down payment assistance. I dont know if you qualify or not, but they are experts in what they do and certainly worth a click to contact or a phone call. A friend of mine bought a house with $500 down and her credit was horrible. |
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