 How do I find out who to pay? Debt collection? |
I have a debt and have not heard from the debt company for a while.
I know that this has been passed over to a debt collection agency but when they first contacted me I was out of work and only ... |
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 Do you think any private lenders that give out personal loans are real? |
| I ask a question on yahoo about bad credit personal loan and my answers were some people told me about private lenders do you think they will scam me?... |
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 Florida bankruptcy law.....? |
| Is there a minimum amount of debt owed in order to file a Chapter 7 in Florida?... |
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 I applied for a credit card but it says "declined, no credit history." Why? |
| I recently applied for an American Express card and it said that I got declined because I don't have sufficient credit history and that the credit cards that I have have not been open long ... |
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 I've been fraud!!? |
| this guy from Dubai sent me $4000 postal money order for something, i deposited in my bank. and days later, i got notice from bank saying it didn't went through...... i thought postal money ... |
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 I just turned 18 and i have bad credit, looked up my credit report, and found i owed $91.00.....? |
| and i could not find a mailing address or phone number for the credit company that i owe the money to. Funny thing is, i got one notice a year ago and none since. Any suggesions????... |
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 I want to refinance my house but? |
| I want to refinance my house but the bank said I have to wait 3 years before I could refinance. We bought the house a year ago already, but would like to refinance to fix some things around the ... |
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 What is ones credit score after Chapter 7 Bankruptcy Discharge? |
| Hi, my husband & I filed Bankruptcy 11/20/2006 due to a local attorney coming after us for $3,500 in medical bills from 1998-2001. We had our hearing on 1/9/2007 and our bankruptcy is due to be ... |
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 Does this hurt your Credit Score? |
If you make a mortgage payment between your grace period.
Let's say you payment is due on the 1st....but there is an additional penalty after 15th....so there is an obvious grace ... |
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 I want to buy a car, How can I build my Credit? |
I'm 18, barely got my credit card 3 months ago so i dont even have a credit score.
Today I went to a dealership to see if i could buy a car(planning for later) and they told me that since i&... |
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 Can someone explain credit card APR to me? |
| Looking to apply for a credit card but i'm confused by APR. What does it mean exactly. I know its a way of charging you for what you spend but how is it worked out.... |
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 What is the best way to establish credit when you have none? |
| I have no credit. I am getting ready to graduate and I am getting married in August.... How do I establish credit? Should I get a credit card and use it wisely paying it off every month? Or should I ... |
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 Bed credit rating? |
| i have defaulted on alot of credit in the past and entered a debt management scheme, i have now been paying my creditors for 3 years without any missed payments through the scheme, i will be finished ... |
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 My employer recieved an order to withold on my wages!? |
| I just recieved in the mail today by my employer that they have to garnish my wages. I guess a creditor got a judgement to garnish my wages. I recieved letters and a summons before by these ... |
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 Is my Credit Score good?? |
| I recently checked my credit score on Experian and it said that it is 722 on a scale of 501-990 and then I estimated my credit score on MyFICO and is says that my score ranges from 705-755. Are these ... |
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 What is the best route to take to repair poor credit.? |
| Imake good money but always have had bad cridit I want to buy me a home this year.... |
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v!cky | How to establish credit...? |
i turned 18 in june so i have no credit i have been working for about a year and now i wanna start establishing my credit what would be the best way? |
 |
 
perfectcreditclub
 |
I started by getting a gas card and a department store card. Everything just flowed from there.
Try the steps in the article below titled, "How to Build Credit". |
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CCTCC
 |
You don't really need to establish credit. Why would you want to go in debt at 18?
Get a checking account with a debit card. Use both responsibly. Save as much money as possible. |
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bayareart1
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have any money in the bank? take out a loan against it and pay it off in 6 months, go to mervyns and ask for a credit card app and get a mervyns card ,probably 250 to 300 worth of credit, buy some stuff and pay it off every month.and the credit rating will go up and you can get more credit, WATCH OUT pay all your bills ontime |
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Luckys Charm
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piggy back off someone with good credit |
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browoman21
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My younger brother is only 19. His credit rating is much higher than most adults. My advice is to do like he does he went to Capital One they gave him a $500 dollar limit. He spent his limit some every week basically living off the card and paid whatever he spent eith his pay check every week. His credit limit is $1000 a year later, and his rating is in the 700's. |
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ndtaya
|
Get a department store card and pay it off every month. |
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Sammy
 |
Get a credit card and make very regular payments. It is best to have a low limit, sowhen it comes time that you are looking to get more credit you don't have too much unsecured debt.
Always remember with a credit card, the amount that your limit is, is the amount that your bank assumes you have spent. Even if you have spent $1 on your card, your limit is what they count as your debt. This is because you can spend it at any time.
Also, if you are having trouble getting a credit card keep your declared fixed expenses low. This means rent, food etc. The more disposible income you have the more attractive you look to a financial institution. |
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Morpheus
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Walk into the bank and ask to talk with the credit card department. Hopefully you have a savings account with say $300 in it. Offer to use this amount as collateral. This means that they can hold this money as insurance for your credit card purchases. Charge stuff, and pay off the balance before the first month. This will ensure that you are not charged interest. But, more importantly, you will establish a track record of paying off your bills.
Then, after 6 months, get a free credit report from one of the 3 credit bureaus, experian.com, transfax.com, or transunion.com and see what your credit rating is. Then, try to get a small loan from that bank citing your payments that have been on time. |
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justinhambleton
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One good way is to get a low interest rate credit card. Use this for making regular purchases, but make sure to pay off the balance each month. Don't let the balance get out of hand. What you want to do is establish a positive credit history with a creditor. It's important to keep your debt low so take great care in making sure you pay off your balances. |
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