 7 year credit bereau? |
| is it true that if you have bills that went to the credit bereau it stays there for 7 years and after that it's taken off how true is that i've never heard that before ???????... |
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 Is anyone else in their overdraft each month? |
| because im forever init! it gets me so down sometimes!!! i get out of it then im back init, i seriously need to win the lotto!... |
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 Survey on credit card debt? |
| How much do you owe to date? How are you planning to pay it all back?... |
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 Bank acc. No. to unknown persons? |
| Sometimes people from african country sent email asking bank acc. no as they want to invest in my country and i can be their trustworthy person. what is it ?... |
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 Why are people so brain washed that they think paying off there credit cards is a good thing? |
| Seriously it means we would only be slaves to a credit card company. So who are we really working for and why is our country debit base and not positively based. Wouldn't it be better to take ... |
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 Where can a 16-year-old get a loan? |
| can a 16 year-old get a loan or an overdraft?... |
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 Too much debt? |
I am about $40,000 in debt from 5 years of post secondary education. I am 26 years old and make about $44,000.
Do I have too much debt? Anyone have any interesting solutions to bring ... |
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 How can I build my credit? |
| I have a credit card and I have cards at stores and such and I pay on time, but isn't there another way to build my credit without getting a loan or anything like that?... |
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 Paid off debt that was in collection....? |
| my boyfriend has horrible credit. so we got his credit report and started paying off the debt collectors. his credit score has not gone up. should we just not pay the rest of the debt collectors off ... |
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 Am I liable for a debt of £269 which has been outstanding since 1993. I have just been contacted about it? |
| It is that long ago, I have no idea what the debt is for. The solicitors are acting for a third party. the debt is apparently owed to a finance company.... |
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 How soon, once debt is paid off, does it disappear from you credit? |
| My fiancee went through a bad divorce and had to resort to not paying his bills. His credit got screwed, then he recieved a decent chunk of inheritance. He has since then paid off all debt and has no ... |
|
 Fair Credit Reporting Act - ?? |
| I have two entries on my credit report for the same account (one by the original creditor and one by the collections). Is there a section number in the FCRA that applies to only one company legally ... |
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 Can you go to prison for credit card debt? |
| My fiance is struggling with credit card debt and can't do anything to pay it off. He keeps telling me they can't get money from someone who has none. Anyways someone made a phone call to ... |
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 Free credit report? |
| Where can I go to get actually free credit report? Also, how do I dispute something on my report?... |
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 Banks charges? |
| After watching watch dog tonight i have decided to go ahead and claim all my bank charges back, What have i got to lose, but i need to know how do i go about this? ... |
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| Will opening 3 credit cards at once hurt my credit score? |
| I just recently received a new credit card adding to my 3 cards that I already have. I was trying to transfer a balance from one card to the new one but since I wasn't given the credit limit ... |
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Webster John | How to get a credit card? |
can someone elaborated the process on how to get a credit card? you're help will be surely appreciated... ;-) |
 |
 
Margaret J
|
Follow the below mentioned steps to get a credit card:
Step 1
Apply for credit cards at smaller retail stores. Sometimes these companies are more willing to give you a chance. If your application is accepted, make a small purchase and pay at least the minimum payment every month and on time. (If you pay more than the minimum payment, you won't pay as much in interest charges.)
Step 2
Go to your bank, savings institution or credit union. If they already have your business, they may be more willing to give you a credit card.
Step 3
Apply for a secured credit card if all else fails. You will be required to open and maintain a savings account as security for your line of credit. Your credit line will be a percentage of your deposit.
Step 4
Ask a friend or family member to co-sign for a credit card. Remember that their credit counts as well, so choose someone with good credit. If you can't pay back the loan, they must, and it will appear as a blemish on their credit rating.
I hope the information provided will help you with your problem.
Regards |
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syrious
|
Best you go to Credit Union and ask if they sponsor a credit card. You can go to any bank but the credit union will not try to screw you quite as badly. ALWAYS pay off the amount you owe on the card TOTALLY monthly. My card is with bank and it charges 26% on any unpaid balance! |
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Mandee
 |
Apply online. |
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G&M
|
Just pick a store and apply. JC Penney was one of my first cards so if you don't have any credit, they may be a good one to try. Be careful to only apply for less than 5. Every time you apply, they will pull your credit report and too many requests looks bad. Good luck and God bless. |
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My name is my business
|
Contact the company or bank that offers the credit card and they'll tell the way you can get one. |
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Sarah
 |
I just got my first one. Just go to the website of the bank you want it from and click apply for credit card. They're going to ask you some questions, and you have to be 18. Then you'll find out if you're approved or not. It took a couple of days for me. Then you can get the card mailed to you. |
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wendla
 |
i dont reccomend it my brother struggled to get one he 21 and has great credit so if you are young it will be hard he said capital one was the only one that gave him one everywhere else he applied they denied him one |
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