 Suggestions of credit cards to re-establish credit? |
| I am trying to re-establish my credit and already have cards from First Premier Bank, Household Bank, Orchard Bank and Capital One. Does anyone know of other banks or companies that are worth ... |
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 How do I build good credit??? |
| And what credit cards are the easiest and best for a young college student to apply for ???... |
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 Question about what's right.... Here's my situation? |
| I bought a 4 wheeler, and a few months later I decided to sell it because it was just sitting in my garage. My in-laws asked my hubby if they could take over payments, and I said only if they make ... |
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 How to repair bad credit? |
| If someone has bad credit how do you repair it?... |
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 My little sister just ordered an all access visa debit card in my name. HELP ME?!? |
| I went back and looked up the info on it and i've been hearing that it charges you a one time fee for the card and some other monthly charges as well? does anyone have this card or have a ... |
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 A way to check your bills online? |
| I have several bills and some of them I only get a statement thru the internet with different email addresses. Then when its too late, i get a phone call or a late mail statement. Is there a way ... |
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 Will canceling my credit card get me out of paying an annual fee? |
| I've just been hit with a $60 annual fee on a credit card (Chase Visa) that I no longer need and haven't used for months. If I cancel the card, will I still owe the $60, or will it be ... |
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 My car paying installment can i sell it? |
hello
my car paying installment, can i sell the car ?
Additional Details
can the car change to my partner name ? can the lender find ... |
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 Help! Should I use my savings for a down payment for a car or to pay off my credit card debt? |
My debt is $6200 and I have 7000 saved up. I am going to get a car regardless because mine is on its last leg.
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I neglected to say that I am in credit counselling. I ... |
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 Can I lower my interest on a bank loan? |
| I have a decent size loan out (about 13 G) from a bank. I see they are charging me a 10% interest rate when my credit score is over 750. That sounds like BS to me. Is is possible for them to lower ... |
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 How can I confirm that the job I got through E-Mail is scam or real? |
| I have got a job offer from Zenith Bank Plc London (UK) as senior Manager (Credit) at their London Branch. Please confirm what is avarage salary is being paid to senior Manager in Banking ... |
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 Whats a 1,000,000,000,000,000,000 times 1,000,000,000,000,000,000... |
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 Cosigned with fiance and she just left.. what are my options.. she is threatening not to pay? |
Signed an 8000 loan with fiance to pay for her last semester of school. We are splitting up and she is saying she wont pay for loan... what can i do?
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Yes I understand ... |
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butterflysmile | How to get a home loan with bad credit ? and no money down ? |
How can you get a home loan with no money down and your credit is not the best ?
My wife has pretty good credit but she is a stay at home mom . We are trying to get a home
And it is not that much that we need it is only 60,000 and I need to know if anyone knows of a place that gives loan ‘s with your job as your hold . Thanks |
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mycredit wealth,com
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Talk to your Realtor about a lease to own, your payments will be less (than if you buy and pay 12%) and you can have some time to get your finances in order. |
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bob W
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lease to purchase a home. Its the only way to buy anymore. You do not need any money down and can resell the contract for quick cash.
contact a seller and tell them you will take over the mortgage and buy it fully in 5 years. they are happy just to get out of it. Then live in it yourself or sell it on one year rent to own contracts and collect 5-10% of the sale price as a non refundable down payment. When they are one day late evict them and re-rent it. If they do buy it in a year you made a tidy profit. Its all win-win |
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Spock (rhp)
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don't know where you are ... in my area the answer would be that you don't
lenders have imposed minimum down payment controls here -- minimum downs have been hiked 5% across the board and that's on top of the ones previously wanted. |
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You ask, I answer
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your interest rates and monthly payment will be sky high. i suggest saving your money for a down payment, and trying to get your credit rating up. |
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bdancer222
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Work on fixing your bad credit first. Start by paying down those credit cards. Carrying balances of more than 30% of you limit, kills your score.
Next starting clearing up the negatives on your credit report. Mortgage companies will require you pay off old debt before giving you a mortgage anyway. Start with the newest and work backwards. You can often settle for less than the balance. Lump sum payment gets the best deals. Any payment plan has to be short term. Get any settlement agreement in writing and don't give them access to your bank account. Ask for delete for pay -- some will, some won't.
Start putting a set amount every payday into a savings account for a downpayment.
The housing market is in flux right now. You're better off waiting for things to settle. Just use the time to put yourself in a better position. |
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rhonda_good2006
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Go to wells fargo.. They lend to people with bad credit.. What location are you? we are in OHIO.. and wells fargo told us if the lender will accept ameridream downpayment assistance and do closing cost.. It can be done.. Check online with wells fargo .. |
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Jacob A
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Ey sup butterflysmile
Im not exactly sure what you looking for...
But I found this site below and from the looks of it I think it would be a lot of help...
anyways, gud luck butterflysmile |
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Michael E I
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First join a credit union, they are better than a bank, they work with you, better rates. If you are a first time home buyer you can receive 100% mortgage. Try NACA.com, they take a little longer to process your mortgage with out any fees and I do mean no fees. Check out the website, also they do not use your credit reports like the banks use it. The banks use it against you, NACA.com use it for you! When you get to make an appointment with NACA, Please mention my name Michael E. Ingaran. When you go to the website you will understand why.
My website:www.debtfreeforyouandme.com
Have fun with your new home, Michael |
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Bill S
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Are you buying a $60,000 home? Why can't you put money down if you have something to put into the purchase? In other words, i assume you aren't buying a $60,000 home, that you are buying something more than that. If so, you have cash yourself, equity in a current home, or someone is lending/giving you money to put on the purchase all ready.
I don't understand, given what you've described, why you can't put money down? In either event, you should save up a down payment. DOn't be in such a rush to get into a mortgage that is going to cost you a lot of money - if you can find a lender in the first place) |
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Leigh
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There are very few mortgage companies out there now that will offer 100% financing. Depending on the state you're located in, there are some state run buyer assistance programs out there that can get you to 100% financing and may provide closing costs assistance. Depending on how "bad" your credit really is, you may be able to go obtain FHA financing at a 97.75%+ LTV and then obtain a DAP to assist with the downpayment and closing costs. |
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bettercreditcontrol
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My recommendation at this point would be to lease with option to buy, pay less now, restore your credit, and then purchase at a low interest rate, there is a buyer's market, plenty of inventory available don't rush into anything before you are ready. |
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