 How can i raise my credit score??? |
| Im 21 and never had a bank account, when i've tried to get one im refused because i have no credit, i want to buy a house in a few years. any ideas??... |
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 I have horrible credit how do i fix it?? |
| I'm only 21 and screwed up my credit so bad. When I was 18 I moved to manhattan and maxed out my cards and was late paying them off. They're all payed off now and closed accounts. How do I ... |
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 How do i establish good credit? |
I have had my first credit card for 3 months now. i am 20 years old. i want to establish good credit. how can i do this
???
i have a National City Visa Points Credit card that i got ... |
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 How do I balance my life financially with a $475.00car payment, $500rent, $200 credit debt, with 1300income? |
| Not to mention food, gas, car maint. Do I sell my car but it's not paid off and I don't want to get ripped off, I have invested too much money into it. I really want to settle for something ... |
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 Late car payment need advice? |
| ok heres the deal my payment is due on the 25th of november due to fiancial problems i couldnt make the payment what my plans are is to pay the month of november on dec 18th and then pay december ... |
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 Any suggestions for someone with bankruptcy on their credit that would now like a credit card? |
| I had to file bankruptcy 6 years ago, because of a previous marraige. I would like to have a credit card now. It is really hard to find one that will approve me. Does anyone know of a credit card ... |
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 If my credit score is 714 and i apply for a wamu card how much will they give me as a start? |
if my credit score is 714 and i apply for a wamu platinum credit card can anyone tell me how much i will get.
? all my other cards are zero balance and the highest card is a 2000 limit so i ... |
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 Credit card for 12 year old.? |
| i wont to give my 12 year old sister a credit card they asked if i wonted to add some one so i said yes, i gave the name and it came in the mail i thought i was done. now they are asking for ssn, ... |
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 I need a credit card with no annual fees, but i have really bad credit...? |
| i have been denied by my bank, and the other credit cards require a doposit for my credit line. i just want a major credit card where i don't have to give any money up front. please help. thanks.... |
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 I am considering entering a debt management program. Anyone have any advice? |
| I am considering entering a debt management program because I am way over my head in credit card debt. I know it may not be the best solution but it seems I keep putting it off, getting no where ... |
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 Shall I pay this six year old debt? |
A collection agency is requesting payment for a debt owed beginning in september of 2001 (date of first delinquency: 6 years ago).
The information is not in any of my credit reports. If it was, I... |
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 Can someone tell me how to find a Private personal loan lender in my area? |
| Still trying to get a lioan with little or no credit and I have been getting alot of rejections. Does anyone know a good personal lender or some website I can go to where I can find one in my area?... |
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 Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month? |
| I have been trying to get approved for an car loan but my credit isn't very good and i only make about 1200 a month. anyone know if there is somewhere i can go to get help with an car loan ... |
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 Is a 7,000 credit card limit for a 21 year old good? |
Is that below average, above average, or just average? Just curious. Thanks.
Additional Details
Don't worry ppl- I'm great at managing money and very careful with my credit ... |
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 My credit score is 453.? |
| What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H... |
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vakas j | How to get out of overwhelming credit card debt? |
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Jessica
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You can talk to a lawyer about debt consolidation or if it is right for you you can file bankruptcy, which might be a good thing for your personal needs. |
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Eric
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read dave ramsey...very good. call all your creditors and try to work out a payment system. they might work with you, if not, try getting a consolidation loan and low % to pay off the cards then the new loan will cost less per month. |
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scooter
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Try getting a good job and pay off all the debt you have incurred. Quit looking for the 'easy way out', and own up to your irresponsibility. Lastly, ask yourself why you thought that the money that was 'fronted' to you to serve some undoubetly selfish 'want', was free. |
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kat h
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Go to Debtadvice.org...it has good advice as well as a list of reputable debt consolidation companies in your area. |
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The Advocate
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There are lots of debt negotiators on the internet, get your bill discounted, get you a lower monthly payment, etc. I hear they can cut your total debt 40% or so. |
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band_books_nerd
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You'll probably want to cut down on spending. Buy only the necessaries and off brands like the great value brand at wallmart. The more money you don't spend a month the more you have to help pay off the debt. Also you'll want to make sure you make a budget. A good budget with the lowest payment on everything as possible. Try talking on the phone less and going down to basic cable. Anything that you can limit is good. You need to be able to cut down as much as you can now so you don't have to take out a lone or not one as big as you would now. The more loans you take out the more you end up spending to pay them back in the long run. Also cut it down to 2 or 3 credit cards. I suggest Discover. My hole family uses it right now and you get like 1% cash back.
The best bet would be to find a friend that is good at financial advising or get a financial adviser. I'm going to college right now for this sort of thing and there are many options. You just have to know more details to be able to find the best option. Also try to maybe take out an extra job if possible. Like I said the faster you pay off your debt the less intrest you pay.
I hope this helps and good luck. |
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LVieau
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Just by what the price says on the bill once you get in a better position you can pay 15% more than the bill says. This is the way you get out of the debt. |
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David D
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Plenty of good advice here. |
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bijan a
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by paying more than min, or get a loan with a low interest rates.
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http://www.bestcreditrates.net/ |
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barbara w
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This is the best plan with step by step instructions and it works.It takes commitment but feels good when your done.
GOOD LUCK. you can do it.
http://www.oprah.com/money/debtdiet/money_debtdiet_main.jhtml |
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