 Using cash or credit card for gas/groceries? |
| for gas and groceries-do u charge or use cash?... |
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 How to get a loan teenager? |
| im 16. have already graduated. have full time sales job and part time weekend job. i have enough money to afford a nice truck payment. how do i get a loan, when my parents have bad credit and cannot ... |
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 How should I go about raising my credit rating? |
| About 8 months ago, I applied for a credit card. I use it religiously about 3-5 times a month (usually about $20/month) so that I can raise my credit rating. I currently have Capital One so the APR ... |
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 Credit cards:? |
| Anyone have any more options for first timers? I have been trying to get one ( I have no credit at all) and have been denied by EVERYONE! I am losing hope! What do i do?... |
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 If my husband moves out of the country am I responsible for his credit card debt as well as mine? |
| I will need to divorce him soon and wonder if that is possible on 2 separate continents? He is crazy mind you, and is fleeing from all responsibility, both the debt he incurred while we were ... |
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 Are you criminally liable for defaulting on a credit card bill? |
| On my one credit card with a $10,500 limit, I missed a payment and the interest rate alone made me over the credit limit. Without moving in with parents I wouldn't have been able to get it paid. ... |
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 $ 10,000 loan needed A.S.A.P.!!!? |
| long story but i need a ten thousand dollar loan before the end of this month!?... |
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 What's the best credit card for a college student? |
| I'm looking for a good credit card with low annual and monthly payments and a decent APR. I would be using it mainly for bills and other living expenses.... |
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 HELP! I think I am being sued by a collection agency? |
| I just got the letter from their lawyers stating that might come after me and take me to court. It is an old SBC bill for $2800.00 from back in 2003, what happens if they sue me? What does a ... |
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 I have really really bad credit and i need a small business loan ? |
| is there any website that are legit and i can get a small business loan with really really bad credit and kinda fast too i need about 20,000 dollars please help ... |
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 Any ideas on how to pay off credit card debt fast? i will never get it paid off at the rate i am going? |
| i have some credit card debt.. i have great credit and dont want to ruin it but it seems that i will be paying till i am 90... i dont use them at all. but the balances i do have are taking forever to ... |
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 Pay pal...? |
| Your experience's? any good? reliable? thanks.... |
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| I'm in debt? |
| I just found out that my credit card went from 6% to 32% and I have a balance of 7000.00. I want to scream. I'm thinking of debt settlement through credit solutions, but they said it will affect ... |
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 Pre-Approved Credit Cards? |
| I’ve been wanting to get a CC for a little while but I had a mark on my credit 3 years ago, I paid off the debt in full but of course it haunts me still. I’ve applied for one CC and was denied, ... |
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Truman S | How to go from bad credit to good credit? |
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Sir J
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http://www.cbsnews.com/stories/2005/10/18/earlyshow/living/money/main951008.shtml |
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Jason
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A magic wand.
-J. |
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STACEY S
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pay your bills and work on the ones past due then keep your bills caught up. |
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All4Christ
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go to your bank and tell them you have bad credit and want an unsecured visa card from them. so you give them an amount. i gave my bank $500 and they gave me a credit card. as long as you pay off the credit card every month your credit score will go UP in couple months. they say 6 months, but my credit score went really up after just 4 months. i had 605 credit score and now its over 720. so it really works. and after 6 months you can go bak to your bank and get all that money back. dont get a secured visa card. those are not good. unless you really need one. those are the types of cards where incase you cant pay off the card they will take your house or car. so be carful what you get. unsecured visa card is the best. |
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Discovery Tunnelâ„¢. Super Gay EgO
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ummmm, pay off ur debt, when you do get a credit card NEVER max it out!
Pay all your bills on time Monitor your credit report from all 3 bureas and spend less than u make! |
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john d
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Lots of info here. |
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karenjfackrell
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One. Stop applying for credit cards
Two. pay bills on time
Three. Wait, it takes time to repair credit |
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charlottebuyer
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Work and patience. Call each credit agency and tell them that the late info is not correct and you want it investigated. Also tell them the correct info, this info will be put in place of the wrong info when the creditor does not respond within 30 days. |
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itsallaboutobama
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#1 payoff all your debt for every credit card...DON'T USE CREDIT CONSOLIDATION...those will completely bring down your credit score
#2 once you have paid off all your credit cards DON'T CLOSE THEM BUT DON'T USE THEM. Believe it or not having open accounts with zeros balance will help your credit score rather then closing them
#3 order your credit report with freecreditreport.com you are by law entitled to one free credit report/yr. However you will not get a credit score with this free credit report. MAINLY...look for errors and if you see them report them to the credit
Experian
NCAC
PO Box 9556
Allen TX 75013
Equifax Information Services
P O BOX 740256
Atlanta, GA 30374
TransUnion
Customer Disclosure Center
Trans Union Consumer Relations
PO Box 2000
Chester, PA 19022-2000
By law they have 30days to investigate any errors reported by the consumer and the burden of proof falls into the bureus not YOU...meaning that you just say that a late payment was actually paid and the bureau has 30days to confirm this or else they have to remove it. The best time to do this is Oct-Dec since they are the holiday season and people go on vacation thus less staff to work on these and the less time to investigate...
#4 don't open any new credit cards
#5 It will take about 1.5 to start seeing your credit score raise from the dead assuming you don't have bankrupcy |
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kvuo
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get in debt and stay in debt. always pay on time!
don't sound like a good plan to me! |
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gboi20
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First, do not pay someone to help you do it!!!!! If at all possible, get a small personal loan, don't spend the money, you may have to put up security to get it, just use the money borrowed to pay it back, you pay a little interest as well. Get a secured credit card, there are tons of companies out there with them, charge everything on it that you can, that normally you would pay cash for. |
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justice4_ak
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If you have a lot of negative items on your credit report, hire Lexinton law firm and they will dispute all your items untill they are deleted. It is $100 One time setup fee, and $30 a month after that, if you really want a clean credit history it's worth it. these guys have already delete four of my negative items in the last three months.
https://www.lexingtoncreditrevolution.com/ |
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SHAHAB6
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get a smal loan and pay it off, that will help your credit
--------------------------------------...
http://www.bestcreditrates.net
http://www.online-discount-pharmacy1.com |
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beezkneez
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Check out the "Debt Diet" on oprah.com |
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desotobrave
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Don't worry about your credit score. If you pay your bills, you will have good credit and be able to borrow money. Just concentrate on limiting debt and paying what you have on time. |
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