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 Should I file for bankruptcy?
I'm 29, and my debt is under but probably close to 10K, much of it sent to collection. This debt includes student loans, credit cards, and my bank account balance, which was in the negative and ...


 How do i establish good credit? im 18 and dont have a credit card, bank account, car.....how do i start?
I do have a job.....and im on my own now...in a few months i want to buy a car but dont know how i would do that without ANY credit.........???
Additional Details
so if not a credit ...


 How soon are defaults removed from your credit file/history?
How many years are defaults held against you for and when if ever are they removed from your credit history all together? T...


 Why do some people have multiple credit cards?
Also,

Does having multiple credit card affect your credit score?
Is it better to stick with one credit card?...


 What is the best solution to repair your credit score?
I have a low credit score. do i need to hire someone to reapair it, and who? wanting to try and buy a house in less than a year and i want to have a decent credit score....


 What does it means when your husband lend his credit card to his female senior engineer?
He lent his credit card to his senior engineer to forge his signature without his presence so as to sign his card to get discount just to help her save a little on petrol cost. That lady accepted and ...


 My boyfriend has bad credit, will his credit go up if I put him on a card with me? (It didnt ask for his SS#)?
His credit score is in the 500's. He called the company's to clear the late payments, will that help? and how long till we see numbers go up. We really want to get a house, my credit is 742,...


 What would happen if I asked my bank not to charge me the overdraft fee would they listen?
...


 Where can i get a loan with bad credit in the uk?
...


 I have credit card dept? Can my husband pay it off with his credit card?
I have capital One. I haven't paid it back for a while which is ruining my credit. My question is can my husband pay from his Washington Mutual credit card to pay my credit card debt?...


 How do you get a 125% Mortgage if in the past you have had poor credit?
i am looking to buy a house the house is £172000 and i need £18000 any idear....


 What can people do with your credit card information?
like on ebay, should i use paypal? what are the risks of paying directly giving your credit card information?...


 Visa Credit Cards help?
I just recieved my first credit card. I opened up a checking account at EastWestBank and got a visa check card/debit and another credit card. I was wondering whats the difference between the visa ...


 Where to get a loan when you have really bad credit or no credit at all?
...


 Can they force me to pay for it?
I ordered a bed out of my catologue. When it came I didn't like the mattress, I didn't unwrap it just looked at it in the garage. I made 2 attempts to get it collected and the carriers didn&...


 Debt Collectors?
My credit card debt with bank of america has been bought by a collection agency, my question is can I go back to bank of america and settle with them instead the collection agency.... the debt is ...


 Bad credit marrying good credit?
I'm getting married next weekend. I have bad credit & my future husband has great credit. We have no joint accounts or debts. Every debt I have is solely in my name & every debt he ...


 I just got some mail and it stated that my credit score is 426 what is that? is it good, bad, average, what?
if its bad how can i get it back good again what do i need to do? casue alot of people say i dont have enough credit or none at all....


 What the difference in using credit or debit. And which is better to use when going to the store.?
...


 Should I pay off my medical debt or file bankruptcy?
I do not have any credit cards but have about 12k worth of medical debt, most of which is in collections - I did not have insurance and was not eligible for assistance. Now a new friend has offered ...



fay
How to have more money and get rid of my debt?
                     
 




Dr.Know
Rating
Option 1: Work harder
Option 2: Work better
Option 3: Spend less

Best option: All of the above.


RENISH
Rating
How to have more money? give this as an advertisement.
and earn money,
then...
then...
then...
Escape..........


Frank Castle
Get a second job and sell your car.


Neo
I dare say that you ought to join a HYIP. I am currently using AceInvest. If you invest $150 you will get more than $10,000 in 6 months. Only $100 will be invested and remaining is for insurance , so you never lose your money.

They have a 7 year track record and I got paid in the past.

To sign up go to http://aceinvest.biz/deepaksalem

All The Best!


island_hopper2
Dr. Know knows best! My only addition is to Option 3: Spend Less=Save More.


ladivonn
Rating
get a part time job until you get yourself out of debt...


razorraul
Rating
spend less make more,
make more, spend more but not as much, stick to the budget
it cost money to make money do not be afraid to spend be wise what you spend on. and increase the income. be creative stay on the legal side. sell what you are not using, what you have not used in over a year, sell it.
and refrain from buying stuff you are not needing.


lsenn
Cut your expenses. Set up a weekly budget. Write down each day what you spend money on...to the penny. You'd be surprised just where the money's going to.


credit repair
stop buying crap and get a second job or

Lenders want to be paid, if they think you will pay your bill if they waive the late fee, they often remove the fee in exchange for prompt payment. creitors will often charge you aover limit or late fee for non-payment. now you have to pay more and get a mark on your credit You can phone the lender and get the charge waived in some cases, let them know your having problems ask them if they can temporarily lower the interest rate or stop the interest charges this will give you a chance to catch up. (this may also close the account, but may keep them from reporting the account as delinquent). this is one of the first services a will credit repair company will perform. You can this for yourself, at no cost.
offer them 10% of the balance if they will update your report to show "Paid, Closed/Never late" or "payed as agreed". if they respond with a counter offer negotiate(usually they wont take less then 40% but low ball em first). if they agree send them a check with a copy of the original letter that they agreed to and send a copy of their response letter to the credit bureau. after 31 days re-dispute all the items that are derogatory in your credit file. You should keep negotiating with your creditor till you have achieved a result. follow up on the phone. Send your letters through certified mail so that you can record all your correspondences done with them.


glyngashead
rob a bank, move to fiji or both


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