I dont know what benifit bank will get for issuing credit cards. I have 3 cards,but some other bank persons asking me to take their cards also. What benifit they will get for issuing cards?...
can anyone help me. I am in about 4600 pounds debt with Yorkshire Bank because i abused my cheque gaurantee facility with no money in my account, also about 2600 pounds with Barclays Bank for the ...
I got a call from a collection agency stating that I owed a $177 bill for an Urgent Care visit apparently from last year. The original amount was for $120 which I said I would pay, but they said ...
I'm 19 yeras old and I would like to know how I can get credit without having to purchase something really expensive or have ing to apply for a credit card?...
I got a credit card about 6 months ago with a limit of just $800. It's a student credit card. Can I call the credit card company and ask for a higher credit limit? I've heard you can ask ...
Is it true that they look at how many credit cards you have and determine how far you "could go" into debt? For instance. A person with 1 zero balance credit card would have a better score ...
Do you know where I can find the phone number to call to get your name off the mailing list of credit card companies? I know that everytime they check your credit to "pre-approve" you, your ...
I have a friend that got herself into trouble with payday loans. She took out more than she can pay back. They are now saying that she will go to jail for check fraud. Is this true? I have never ...
My wife and I lease out our first home to suppliment our retirement income. A tenant moved out with no notice several months before the lease expired and has ignored our letters to them. How do I ...
People, I know this might not be the best place to ask a question BUT please help me. I been married for 12 years to a very nice woman we were very happy, but I meet someone else, then we starting an ...
How can I fix my credit report on my on without an attorney? Is there a form I need to fill out? Will writing letters to previous creditors help? I need to boost my credit score!...
My husband was out of work for almost a year and I lost my job. We have almost 30k in debt on credit cards. We have never been late with payments but it is starting to get tight. Should we file ...
Hillary J
How to repair my credit? ?
Do those credit relief people really help you? If so, which company do u recommend?!?
This is what a couple of my friends to repair their credit.
For me I didn't use a company the cause more harm then good.
Follow some of these steps and if you have any further questions. Hit me up at acemlm4ever@yahoo.com Good Luck and God Bless +
Step1
Pay all of your bills on time. Late payments (payments that are 30 days late or more) have a negative effect on your credit rating.
Step2
Reduce the number of credit cards you carry. Write to your creditors to request that they close your accounts and report this status change to all three credit-reporting agencies.
Step3
Avoid bankruptcies, tax liens (a lien for not paying state or federal income taxes or property taxes) and collections. A bankruptcy stays on your credit report for up to 10 years. Collection accounts and paid tax liens stay on for seven years, and unpaid tax liens will haunt you forever.
Step4
Request in writing that your creditors reduce the credit limits on your accounts to lower your amount of available credit. The total amount of available credit is considered by lenders even if you owe nothing.
Step5
Ask a family member or friend to co-sign on a small loan or credit card to help you re-establish credit. Make your payments on time.
Step6
Get a secured credit card to help reestablish your credit. You will have to keep a designated amount of money in an account that will be sufficient to cover your charges. Make payments on time.
Step7
Get a yearly copy of your credit report to catch any errors.
Katherine S
First, pay off your existing debts. In terms of re-establishing good credit (important later) get one credit card with a small balance. Purchase a bit ($50-$100) on it each month and pay it that month. You'll save on interest and re-establish yourself.
MadMan
No. The best way is to pay down your debt asap, starting with the debt with the highest interest rate.
MaThLoVeR
www.oprah.com/download...she has a book on her site which you can download for free about how to get rid of you're debt..it's by Suze Orman...it has a lot of good tips!
sourlime
No, sometimes they even scam you and steal your money instead of helping you. Seperate a portion of your income per month to pay your debt, the most possible is your best bet. Then pay the most important bills first, ideally the ones that effect your credit most and the ones with high interest rates. Keep saving money and stop spending unless it is a neccesity. Also keep one credit card good, and in check- spending only what you know you can pay to keep established credit good- this shows a pattern of rebuilding and trying to make things change for the better.
timer v
Š”redit repair workŠµd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - creditreport.fateback.com
mjghunter
The problem is that you get charged and fined for these services. Sometimes the charges are higher than the interest rates for you cards. Three years ago I had over $28,000.00 in credit card dept. To this day I am credit card free. I paid every single extra dime that I made on these cards until they were dead. Tax returns will make a big dent in depts, if you get one. I will never go back to owing credit cards money. I am currently working on the house and cars and within 4 years my 30 year mortgage will be gone. I have done this with the money I make. $46,000.00 / year salary + $5000.00 in overtime.
beetle27
yes they do the only thing is sometimes you may be on hold for awhile. i find Telstra to be the best help. i hope this answered your question.
Andrew S
www.ducttapecredit.com
Sharon
try this site, they are good. http://cleancredit.cjb.net/
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
