 My FICO score is 397. Is there any unsecured loan I can get to help pay off debts? |
| I would love to better my credit, but I need loan to help pay off some debts to do this. Is there any loan I could receive since I have poor credit hiostory?... |
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 Which is best to clear first? Overdraft or Credit Card? |
| Which would be best to clear first to improve credit rating?... |
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 Yo, can someone buy me a virgin moble top up card im a kid and totally broke.? |
| I you want to help me u can buy me the pre paid card and mail me the pin #... |
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 How can I get a starter credit card with no credit? |
| All I need is a couple a credit cards companies that help out with bad or no credit.... |
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 What is a good credit card I can get where I don't have to pay a monthly fee? |
| What is a good credit card I can get where I don't have to pay a monthly fee? Does Capitol One have one? If so, which one is it? I don't want a store one like JC Penny's or something ... |
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 What is the best way to eliminate credit card debt? |
| I was working a job, $12/hour and living off it, or not, and ended up $3,000 in credit card debt. I just started a better job at $18.5 an hour and need advice on how to best pay off that debt. Wait ... |
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 Does Opting Out of “prescreened” offers by Credit Cards affects your credit score? |
| Does Opting Out of “prescreened” offers by Credit Cards companies, by sending a letter to three Credit Bureaus asking them not to send more pre-qualified products affects your credit score?... |
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 Does closing out credit card accounts lower my credit score? |
| I would like to close out several of my open credit card accounts that are never used. Is this going to lower my credit score? Should I space them out, i.e. one per month or so? The more info you ... |
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 Losing weight once again? |
| i keep promising myself that i am going to lose weight but it never happens!i just love junk food.i hate salads and anything that is healthy.i am more chips or crisps i dont eat much during the day ... |
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 Debit v. Credit Card - can u clairfy difference here? |
| Ok this is what I'm confused about. When at the grocery store or gas pump I will use my bank's ATM checking card that has the visa logo. Aside from flexibility of having merchants widely ... |
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 What credit cards to pay first? |
I have 3 credit cards:
A) This credit card is pretty much maxed out with a limit of $400
B) This card has a limit of $2,000, and I owe $1,500
C) This card has a ... |
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 My credit card is expiring in one month? |
| I still have balance, can you extend the expiration date if you can't make full payments?... |
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 Paying your credit card late? |
| I paid my credit card payment on the due date but it didn't process it until the next day, I got a late payment fee and it was considered late. Will that affect my credit score at all?... |
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Vladimir S | How to start my credit history? |
What is the first step should I take to begin my credit history? Loan, credit card? |
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da_hammerhead
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Yes. |
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Mel♥
|
Credit history or credit report is, in many countries, a record of an individual's or company's past borrowing and repaying, including information about late payments and bankruptcy. The term "credit reputation" can either be used synonymous to credit history or to credit score.
When a customer fills out an application for credit from a bank, store or credit card company, his or her information is forwarded to a credit bureau, along with constant updates on the status of his or her credit accounts, address or any other changes you may have made since the last time he or she applied for any credit. |
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jimbobob
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Store credit cards are easiest to get.Sears,Food lion, Walmart etc.Also, Borrow some money from a friend or relative,put it in a money market acnt,wait a month & barro against the money you have in you're money market acnt & pay the person back who you originally borro'ed the money from.Repeat this same process over & over again untill you're credit is good enough to obtain a major credit card. Pay all you're payments on time.Tell the bank what you are trying to accomplish & they will help you. |
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uknowme
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a credit card will be easiest. You may have to build up for a loan. Try a store credit card first. |
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Joey K
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Get a prepaid or guaranteed credit card, and then buy stuff even if you dont' need it, but that you know you can pay off in time. Then later, try for a regular credit card. |
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Somerluvin
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Start with a credit card, like a store card (Target, Macy's, etc), gas card, or a major like Visa. Put a few purchases on it a month and pay it off completely. |
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AnotherŰžHuman
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Credit card. Make your payments on time.
Then paying off a car is usually the next step and then finally paying off a condo or house. as long as oyu make your payments on time for htese things your score will slowly raise up.
I have flawless credit. |
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Kayleigh
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I agree with uknowme, but generally credit begins with utilities. Make sure you pay your phone, electric/gas and water bills on time. |
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Jamers
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Apply for a department store credit card like Macy's. |
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mattysmommy2004
 |
I'd apply for a credit card. Here, check this one out:
http://www.capitalone.com/creditcards/products/9822/33/index2.php?linkid=CJA_10453856_1469133_7c496094200722016f242237572529_
This is the credit card my sister got (she's 19, in college and trying to start her credit). You're pretty much approved from the beginning as long as you don't have bad credit. You have a $300 limit for the first 6 months and as long as you pay it off ON TIME, you're limit raises to $500 after that. Just remember to keep paying it. |
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stew w
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apply for a credit card
buy any products thru ur credit card
pay cc bills on time
:) |
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ROSEY
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credit cards |
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