 I desperately need a payday loan of £750, I earn £14560 a year.? |
| Does anyone know any UK online companies that would accept me, or accept anyone? Preferably with a lower interest rate.... |
|
 Credit Score ???? |
| there are three CRA'S if I get my score will they all be the same,if not do I need to get all three and go with the highest one. I 'm thinking about a new car and house financing for next ... |
|
 Baclaycard debt sold to debt Collection company? |
hi jonny
I was owing Barclaycard about £3900 12 years ago. since woolwich PLC was purchased by Barclays ny details have now been passed to barclays. barclays has now sold my debt to a company ... |
|
 I have three credit cards. 2,000 balance 1800 and 1700. All with at least 30% rates. What do I do? |
| Many late payments and actually still getting late fees because I am over the limit but have been on a plan with all of them for a couple of months. would like to pay them all off with a lower ... |
|
 How do you endorse a pay check w/ no bank savings account? |
| The bank is closed and i need some money..but know one in my family has the money on them.... |
|
 What the quickest way to repair my credit. I currently have a 530 credit score.? |
| Hello to all. I am looking to raise my score to the 775 as soon as humanly possible. I understand each case is different, but would value any general advice out there. Thanks for your time guys.... |
|
 How can you get a loan for $4000 when you have limited credit experience and no collateral? Is this possible? |
Additional Details
I do not have bad credit just no credit!!! I do not have a cosigner available and I do not have a mortgage(remember NO credit).
My mom is financing a house for ... |
|
 Best credit card to get with excellent credit? |
| I have 'excellent' credit ( 780-give or take a couple points depending on bureaus). I want to get another credit card because as of right now I only have one (when I was younger, I was ... |
|
 Credit Card Question? |
A hotel charged my credit card when I requested to pay cash. They said they cancelled the charge cuz afterwards they accepted my cash..is this going to appear on the credit card record?
A... |
|
 Has anybody taken surveys online and actually got paid? |
i am 16 years old. and i need a job badly
i was wondering if any ACTUALLY USED a site and took surveys and got paid.... |
|
 Is it bad to pay your credit card before the bill is due? |
| I often pay my credit card mulitple times during the month instead of making one big payment when the bill is due. If there is a balance due for the statement, I always pay it on time. I was just ... |
|
 How do you rent or buy a house or a car with no credit? |
hi,
I'm 22, and I would really like to know if it is possible to rent or buy a house or a car without any credit? I have no credit whatsoever, I only have a debit card, which works ... |
|
 Wages on time.? |
| can an employer change from month to month what day he/she pays you.... |
|
 The interest rate on one of my credit cards was recently raised from 9% to 23%. What are my options? |
| Like a lot of us, I am trying to dig myself out from too much credit card debt. I have a monthly budget and have been paying down balances as I can. Recently, one of my cards increased my interest ... |
|
|  |
PlainJane | Husband has done a runner and left me to deal with his debt? |
My husband has done a runner to canada recently because he owes a huge amount of money in the UK. He has dual nationaility and his parents are over there so he has gone to live with them and get a job through his dad there. I left him in December, we havent been married a year so I cannot get a divorce yet. Our house is on the market to sell. We also have a £20k loan secured against the house, which he spent the majority of, this was supposed to be used for our wedding. He stole money off of me, I have been paying the mortgage on my own since July 2007 and bills so he has not contributed anything. Yet he says he still wants the £20k deposit that he put into the house but I dont think this is fair considering what he has done. He didnt go bankrupt before he left the UK because he said he couldnt afford it so he's done a runner. The mortage company have been great but not the loan company, can they chase him for payments or what else can I do to ensure he takes responsibility?
Additional Details
Thanks for your advice. All we had in joint names was the mortgage and loan. The bills were in his name so I guess thats some compensation. I just wondered that if I was able to sell the house, could I ask all of it be put into my bank account or would I need his consent? I will be seeing a lawyer soon and going to the CAB. |
 |
 
Puddy S
|
Sad to hear of your predicament with the man that resembles a cad,
Focus on keeping the wolves away.
The mortgage company is not overly concerned with repayment because the proceeds of the house sale will more than cover the debt. The loan company is acutely aware that it is second in line to collect and the soured marital situation increases the risk for them.
I suggest you work back from a worse case scenario,
that he is out of the picture for the foreseeable future.
Keep tabs of receipts,debts/contracts.deeds...
Check the library for the law reference sources.
Seek legal advice (the initial consultation is usually free).
You might be able to trace him in Canada through their equivalent of the White Pages & searches on the internet . Let the lender use their resources to settle with him as much as possible. If you locate him, pass on the details for the appropriate authorities to act on.
Only you can decide if it is worthwhile using a PI to chase after him for monies owed. It's harder to resolved things outside of national borders.
Sometimes, it may be best to write the whole thing off; staying away from that POQ wolf.
Usually the size of the debt and location of where any contracts are enforced determines which court is applicable.
I hope you'll come through this OK.
--Antipodean sis |
|
myself
 |
go to court |
|
loopy
 |
if you no where he is send the debt to him sly ****** i hate people who does the dirty like that |
|
ROBERT M
|
Write a letter to the debt company (and keep a copy) telling them this debt is nothing to do with you, and give them your hubby's address in Canada, it is up to them to chase him, not you, also put an advert in a news paper saying you are no longer responsible for your hubby's debts, put IT in an obscure paper so no one will read it, then you have done your best, and any other debts are nothing to do with you.
If anyone else gets in touch hey ho !!!! nothing to do with you. I hoped you didn't agree to the £20k loan as joint as if you did you are jointly responsible, and if this is the case go to the Courts and get them to stop any interest going on and on to the mortgage as there will be no collateral left when you sell, and tell your hubby to get a new hobby and take to hiking. good luck. |
|
The One
|
What a coward he cant face up to his responsibility the loan in which you have against the house keep them sweet for now go and see a citizen advice bureau as soon as you can and explain everything to them,they will advice you on everything to do don't let him get away with it good luck to you |
|
emiss
|
since you are married or you have made the mistake of anything in joint names then you are both responsible for his debt, he has turned out to be a bastard, get a solicitor |
|
leambi
|
You need to speak to a solicitor, they will be able to advise you of what action can be taken against him and whether he is entitled to anything or not. |
|
lostsoul
 |
if hes not in the coutry then can he do anything about getting the deposit from the house back? |
|
Finally a Mrs.!!
 |
Are both of your names on the mtg or just his? if its just his i would just move out and let him deal with it |
|
Butternut27
 |
I'd give his parents contact details to the authorities in the UK..its you or him....you will end up on the street so shop him....good luck... |
|
samakÄmitÄ
|
Get a lawyer! You will need a good one, and they'll force him to pay at least 50% because you are responsible for 50% as well. He will not take responsibility on his own, so get a good lawyer and get his butt! |
|
Dimples
|
My ex did the same thing, yet everything was in my name, so stuck with £20k debt! Is there any way you can use his £20k from house sale to offset the debts or does the money go straight to him? If so someone must be aware of his address! Best of luck to you hun, you sound like your better off without him!!! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 39 minutes(s) ago
| | | |
11 | 1 hour(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 5 day(s) ago
| | | |
12 | 6 day(s) ago
| | | |
11 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
