 How can I build my credit? |
| I have a credit card and I have cards at stores and such and I pay on time, but isn't there another way to build my credit without getting a loan or anything like that?... |
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 Paid off debt that was in collection....? |
| my boyfriend has horrible credit. so we got his credit report and started paying off the debt collectors. his credit score has not gone up. should we just not pay the rest of the debt collectors off ... |
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 Am I liable for a debt of £269 which has been outstanding since 1993. I have just been contacted about it? |
| It is that long ago, I have no idea what the debt is for. The solicitors are acting for a third party. the debt is apparently owed to a finance company.... |
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 How soon, once debt is paid off, does it disappear from you credit? |
| My fiancee went through a bad divorce and had to resort to not paying his bills. His credit got screwed, then he recieved a decent chunk of inheritance. He has since then paid off all debt and has no ... |
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 Fair Credit Reporting Act - ?? |
| I have two entries on my credit report for the same account (one by the original creditor and one by the collections). Is there a section number in the FCRA that applies to only one company legally ... |
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 Can you go to prison for credit card debt? |
| My fiance is struggling with credit card debt and can't do anything to pay it off. He keeps telling me they can't get money from someone who has none. Anyways someone made a phone call to ... |
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 Free credit report? |
| Where can I go to get actually free credit report? Also, how do I dispute something on my report?... |
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 Banks charges? |
| After watching watch dog tonight i have decided to go ahead and claim all my bank charges back, What have i got to lose, but i need to know how do i go about this? ... |
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 Will opening 3 credit cards at once hurt my credit score? |
| I just recently received a new credit card adding to my 3 cards that I already have. I was trying to transfer a balance from one card to the new one but since I wasn't given the credit limit ... |
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 Can The Bank Take Money From My Checking Account 4 Credit Card??? |
| My checking account and credit card are through the same bank. I stopped paying on my credit card and it's gone 2 collections. What I want 2 kno is can the bank take money out of my checking <... |
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 How long does it take for a store to refund/give credit back to a debit? |
I'm not sure if my question makes sense..but this is what happened...
I recently returned an item at H&M and asked for a refund, which is supposed to give me back credit on my ... |
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 Would company turn down cash payment? |
| I have only done this once but what if you order something and instead of sending in a check or money order you attach cash to the form.Would a company refuse it or demand that you pay another way.I ... |
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 How do I get a loan from the bank to start a small business if my credit is bad??? |
| Im in school for Massage Therapy, I would like to get a loan to buy different things to start a Massage Therapy business in my home. I things like tables, oils, chairs, uniforms, supplies........ |
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 Check scam? |
| a strange thing happened last week. i received a check delivered overnight thru ups. it was made out to me for $2000.00. i took it to the bank and they funds were not available. so i waited a few ... |
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cameron414ce | I'm 18, and I want to start carrying around a credit card, to build good credit. Which one should I get? |
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glennrussell
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Get one with 0% APR. I got my first this month. I got it at Capital One. The APR is 0% until November. The thing was they wanted a ridiculously high APR to start me off with. I said OK then I canceled the whole thing unless they gave me 0% APR and guess what - they did - and I was new at this and the trick worked. I plan to have a 0 balance by November and some credit built up by then to get another card someplace else at least with a lower APR than 17.8% - good luck - and be careful! :) |
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All Smiles
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None. You can build it by paying your cell phone on time. The more you avoid using a credit catrd the better. |
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Gruntled Employee
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citicards are good, but you need to actually use the card. not just carry it around. |
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poletop1
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a visa or masrecard from the local bank where you have a checking account. Keep your limit under $3000. no matter what they tell you would make your credit look better. Next don't charge what you can't pay for. The reason for going with your local bank,even though the apr might not be the best is, #1 if there's a problem, you can walk in a talk to a bank rep,#2, in the future, you,ve built a reputation with your local bank,when you want to get something bigger like a car or land. I had several mortages and auto loans through my local bank. All paid off in full. When I wanted to purchase a piece of land, I went back to the local bank, where they knew me by first name and was approved in 3 hours. The reason for the $3000 limit,is you have to be a real idiot to get your self in debt with a credit card for more than 3000. You'll never be able to pat it off and it will ruin your credit score. Allso, only have ONE card. You can get in allot of trouble having many. My ex, I had to take loans of over $14,000, to pay off her card debts. The after we were divorced, she(illegally) took out a card in my name with a 10K limit and had it up to almost 4k, by the time I found out. A judge fixed that. Good credit responsability works like this....... Yesterday, I bought my first ever new car,(im 45) and, because of my excelent credit, and on time bill paying history, I was at the dealership for an 1 hour. no questions asked. So, be smart with the card. |
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jameslankford
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I like the citicards for starting out. Just pay the balance each month to make sure you never accrue interest. |
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blogger
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if you are a student i would recomend a student credit card they have low rates and no annual fee other wise get a citibank or discover with rewards, either way check out www.fastcreditcardapprovals.com and compare all major credit card side by side on rates, fees and rewards.
http://fastcreditcardapprovals.com/ |
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aeonstorm0
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try low interest rating and a secure card $500 dollars and wait for at least 2 year without going late and your on your way to a good credit |
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♥Janelle ♥
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Visa with the lowest APR you can find |
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MDeal
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If you are a student, you can apply for a student credit card to help in build credit. http://bestcreditcardratings.com/student-credit-cards/
If you decide not to apply for student credit card, you can may want to apply for credit card for people who are new to credit.
http://bestcreditcardratings.com/new-credit |
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»CassyJoon«
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well i had my first credit card 2 years ago when I was 16 my dad got me one from OrchardBank. You send them money and then your credit limit will be the amount you send them. and eventually your credit will rise. slowly but surely.
my dad taught me a trick, you spend all your amount in one month and then pay it all off fully. and then the next month you spend half and pay it off and then you spend it all the next month & so on & so forth. |
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