 I have gotten myself into debt bc I am stupid!? |
| I have gotten myself into credit card debt its not really bad but it is bc I cannt afford it right now. ITs about 6 thousand dollars. I want to know what my options are if I have any that could help ... |
|
 What are some good store credit cards? |
| Doesn't have to be a visa,or master card and whatnot. Just a cute store that offers a card. I've already got Macys,Dillards,and Victorias Secerts under my belt...but WHAT ELES!?... |
|
 Credit report....? |
| I check my credit report online regularly as I am trying to pay off my credit cards and improve it so that I can start thinking ahead to the future, when I'll want to start buying my own house ... |
|
 Is This The Truth, Or Just A Scare Tactic? |
| Are rental car companies pretty good about accepting the collision damage waiver that is provided with a credit card? I found out today that my credit card that I will be renting a car with, offers ... |
|
 Is 800 really that hard? |
| For some reason I can't reach that..I'm 792 TU, EQ 785 Ex 766.....there is NOTHING bad, ZERO debt...perfect pay 30 plus year history ... |
|
 Credit cards!? |
| ok my credit isnt great..isnt bad..just establishing..wheres a good place to apply...and noo fake ones please..... |
|
 Mom wants me to pay 500 dollars of her credit bill because intrest is so high? |
| She has a card with like a 470 something balance with a really high interest, and she keeps asking me to pay it with my card so that she can stop paying the high interest and the annunal fee that ... |
|
 How do I negotiate a the best payoff of a credit card? |
| I have some capital 1 credit cards that are in collection and I am ready to negotiate a settlement. Are there ways to get the best percentage or do the collection agencies have a bottom line they ... |
|
 Does getting your credit checked do anything to your credit score? |
| I'm about to start looking for a new vehicle and also a new apartment. I've heard that when your credit report is looked up, this brings it down. I may be dumb for asking this question, ... |
|
 Want to check credit score, Whats the cheepest way to get your score? |
I know there are three places to get your score from but I've see websites that get your score from all three places for a discount.
Does anyone have any recommendations on where or ... |
|
 Rebuilding bad credit. and credit cards? |
| I am slowly rebuiling my credit after making some really stupid choices in college. I closed all my credit cards.Oops! Now I have a great job and I pay all my bills on time. But its repairing my ... |
|
 How do I find out my credit score for free? |
| I've gone to a bunch of sites that promise free scores, but then i find out that it's only after you sign up for a paid service! Any credit report websites that are legitimate and actually ... |
|
 What if I dont go to court for a credit card that i was served papers? |
for to pay back?
Additional Details
I dont own anything for them to take.. Really I was wondering if i could be arrested?... |
|
 How can i find a list of payday loan places in my city? |
| i typed in payday loans and not many listings come up. is payday loans the correct term??... |
|
 Can you pay off a car loan with your credit card? |
YES, I KNOW THE HORRIBLE EVILS OF CREDIT CARDS!
Okay. Right now I have a 10 year car loan and I owe $30,000 on and we pay almost 10% interest on. I have enough credit to put my entire ... |
|
 Im in a debt management plan but have just phoned up...? |
and they said when i first started with them i owned £6,500 or just under, i have now been with them for 2 years and i just spoken to them on the phone and they said i now owe just over £5000...
... |
|
|  |
ChRiStY | I'm 18 and credit score is 613,? |
I have no credit cards yet, but I applied for a few the other night. IS this a good score for someone of my age to start out with?
I don't know why im worried but I am :( |
 |
 
Z O H R A♥
|
That is a really good credit score. Keep up the good work =D and good luck with your credit cards! But remember not to use your credit card all the time because it will come back to haunt you so when ever you want to buy something that you "NEED" and if you have cash then use cash always instead of a credit card but when you need to buy something and don't have cash then use your credit card. Be CAreful |
|
cj
|
.
613 is an EXCELLENT score for one with no experience.
It's dead-center of the highest and the lowest score; you have no bad and no good credit.
When you do get credit PAY AS AGREED. Nothing lowers your score like a missed payment.
Best wishes,
pup
. |
|
Starry Eyes
|
it's alright, you're only 18 so your limit won't be that big |
|
Chane
|
The national average is about 678. So, I'm not sure why some people are telling you that it's awesome.
The truth is - it's below average. I think what they are trying to say is "it's not too bad for someone your age". Hopefully by the time you are ready to buy a home you'll have around a 750 score. The difference between 613 and 750 on a $200,000 30 year mortgage is about $90,000.
That's right, over 30 years the person with the 613 score will end up paying about $90k more than the person with 750 for the exact same house (maybe even more.) |
|
Nancy
 |
do not get more than 3-4 cards |
|
heartache53
 |
Not bad for 18 but be careful and get a lot of credit cards .Start off with 1 and see how you do |
|
brwneygirl85
 |
yes, that's fine. If you want to raise it, just keep paying your bills on time. cell phone, car insurance, etc. Those little things will help raise your credit little by little. Also, if you want, go to the bank and get a small loan, maybe personal, and have a parent co-sign with you so you'll be sure to get it. Pay it down every month and this will also help your credit score. |
|
Joe
|
I read that it helps your score to have 2-3 credit cards in good standing with low balances. Assuming that's true one thing I did was I went and got an instore credit card to some place I shop, but not that often. This way I have a third card and I can only use it at that store so I know I'm not going to run up a big balance. |
|
TONY
|
it's about average for your age |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 41 minutes(s) ago
| | | |
9 | 57 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
8 | 6 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
8 | 6 day(s) ago
| | | |
9 | 1 week(s) ago
| | | |
9 | 2 week(s) ago
| | | |
8 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
