 Debit v. Credit Card - can u clairfy difference here? |
| Ok this is what I'm confused about. When at the grocery store or gas pump I will use my bank's ATM checking card that has the visa logo. Aside from flexibility of having merchants widely ... |
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 What credit cards to pay first? |
I have 3 credit cards:
A) This credit card is pretty much maxed out with a limit of $400
B) This card has a limit of $2,000, and I owe $1,500
C) This card has a ... |
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 My credit card is expiring in one month? |
| I still have balance, can you extend the expiration date if you can't make full payments?... |
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 Paying your credit card late? |
| I paid my credit card payment on the due date but it didn't process it until the next day, I got a late payment fee and it was considered late. Will that affect my credit score at all?... |
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 Credit Card for minors? |
| Does anyone know about any good creditcard or debit card services that a minor can use in india?... |
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 Credit cards? |
| what is the best store to get a credit card from? i want to build up my credit to buy a car later so i dont know i was thinking macy's or jcpenny? which one helps your credit the most? or what ... |
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 How can I buy from Mastercard/VISA only websites, when I only have a Discover card? |
| Can I buy a prepaid VISA, or MC with my Discover card? If so, where can I get a prepaid card?... |
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 I'm looking for a personal grant to get out of personal and a school debt.? |
| I have a student loan that is more than $10,000 and I've accrued a personal situation of more than $300,000 (which includes bills that have gone unpaid maybe since 1995). I also want to make ... |
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 A lot of people are saying credit card is evil and avoid it if you're a student but...? |
| isn't credit card needed to build credit score, which is needed in many aspects of life? For instance wouldn't a student with good credit score have a better chance of securing a job than ... |
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| Will having a high credit limit on my card increase my score? |
| i have a card with a limit of 2,000 and one with 500 pounds, im only 18. i really want to build a really good credit score for buying a house in a many years time. will asking my card issuers every ... |
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| I'm trying to rebuild my credit, just looking for "easy" to get credit cards, no secure ones. Thanks. |
| It's pretty much what I said, trying to rebuild, looking for credit cards that don't require much of a history and no secured ones. Thanks for any help or suggestions.... |
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 How do i establish credit in the USA? |
| having recently moved to the USA , how do I take out say a credit card or open a bank account here (in the USA). what do I need and does my credit from the UK affect any USA rating I may get.... |
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 Identity taken? please help, I think my neighbours have taken my son details and applied for credit!!!!!? |
| How can I find out if they have? I don't really want to pay, why should I? Can't really go into detail on here regarding my neighbours but this wouldn't be the first time they have ... |
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 How do i establish credit? |
| i have no credit and wanted to know how i would qualify for some type of credit card, i tried going to a bank credit union and they were having problems giving me an account since i had no credit, ... |
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 How much does a prepaid visa card cost? and how much can u put on it? |
Additional Details
also is there a expreation date of the card???????... |
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 A debt of over 15 year old? |
| a debt agency says we owe money from 15 years ago! Can they still try and get the money back?... |
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hmkm102805 | I'm 18 and i need to start building my credit. what's the best way for to me to do this? |
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perfectcreditclub
 |
I started by getting a gas card and a department store card. Everything just flowed from there.
That's probably not very good advice as it is not detailed, so try the steps in the article below. |
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usaf.primebeef
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Get a loan or a credit card....charge a small amount (200.00).
Make sure to pay the amount due on time, a couple days in advance would be better.
*****DON'T be late on making a payment.*****
The longer you keep a particular credit card the better it looks on your credit report. |
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littlefreedom
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I WISH I could answer your question correctly; I just had to say to be sure to do your research and whatever you do in life, don't mess your credit up. Nobody told me that growing up and I'm STILL paying for my mistakes! So sorry I didn't answer your question, I just had to say that to you;;; I wish someone said that to me. Your credit will help you so much in life. You probably already know that. :) Good for you to do some research, but look deeper than Yahoo Answers okay!
Try "Suze Orman" online. |
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miranywho
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Credit is GREAT!!! When it is used appropriately! Building credit is a great idea; however, the only credit that will benefit you at all is good credit.
What is your reason for wanting to "build credit?" To get credit in the future? Build it the right way, perhaps through school loans. Do not fall into the trap of believing you must have access to liquid or unsecured funds (such as a credit card) in order to build credit.
Keep this in mind: NO CREDIT will benefit you an infinite number of times as BAD CREDIT!
Good luck! Remember 18 is the jumping off point to adulthood and making responsible decisions. From here on out, everything you do is on your shoulders and will be with you for a number of years. |
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coreys1247
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There are 4 ways:
Open new accounts that report to the credit bureaus.
Piggyback other peoples credit.
Keep your debt low.
Pay your bills on time. |
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robert w
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Best way is DON't
Credit is the new 21st century slavery.
What you want to do is work 2 more jobs, save up money for anything you buy.
learn about credit screw ups and why it will happen to you . visit DaveRamsey.com to learn what isn't taught at school.
Cash is freedom Credit is slavery |
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Monty
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"Building" your credit is not something you need to do. The only reason that you would need to have credit is if you intend on borrowing money. Borrowing money is a bad idea and generally gets people into financial trouble. Try to live your life debt-free and only buy what you can afford.
If you still think you need to "build" your credit, you are going to have to borrow money from someone (like a credit card company) and prove that you are capable and willing to pay it back. Like I said before though, this will most likely bring you far more harm than good. |
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IamConfused
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U can also get a credit card from ur bank. |
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October
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See if you can get credit at a local storeto purchase small items. |
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bluedevilstudent
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You can learn about credit and apply for student credit cards at www.studentcredit.com. |
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csabrinam
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As easy as it seems to build credit by a cc...it's just as easy to create bad credit. The key is managing payment with the income u earn and not over doing it!!! If u get a credit card..make the payments on time. Basically, if u purchase something on a cc...make sure u can pay it off within two months. This helps show u are responsible with money. If u have many purchases and can't keep up with payments and never pay it off....u have created bad credit. Everyone has been there once before. So be consistant and on time. |
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