 Credit card? |
| im 21 and i want a credit card. dont say i dont need one. i have a job and i want one. what is the best credit card to get for starters.... |
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| How am I supposed to get credit without going into debt? |
| I'm a college student so i'm already strapped for cash and I've managed to be able to keep from getting a loan. I really need a car but I have no credit. I need a phone but I need ... |
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 I applied for 2 different credit cards but i didnt get approved? |
| i dont have any credit but people told me thats a way i can build it up so why did i get declined is there a credit card out there that will accept ... |
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 How to build up good credit? |
| My credit score is only 608 and I was bad with paying my bills on time a few years back. Now that I am older and trying to get myself straight I was wondering how to build my credit? I have a Capital ... |
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 A bill collector is taking me to court for a credit card bill that is at least 7 years old. Do I have to go? |
| They have filed a complaint with my local magistrate, and they are asking for over $4000 which is the amount that has accumulated over the years in late fees and interest. I don't feel I should ... |
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 Help with paid off debt... 7 years? |
| I had debt that dated back to 2000 (date opened) and have recently paid it all off, this year. Will the negative debt records clear 7 years after the open date or 7 years after I have paid off the ... |
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 What are the laws for collection agencies to collect debt from people that was from 2yrs ago and harrassment? |
| They also mentions that they would make a note that my sister will bw non negoitable, which means what? What steps can I take to have them stop harrassing me?... |
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 Do people that quote Dave Ramsey like the bible annoy you? |
Additional Details
If we wanted to hear from Dave Ramsey we could just order his products, am I right?... |
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 Cleaning up my credit report? |
| I have 3 charge offs on my credit report, the debt just under $1500 total and over 5 years old and from what I gather the statue of limitation has expired on them (is that the right wording?) but I ... |
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 If my sister is financing a car and i want to take over payments whos credit report does it go on??? HELP!!? |
| If my sister is financing a truck and i buy the truck from her, so i'm taking over payments, does it get transferd to my credit report or does the vechile stay on hers?... |
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 Credit card issuer cancel my card due to inactivity of the card use, will this impacts my credit score? |
| I got notification from credit card issuer that my credit card was canceled due to inactivity. I have not use the card for more than a year. I would like to know if this cacelation will have impact ... |
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 My brother is looking into filing bankruptcy, is that bad? |
| My brother has over 97,000 dollars in personal student loans, plus 60,000 in credit card debt, all accrued during college. All his debt was due to him paying for studnt supplies, tuition ect. He now ... |
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 Does anyone have an opinion about those debt eliminating companies? They reduce 60% of your debt in 3 years.? |
Additional Details
Apparently, you open a bank account, don't pay the credit card companies for 3-4 months but send payments to your account to build up enough money for them to ... |
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 How do I raise my credit score? |
| So as a teen I screwed up some, landing me 3k in debt and boasting a score of 580 :( :( so im 22 now and I really wanna fix this. what do I do?... |
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eric_azn6 | I'm 21 start saving tell i'm 55. Is that too late to start saving? |
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Wanderer
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This of course depends on how much you save, and what rate of return you get on your savings, plus how much you will need to retire. You can use retirement calculators available on the web to help you with the compounding calculation. Compounding interest will enable what you save now to be worth much more in the future. Also keep in mind that you will be fighting against inflation as you are saving, so you need to get a Rate of Return of at least the inflation rate. |
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carbonkid22
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It's never too late to start saving |
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Amanda H
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When did you think you were supposed to start, 13?
21 is plenty of time to start and end with a reasonable retirement fund. I know people in their 30/40s who are just starting, and they have to dump 10X as much into their account as I do at 23, and they'll still have less money than I do. |
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justmejimw
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if start today, you have more money start next week |
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lynn
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It's never too late, are you kidding?
Go to www.trowprice.com & use the savings calculator. They can give you an idea of how much to save for retirement. |
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Tyson S
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Its never to late to start saving. At 21 if you started saving in a good 401k you could retire with well over a million. Probably closer to two million. Good luck |
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Mariposa
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It's never too late to start saving. Congrats on thinking ahead. You'll be glad that you did. |
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jahiem j
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No it not to late it a great time to start saving with the right investments you can be a millionaire at age 55. |
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MsBrownSugah
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hm its never too late to start saving but whos to say this world will even exist by the time your 55. Or whos to say you will even exist. |
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