 What can a prospective employer see in a credit check done to a prospective employee? |
| What I mean is can they actually go into detail with your accounts, etc.? OR do they only see you "credit rating" or "score"?? Someone with experience as an employer or manager, ... |
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 Do you mostly use cash,write checks,or use a credit card to buy things?? |
| I always use my debit card......i rarely use cash,or write checks unless i am paying a bill.I don't have any credit cards so if i don't have the money in my checking account,iwon't buy ... |
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 What does a 649 fico score mean? |
| I found out my FICO score is 649. The worst thing in my credit report was I missed some payments on a credit card for 3 months about a year ago. Also, I had a lot of open accounts, but I don't ... |
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 Bankruptcy? |
| My freind was made bankrupt about four months agao and i finding it hard to get a debit card he doesnt want an overdraft or anything he just want to be able to get his wages paid in and that has ... |
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 I need help . my friend open a credit card in my named and she add her self as a authorize user .? |
| she apply thru the telephone she have used the card in her named and also made payments. i call the card company and close the account. but they are still want to charge me for the amount. they said ... |
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 How bad is my credit? |
I know I could get my credit score but it costs money and many of you are knowledgeable enough to help me out for free!
I'm only 19 but I want to get a car loan soon. I am wondering ... |
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 Help! The bailiffs are coming.? |
| I've offered what I can afford to pay but they rejected it so I've put it in writing and am waiting for a reply. If this doesn't work and they come to my home how are they allowed to ... |
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 Which looks worse on a credit report? |
| Having open credit cards with no balance, or cancelling them before they expire?... |
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 I've been trying to get an auto loan??? |
| I found the vehicle I want to purchase. I am 20 years old. I can comfortably afford the payments. I only have 2 credit cards, with a total of less than $600 owed. (lol) I have never financed a ... |
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 Credit cards: Is it better to pay off the full balance or make payments? |
Say you had a balance of 500$ on your credit card. When the bill came, would it be better for your credit to pay off the 500$ right away, or make above the minimum payments?
One of my teachers ... |
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 Should I tear my oldest credit card or just cancel it? |
| Hi, I have my oldest (first) card which helped me acquire a credit history. It is now an unsecured credit card with its own benefits (my credit history is solid). My financial institution that issued ... |
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 I was wondering if anyone can help regarding a debt i have? |
| This debt is my only one, but the problem is the interest they charge, as it's really high, so basically whatever i pay pretty much goes to the interest, so it will take me forever to pay it off.... |
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 How can I get a 15,000 loan without a credit check? |
| I took a $17,000 pay cut about a 2 years ago. My wife was using our credit cards for basic living expenses. Needless to say we got way behind, we have 2 in court trying to get a wage garnishment. I ... |
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 My visa card intrest rate is 19%, am I getting ripped off? |
| luckily my limit is only $1200 but is this a high rate for todays market? what is your interest rate? Should I try to negotiate for a lower rate? if so, what do I say? have you ever done this? ok ... |
|
 What is the fastest way to remove a collection from equifax credit report? |
| Im in the process of getting a mortgage and all of a sudden this(collections) pops up on my Equifax credit file. I know it will hurt my score already. I need to know the best way to go about ... |
|
 What is the best starter credit card? |
i just need to build a little credit..
and don't say i don't need one!... |
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Ryder | I'm 22. Where can I get a credit card? |
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 |
 
Jill knows best
 |
I got my first credit card when i was eighteen. I established credit by buying a car first and then was able to get a few dept cards, and then i was able to get a visa card. I just started to research credit online, to try and get the credit background I needed so that I knew I would be approved for what I wanted. There are a ton of search engins out there that you can check out. Dont settle for anything you are not comfortable with. If you dont want 18% intrest, then dont apply for a card with that %. Make sure you only aply for what you want, and what you know you will be approved for. If you have any doubt you will get denied chances are you will. Also If you want a lower intrest rate and dont have credit established then you will need to get a co signer to establish your credit first. |
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johnny l
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creditcards.com |
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Tommy W
 |
I have listed a consumer source below that issues credit cards to people with no credit. |
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Megz
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Try going to your bank. I would never apply online. To much fraud and identity theft. Your bank can help you and if you dont have a bank go to one and ask them. I suggest Wells Fargo!! |
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jasminestuart10
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Her you can learn more:
http://www.badcreditfinancialexperts.com/unsecured-visa-credit-card.html |
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beauty s
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ANYWHERE, HOW GOOD IS YOUR CREDIT? AND TRY THIS SITE WWW.CREDITCARDS.COM
IT WILL SHOW U CARDS FOR BAD, FAIR,GOOD AND SO ON.. |
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Christopher G
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Go to your bank or credit union. They are the safest. |
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See Saw
|
Get a rewards credit card :
Reward credit cards reward you depending on the amount you spend on the credit card. Usually, you can collect rewards through 3 methods. One method involves earning cash back on the card, which is generally a certain percentage of each amount you spend. The next method involves giving points or any other type of token to the customers to accrue. |
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lovecats14
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wells fargo- I got my first one(well only one) at the age of 20! I am only 21 now! |
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caliguy
 |
Anywhere on the internet ,through banks, through retail stores, through consumer stores. |
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Jeremy P
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Have you had a credit card before? What about a loan of some type (auto, personal, etc)? If not... and you're just starting out, you'll be limited to the types of credit cards you can qualify for. For a list of credit cards to help build / improve your credit, visit:
http://www.asapcreditcard.com/unsecured-offers.html
Although these credit cards tend to have higher interest rates (and additional fees) when compared to 'standard' credit cards-- they'll help you build and establish your credit history. Eventually, with regular on-time payments-- you'll be able to qualify for better offers with lower APR's and less fees.
Of course, if you've already established some credit-- you should be able to apply for any offer you choose. You can compare even more offers here:
http://www.asapcreditcard.com
Hope this helps. GOOD LUCK! |
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