 Anyone know the fastest way to pay off a credit card? |
| I have a few credit cards and was wondering if anyone had any good plants to minimise them quickly?... |
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 I'm 24 yrs old and my father still tampers with my debit card. Is this legal? |
| I'm 24 yrs old, and my father thinks just because i still reside in his house, and because he works in the bank, he is allowed to lower my daily spending limit or block my debit card whenever he ... |
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 When you buy with a credit card and you want to exchange/return it, do you need the credit card w/ you? |
| When you buy with a credit card and you want to exchange/return what you bought, do you need the credit card w/ you when you return it?... |
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 I need a loan of $40,000, I dont have any credit and I dont have a job what should do? |
| I am a college student, but I am not a U.S citizen--that’s the only reason why I don have any credit. An investment opportunity that has been revealed to me and I need to take advantage of it. I ... |
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 I need a loan, have bad credit but live in Georgia? |
| I live in Georgia and just moved from new york. Things are tight and i need a loan to repair my car. Problem is i have bad credit, i need a loan fast and im only 21yrs old. What do i do?... |
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 I had a credit card and stopped paying, what happens? |
| I had a credit card through Best Buy and missed payments and HSBC started calling everyday (which is normal). But I go so far behind that I couldn't make the payments any more. Then suddenly, ... |
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 Why do people say credit cards are evil? |
| They're not. People are the ones who put themselves into debt and I can say this because I got myself into debt, I paid it all off thankfully. But yeah credit cards aren't evil, we all know ... |
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 How can I get rid of my credit card debt? |
| I had a good job for a while and being stupid I charged my college tuition ($9,000) onto credit cards thinking I will pay it off within a few months. Its been more than a year an my credit card ... |
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 Why are bill collectors such jerks? |
| I hate collections calls. Is it really any skin off these people's teeth if I pay my bill or not? And what's with the rudeness and judgement, they don't know my financial situation. I ... |
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 Debit card = credit card? |
| so i have a debit card can i buy stuff online, cuz everything says enter ur credit card number, can i enter my debit card number?... |
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 Whats the difference beetween a mastercard and a visa card? |
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Additional Details
ive heard mastercard is worldwide and visa is not as much ... |
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 I saw a charge on my credit card that says "VIP Tune 6 CYP" and I can't figure out where it came from. |
My bank card company can't figure it out and it's for a charge of 29.99 which indicates a subscription or something..
Additional Details
anyone know a URL?... |
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 I'm thinking about getting a credit card, I have a job, in school, and 19 years old, any advice? |
| I don't have any bills to pay, except a cell phone bill. And I'm sure I'd be able to keep up with the bill, any advice on what to look out for and what company to go with?... |
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 Where can I get free a credit report? |
| I want to check my credit report for free and I don't want to put my credit card information. Does anyone know a good site?... |
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Jason1982 | I'm in 9,000 Debt and i want quick way out , anyone know who the best consolidation company to use ? |
Additional Details
Iv tryed to get a Loan and no one will give me one , My credit rating is very bad , I have missed alot of payments .
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cristanine
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Hire you some Crack Whorres and you'll have that in in about two months tops. |
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I like horses
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You are deep in the red eh? That sucks. You need to be as smart as me and pay attention to anything that eats your money. Trust me, knowing where to save on items n such can make a big difference and probably prevent you from even getting near into debt. Remember the old saying, (If you don't watch the store, no one else will do it for you.) Hope that helps you and your money problems. |
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Mum.of.twins
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Have a look at Martin Lewis's website - Moneysavingexpert.com. Martin Lewis is brilliant with monetary matters although I don't think he recommends debt consolidation.
Alternatively, although they can be quite difficult to contact by phone, try the citizen's advice bureau. Apparently, they can sometimes get credit card companies etc to stop adding interest to your balance and come to some arrangement whereby you can repay the debt with a mutually agreed amount.
Hope you get your finances sorted out ! |
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silverstoneluckyblue
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rob a bank |
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DAVID B
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Try ACCC on the net. |
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Trying for Big in Boise
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Join a credit union and put some money on deposit there. Come back after a month and tell them you want to apply for a loan. If they can't help you see if they'll recommend someone to you. |
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Ollie
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I agree with credit union.There is loads of companies who offer disgusting charges its always the same when your down the boot is stuck in.Goodluck hope you get sorted out |
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stinsonreginald
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Try Dr. Credit thats what they specialize in to help folks with bad credit http://www.jensden.com/g.o/rstinson |
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MSMORTGAGE
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If you do not own property to secure a loan against you are going to struggle to get a loan Be careful of debt consolidation it is normally secured against your property. If you don't have property to re-mortgage then you need to see a debt counsellor or citizen advice bureau. There is no quick fix. Sit down and work out how much you can pay per month (small amounts) to your creditors they will normally come to an arrangement, the other alternative is bankruptcy at least this draws a line under your debts and companies cannot add any more interest to them. Bankruptcy lasts for 12 months and you can start to rebuild your credit rating, and sleep of a night! Just some options for you to consider. |
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UOPHXstudent
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Oprah Winfrey is taking about debt right now on her show. I would suggest going to her website ww.oprah.com to find out her information on the "debt diet".
Oprah is helping a lot of people get out of debt in months. |
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PlainLana
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A credit union - lowest rates |
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Kate S
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Hi, the following articles may help
Debt Consolidation - Get Out Of Debt
http://www.askaquery.com/Answers/qn1643.html
How to Hire a Debt Counselor?
http://www.askaquery.com/Answers/qn1584.html
What is Debt Relief?
http://www.askaquery.com/Answers/qn1583.html
Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581 |
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bacon69s
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**** em, just make an offer of £1 a week. they can't refuse. |
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charlietooo
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All of the advertised companies take a cut of your income, these then leave even less to pay your creditors.
Your best bet is to go to your local Citizens Advice Bureau, they will help you free of charge. |
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Scott C
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First, there's really no 'quick' way to get out of debt. It most likely took time to get into $9,000 in debt, so I'll take some time to get out.
Second, you've got to get on a written budget and start using cash instead of credit cards. Put your credit cards away until you're in a financial situation that you can cut them up!
Third, debt consolidation doesn't work because it's fixing the symptom (debt) and not the problem (your habit of overspending). You need to change your habits and you'll can be debt free for life!
Fourth, look at what you can sell (eBay) or elminate (i.e. cable, cell phone, eating out, etc.).
Finally, I'm in the process of building an on-line course to help people get out of debt. My wife and I teach a class at our chruch where the average family pays off $5,300 in debt and saves $2,700 in 13 weeks.
If you'd like specifc help with your situation, please contact me directly. I'd be glad to help.
Scott... |
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ohnoslen
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Try www.prosper.com.
This site is other people lending people money, not banks. |
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pinkbarca
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I was in the same position about 18 months ago. Consolidated my credit card and car loan into one loan over 5 years - £212 per month. Haven't taken another credit card out in the interim and don't intend to. Go to Egg (www.egg.com) - quick loan - reputable company and good rate of interest. |
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aunt_beeaa
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Seek at attorney and file bankruptcy! |
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American Werewolf
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Im with Plian Lana on this one credit unions are great only need a pound to join and they wont rip you off. |
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-:¦:-SKY-:¦:-
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Give yourself a few minutes and check this out.
http://www2.oprah.com/index.jhtml |
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victoria
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Don't use a consolidation company - try to get a loan from a reputable high street bank or building society - shop around for best rate. |
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Richard R
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The only " Quick way out " is bankruptcy which will only make your situation worse.
The solution depends on how the debt is structured. If it is multiple credit cards than a consolidation loan makes sense.
Use a bank or credit union to get a reasonable rate. and than
destroy ALL credit cards. If you cannot pay cash than do not buy it. I know that is a bitter pill but no other solution will last.
If you keep even one credit card, in a few years you will be back in the same boat.
Good Luck. No Pain / No Gain. |
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cookedermott
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i think you are in trouble pal i know i am stating the obvious but your best way out of this is to go to a citizens advice centre they will be able to give you better advice once you have informed them of your overall financial situation as soon as possible friend good luck to you |
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Matt G
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Jason, you sound young and like you are looking to get out of debt without paying anyone back. Am I right? Sure I am. If you're honest and are working, call ANY agency that assists in helping people get out of debt. I don't believe you. I'm sure you're in debt and just want to "not pay it". Right? |
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