 Can a creditor go after a spouse after they are deceased? |
| My dad passed away a few months ago. My step mom tells me that creditors are claiming she is responsible for the debt he owed in his name. This is in the state of Texas. They did not jointly go in on ... |
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 Anyone out there received Emails supposedly from Royal Bank of Scotland? |
| They usually request me to update my bank details, I suspect a scam as I do not have an account with that bank also they keep refering to me with different titles. Any info would be ... |
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 Can credit card companies garnish your paycheck for outstanding debts? |
| Chase is threatening my wife to garnish her paycheck. Can they do that with credit card debt? We can only afford the rent and essentials right now but want to pay all our debt in the future.... |
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 Is Capital 1 the worst credit card company? If not, who is? |
| Capital 1 is the biggest blood sucker that I have found. What about you?... |
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 I used my dad's 2 credit card without his knowledge, and we are receiving bill collection calls, what to do? |
| My dad never used those 2 credit cards he just bought them coz like he said they were asking him to get it . I used it to become online member for online game RUNESCAPE for 2months, one month each ... |
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 I applied for a credit card, but have since changed my mind? |
If I get approved, do I have so many days to change my mind and refuse it? Or do I have to accept it and then cancel it at a later time?
I don't have any credit cards and in a moment of ... |
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 Buying stuff online with credit card? |
| if i buy sumtin online would the persons that i use credit card find out the place i ordered it to? like if i took my bros credit card and bought a jabbawockeez mask and put my friends adress down ... |
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 Need a credit card with a high limit but I have bad credit? |
My credit score is 506 and I am traveling to Germany but I need a credit card with at least a $2000 limit or more to pay for my airline tickets.
Additional Details
I only have bad credit ... |
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 What do you do with unsolicited credit card offers? |
I find them potentially dangerous. Yet I still get them despite having OPTed out at the credit bureau.
I usually send back the prepaid envelopes over-stuffed with junk mail. What do you do?... |
|
 About my credit report? |
How can I find out who I owe money to and how to pay them back?
How soon after I pay off my debt til my credit score improves?... |
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 Why do employers require a credit check? What exactly are they looking for? |
| Why do employers require a credit check? What exactly are they looking for? Will a recent bankruptcy keep me from being hired?... |
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 How do you mail money? |
| i ordered somethin but i dont have a credit card or check so i checked money order. but i heard if u put money in the mail, peopel steal it or the mail comes right ... |
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 I was a passenger in a car that was rear ended, the car that hit us was insured, why am I responsible? |
| This incident happened in January of 2004. I was in the car with an Army recruiter, and the car was rear ended by a truck, It was the driver of the truck's fault. Well I went to the hospital ... |
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 Which credit card is best for me? |
| I'm a college student and I have never had a credit card. I want to apply to one but Im not sure which one would sute me best. I have known that some credit cards will charge just for having ... |
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 Does it help my credit score to payoff a charged-off credit card from 5 years ago? |
| Long story short, I was young and stupid, and let a $500 Capital One credit card bill go to collections and never paid it off. Now, of course, it is damaging my credit report. My question is not ... |
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 Is it safe to order online with a debit card? |
| I just got a debit card because I'm going to live at my friends house during the summer, but there arent any stores close by. Is it safe to use a debit card to buy stuff online?... |
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 I need a loan shark today? |
| Im living in essex and i need a loan shark today or tomorrow lastet please ... |
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morick_05 | I'm in my twenties and never had a credit card is this bad? |
I have a check card(basically a debit card). Does the world revolve around credit scores? Does anybody know how to get a credit card if your an unemployed college student? |
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drshorty
 |
I think it's good that you don't have a credit card. I don't have one either. It helps you to avoid credit-card debt if you don't have one.
However, in the future if you want to take out a loan for, say, a house, you might want to have some evidence that you are a good credit risk. You can establish credit with your cell-phone bill, I believe, but a credit card is another good way. If you want to do this, get a card that doesn't charge interest for a period of time, use the card for something simple and pay it off every month. That way you will be helping your credit but you won't be incurring credit-card debt.
There are many, many credit cards that would be happy to issue you one, even though you are a college student. Perhaps you should start by talking to your financial institution. |
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taleah_navarre03
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Im 22 and I just got my first one.. I dont think I shouldve got it though, I spent WAY to much money on it and now Im in debt lol.. |
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Candy
|
Definitely not bad, i would say very clever, dont go get credit cards just because everyone has it, if you dont know how to work with it, it can become a huge burden. I know its nice spending but think of the paying back. Rather save and pay cash. |
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Andy
 |
It's not really not to bad if you're not planing to by a house or a car.
but it's really sooooo easy to have a credit card just do as I did ...I went to the bank that I have account in and I asked theme for a secured credit card that kind of credit you have to pay around $200 to $300 as a secure you can have them back as soon as you close that credit card after around 30 to 90 days you will receive a credit card offers from every where actually you'll be sick of getting a lot of those every day by mail ....and that going to happen ONLY IF YOU KEPT YOUR SECURED CREDIT UP THAT MEANS PAY ON TIME AND NEVER MISS A PAYMENT. |
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Starry Eyes
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there's nothing wrong with it. you might wanna think about getting a job before you apply for a credit card. they have special ones for students. just give your bank a call and ask them how you can start building your credit up |
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Laural
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No...but you may want to get one to establish your credit. Get a card from a store, buy something and pay it off in full when the bill comes in!! Don't get caught in the trap of buying stuff you can't pay off by the end of the month. Many people your age are already in debt from stupid use of credit card. Stay smart!! |
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?
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no |
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♥Precious Zara♥
 |
If you are a student you can get one through the University you're at, usually a limit of around $300 somewhere around that. Ask students services!Be careful how you use it though, it can ruin you completely! Remember I told you this! =| |
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Horsense
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Not I. My spouse & I have neither ever had credit cards. We're 48 & 50 yo. If you can manage without one, you may want to also. I've known several people who went bankrupt via 'plastics'. However, many claim that they are essential if you need to borrow money for an emergency, as it is the credit history loan companies use to decide whether to loan you money, and perhaps at what rate. If you've no history of making payments on time, then you're considered a bad risk. Unfortunately, things like utility bills are not considered. Here is a link to an article that may help you decide what you'd like to do about it ...
Should I Have a Credit Card?
http://watchtower.org/library/g/1999/12/22/article_01.htm
This URL may soon become modified. The Advanced on-site Search engine will then find the new URl: http://watchtower.org/search/search_e.htm |
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Airman
|
I would say you are doing great, credit cards are bad. You are spending money you don't have. It is good to have a credit rating though. Here is what you should do. Get a credit card. Buy something expensive on it, like a TV, then pay it off right away...like the next day. Do this a few times and you will have a good credit rating. Then get rid of the card. If you absolutely feel the need to have a card, only have one and keep the balance low...like 0. You will find that buying something on credit can cost you more than if you had just saved up the money to buy it. Remember, buying something on credit is spending money you don't have. |
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rajini
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not bad but if you want .get easy credit card details here.visit
http://www.freewebs.com/creditcard4all |
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Mariah
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Only get a credit card if you can afford to pay the minimum payment, and can accept the interest that makes the money you owe much higher.
Get something that you normally buy and will pay off, immediately. Get a gas card. Check with your bank. A lot of times companies have student credit cards (read really low limits and really high interest). Secured credit cards help in terms of building your credit, you deposit a certain amount of money (usually there's a minimum) and that's your limit.
Just remember, no credit may be a pain in terms of what you can't gain access to (some rentals, car loans and anything else that requires credit) however, bad credit is much, much, much worse. |
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collgegrl11
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your parents. go to your bank and they'll help you. |
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IMHO
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Any company will give an unemployed college student a credit card. I'm not joking. Try it. |
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