 Can i use my U.S.A credit card in INDIA , its a visa card ?? |
| or do i need to apply for any special credit cards which i can use both in INDIA and U.S.A..................... |
|
 Has anyone ordered the free credit check with Experian? |
| If so, how did you find it (was it useful) and was it easy to cancel after the 30 day trial?... |
|
 How do you answer the question of 'Gross Annual Household Income' when applying for credit? |
| I have two roommates. None of us have any financial obligation to each other, other than paying rent and utilities. When asked 'What is your Gross Annual Household Income?', do I respond ... |
|
 Are there any companies who will loan money to buy a car when the person applyIng is on DLA? |
| My father gets it and wants a car but doesnt want to lose all of his allowance to get a car -even tho its a good scheme.... |
|
 Which website is the best to get a free credit report from? |
| I know there are a lot of them out there but, I don't know which one is the best.... |
|
 Help im soo young with thse credit cards? |
| k well im 16 and i have about 6 credit cards in my name saying im 18 when im rly only 16. my parents pay them 4 me and sometimes have me give them some money from the atm for them because they have ... |
|
 Settling credit card debt? |
| Ive heard various radio commericals pertaining to this topic. I have alot of credit card debt well over 20k i would say; however, my credit is pretty good (timely payments, no overcharges, etc...) My ... |
|
 Can I get an auto financed if I have a repossession? |
| I just had my car repoed, because they don't refinance, so I couldn't keep paying the high payment, if they could have worked with me then this would not have happened, I had a financial ... |
|
 How long can someone keep a check for? |
if someone has a check, and hasn't had the time to cash it yet, how long can someone keep it for, before they aren't allowed to cash it?
Additional Details
I'm the one who ... |
|
 I'm seeking advice on spending addiction - SERIOUS answers only, please? |
| I don't carry credit cards, but I have a bad habit of overspending my budget to the point that checks bounce and I wind up in a financial mess. I have even been suckered into those cash advance ... |
|
| If an adult has no credit history, what's the best way to establish one? |
| My neighbor is 47 and has only paid cash for everything. She would like to have some kind of credit history.... |
|
 Hey, I got an email that told me I won a lot of money, but now no one has responded? |
This is what the email said:
WE ARE PLEASED TO INFORM YOU TODAY 17th OF July 2008 THAT YOU HAVE JUST WON YOURSELF THE SUM OF 0ne million euro file number 623-880-1121.serial number 553442:Q... |
|
 If I make one late rent payment to my apartment, will it hurt my credit? |
| My roommate's bank account got messed up with pending deposits and so our rent payment check bounced... we have the money to pay it (and the late fees) a week late, but the leasers have already ... |
|
 I have one credit card and excellent credit. Will getting a new credit card affect my credit score? |
Additional Details
I have a balance of $1600. I have never been late with a payment and I have had it about 5 years and it is the only one I have. I want to transfer that balance to a 0... |
|
|  |
dredizzle | I've been trying to get an auto loan??? |
I found the vehicle I want to purchase. I am 20 years old. I can comfortably afford the payments. I only have 2 credit cards, with a total of less than $600 owed. (lol) I have never financed a vehicle prior to this. The dealer tried getting me a loan with a bank, but they did not approve me because of my lenght of employment. I was at my prior job for a year and a half. How hard is it to get financing through a dealer with bad credit? (my score is in the 500's). I know the interest will be sky high, but I am planning on paying more per month than owed, and refinancing after a while.
Additional Details
Oops, sorry. Well, I want to know if anyone knows any other options I have. I have tried getting an auto loan with capital one, but they did not approve me either. I have a credit card with them, but with a limit of $300. |
 |
 
SCH
|
Obviously if you only have a credit score of 500 (which in the industry is considered VERY poor) you have something else going on besides just 2 credit cards. You will be unlikly to get a loan with out a cosigner. You are right your interest rate will be sky high. You need to make sure your car payment is less than 25% of your take home as well...or that is an automatic denile trigger. You say you were at your previous job for a year and a half but don't mention how long you have been at this one. If you are switching jobs more than once every 3 year you are job hopping which looks terrible.
Good Luck |
|
shadowsthathunt
|
Alot of people fall into this trap. You will be paying soooo much money for the car and at the end of the loan you are going to have to do more repairs on the vehicle because after 5 years things start to break down. I made this mistake at 21. I did not have bad credit, but I had no credit. The best thing to do would be to purchase a car from someone who is selling it off their lawn. Drive that for 2 years or so and then go and get the car you want. In that time you will have a chance to bring your credit score up, your payments will be lower, and if you are unfortunate enough to loose your job you should still be able to make the payments. With me, I was makeing the payments (about 310 a month) just fine. I moved into an appartment that flooded and I lost everything. My husband and I walked out with the clothes on our backs and about 6 boxes of salvageable things. We had no bed, no extra shoes, no clothes to wear to work... nothing and had to start over. I fell behind on the payments and it took years to catch up while ruining my credit futher the whole time. If you can bring that credit score up, then you should be able to not only have the car at a comfortable rate... but one that you can afford even in the event of emergencies. Good luck. |
|
KA
 |
so your ?? is what...? |
|
jrgannapolis
|
I would try capital one. Look it up online. I had a loan with them when I was young and applied online. |
|
Daria L
 |
I am 19 year old and my credit was 495 when I got a $5000 car loan, indeed it was quite difficult to find a lender that approves you but after couple of days of frustration I found one, I think the address was:
http://www.financeconsultant.org/autoloan.html |
|
j.fleming2
|
Good luck because I am in the same situation and no one wants to do it. |
|
kelly_hotma
|
buy here pay heres may be a better bet and be careful when buying from any dealer, take it to a mechanic and read the fine print also depending on where you are located there are usually auto papers like auto marts and auto traders that have many dealer ads |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 25 minutes(s) ago
| | | |
13 | 1 hour(s) ago
| | | |
13 | 6 hour(s) ago
| | | |
12 | 10 hour(s) ago
| | | |
5 | 11 hour(s) ago
| | | |
13 | 1 day(s) ago
| | | |
13 | 2 day(s) ago
| | | |
13 | 4 day(s) ago
| | | |
11 | 1 week(s) ago
| | | |
13 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
