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 How many credit cards should a person have?
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 Can you buy a car with no money down with a credit score of 491.?
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 How do i deal with threats fro debt collection agencies?
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 How do I start my credit?
I am 18 years old, and have a checking and savings account. But my question is how do I start my credit? Do I apply for a credit card? Please advice me in what to do. Thanks!...


 How r u spending ur pay check today?
I am getting my nails done and this is not something I usually spend $ on, but I am going to do something 4 me this pay check! How about u?
Additional Details
I am a singlemother of 2 I ...


 My wife has a lot of unpaid credit cards.?
She is in a lot of debts. Is it better for her to apply for bancruptcy? What is gonna happen with all that stuff that she bought on credit card? Do I have to pay for it? Is it affecting my credit too?...


 I need a loan of 2000 dollars because I opened a new business but my motherinlaw died and I spent all the mone
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 How screwed is my credit?
I stopped paying my credit card in college (yes, I was young and stupid) and when I wanted to pay it the fees were so high I couldn't. It ended up in a collection agency which i have paid only ...


 My debt is pushing me over the edge... what should I do?!?
I have a credit card debt of $5,000 and a bank loan for $3,000. I'm still behind on the minimum and it feels like I'm not even making a dent in the interest. The bank has been harrassing me ...


 Can Dell legally garnish my wages?
Who can legally garnish your wages? I asks this because I have been getting calls from a company called Oxford Management Services and they said that if I didn't pay my Dell computer loan IN FULL...


 Should my wife and I pay off our credit cards every month to increase our credit score??
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 Bad Credit?
I have Realy bad credit and need a bank account for my direct debits is there any bank that will let me open just a basic account i have tried two banks and they both said NO because of my BAD credit ...


 I got email that i won 1 million dollars but they need bank details should i give them it.?
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 I have little or no credit and want to purchase a computer, Could someone tell me a good place to look?
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 I recieved a letter from a collection agency today for a debt that I paid off years ago.?
It went to colletions years ago, probably 3-5 yrs ago. I did a lower amount payoff on it along with a couple others I had. I have no records now. Is there anything I can do?
Additional D...


 How many dollars is £2.99?
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 If you have poor credit can you still get a new car?
I will be graduating in December and getting a better paying job. I'm wanting to trade my car in. The thing is that I have very poor credit. I am wanting to get a Mercedez Benz. Now I know ...


 I have about $7k in debt....whats the best way to rebuild credit.?
Should I pay amounts off in full(lump sums) or pay in large installments to show I am able to repay them. If so how long should I do this for?

I got laid off and have been out of work for ...


 Does Cash on Delivery Mean....?
Does cash on delivery mean that you give the money when something is ...


 How can you buy a house with only a 490 for a credit score, even with 20% down?
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Mystee_Rain
I've had bad credit, is there a card I can get to start over that is not a prepaid card?
                     
 




jester c
Rating
yes there are some
http://www.wesayes.com/?hop=wesayes


pink
orchard is good, First P Credit has to many fees.


Pepper
Rating
Try capitol one..they may charge you a yearly fee to have it but will start you out low. At about 500.


lizbulgarelli
I have very bad credit and they approved me with a cc, the limit is $300- & If i make my payments on time they increase the limit try them out
www.rewards660.com


carlos
There you go : http://simple-credit-cards-and-loans.com?=ya070223

http://index-go.com/improve-credit-score-get-out-of-debts-fast.asp

Good luck !


DougD
Start with applying for a gas card. They are the easiest to get approved for.


jamesPurple
There you go : http://simple-credit-cards-and-loans.com

Also : http://index-go.com/improve-credit-score-get-out-of-debts-fast.asp

Good luck !


clgirl
Rating
i have terrible credit and i have a Orchard Bank First Premier and Continental credit cards Orchard and Premier are the best ones to me Continental sucks! I had my first premier for less than a month and they already reported to all three credit bureaus which is great :)


mrswareagle01
APPLY TO FIRST PREMIER BANK. THE CARD IS EAS TO GET EVEN WITH LOUSY CREDIT ALTHOUGH YOU MAY GET A LOWER LIMIT IF YOUR CREDIT IS HORRID


Bryon H
Rating
Hi!
Yes..avoid First Premier..too many fees. Wells Fargo has a excellent secured card for existing customers (just means you need to sign up for a checking account first) and that's no big deal.

usbank used to have one as well..I'll have to research that, though.


rostau989
Rating
The attached website has some excellent free information on how to re-establish your credit. Hope this information is helpful.


kiya12bc
Rating
I've seen Orchard advertised. They sound reasonable. But no matter which you choose, just pay it off at time of due payment or at least get your payments in ON TIME. Good Luck, this situation could/can happen to anyone.


gabriel jones
Rating
Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!


HEATHER
go to www.aspirecard.com I was approved only 2 months after my bankruptcy was discharged.


letsget_dangerous
probably not. if you have bad credit you shouldn't tempt yourself by owning one.
Obviously you are not yet financially responsible and or possibly educated in handling your money.
A overlooked fact is credit cards are not a good thing for people without money. So many eople get them as a means of financing purchases and this eventually gets them in trouble. A credit card shoul;d only be used as a convinient way to pay for thins so you do not have to carry cash. If you do not have the money to pay for your purchase don't buy it...Lets


mey t
Rating
Reward credit cards reward you depending on the amount you spend on the credit card. Usually, you can collect rewards through 3 methods. One method involves earning cash back on the card, which is generally a certain percentage of each amount you spend. The next method involves giving points or any other type of token to the customers to accrue. They can then redeem these points for gifts like luggage, cosmetics and other goodies that the credit card company offers. Most of these reward schemes have alluring gifts and huge variety of selections. But the better option is to go for a cash back reward as it allows you to use the money any way you like.


rushfreak0101
Rating
I found a good way to build strong credit. When I got my car loan, I arranged everything so that my payment was due on the day I got paid every month (I get paid via direct deposit to my checking account), and had the bank automatically take the payment out of my account. Every month, the paycheck gets put in and the payment comes out in the same day without me ever having to do anything and it is virtually impossible to miss a payment.


annazzz1966
Try getting a store card. Most of them are VISA or MC now, so you can use them for purchases other than that one store.


Maggy G
Rating
Try the below company


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