 Credit Card or Debit? |
So im ordering a pizza online, and they ask for a credit card, or cash. can i still pay debit?
... |
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 Credit cards for people with bad credit? |
| I want to know the websites of places where I can apply for unsecured credit card for people with bad credit. I know about tribute, salute, rewards660, continential finace, orchard bank, and first ... |
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 Having a really hard time. Finally got out of debt 2 months ago and the urge to? |
| spend again is immense! Just don't want to get back in debt. Sorry not really a question but need to tell someone!!... |
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 Loan or Cash/Payday Advance?? |
| Which is better, to get a loan or one of those Payday Advances? I only need about $200, but I only make about $100 a week, so I would need a couple of weeks to pay it off...what is the difference ... |
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 Can a Collection Agengcy continue to lower my credit score? |
| I've been receiving annoying calls from a collection agency stating I owe my old school a certain amount. I stopped attending the school in 2003 and in 2005 I began getting notices from the ... |
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 Received a windfall of cash and paid off all extra credit cards and am working with only 1 card. Now. . .? |
do I close my other cards accounts or do I leave them open in case of emergencies?
(Also, just found out that one of my cards that I paid off just gave me a positive bump in credit. A REAL... |
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 Is it good to sign on the back of a credit card, "ask for ID?"? |
| I have a friend who provides her license as well as credit card for a charge or debit transaction as she has signed "ask for ID" on the back of her card rather than her signature. Is this ... |
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 If I pay for something on my credit card, then pay that balance of in the next week......? |
| Will it show on my statement when I recieve it? I'm going to pay a bill today for $423, if I pay the card company $423 will it still show on my statement? (I am a total idiot when it comes to ... |
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 What is the best way to fix my CREDIT SCORE? |
| I think my credit score is funked up. I used to own a house and I missed a payment or two when I was laid off from my job. I sold it and I paid off all my credit cards. I recently applied for a ... |
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 I can I get a loan to pay off my credit cards? |
I would like a loan, so I can have 1 bill not 5.
I am not interrested in debt consolidation.I can pay for my bills.... |
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 What is the best way to go about paying off my credit cards? |
| I have several credit cards all maxed out. I cannot transfer anything over to another card because of my low credit score and can't get a credit card company to do that. I feel as if I have ... |
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 No credit card and never will have one.? |
| I've got great credit and have had several credit card offers and reject them all. Do you think it wise not to have one? I have saved tons of $$$ from interest by not having one. What do ... |
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wifey | I NEED Credit Card Advice? |
I already have 1 credit card w/a $500 limit, through my bank. which is helping me re-establishing my credit now. I got it this past June. I pay way more than the minnimum payment. I have applied for other cards and got turned down due to my low credit score, what other cards can I get besides a prepaid card??? What cards to apply for? My score is really low and have old delinquent accounts on my credit file. I need it for the Holidays. Please Help! |
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Liberty against the NWO
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Any place that will give you an unsecured card will most likely be a huge interest rate. I would recommend finding side jobs to get more money. Try craigslist and look for part-time or contracting work. |
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Kim B
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Honestly, if you need to put Christmas on a credit card then you don't need a credit card!
Don't let the holidays suck you in like that. Maybe give yourself a gift this year and work with a credit agency to get all the old delinquent accounts off your file. |
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Judy1
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No you don't need it for the holdays - you'll be right back where you started from. You need to limit your spending, and spend only the money you have and can afford. You have the one card with a $500 limit - be sure you don't get into trouble with that one, but do NOT overspend again, on holidays, and get yourself back into financial trouble. |
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jmiller
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Don't do it. If you don't have the cash, don't charge it. Holidays are the worst. You'll just be digging a hole for yourself. |
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Pengy
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They are trying to help reestablish your credit, and you are doing everything possible to prevent that. Every time you apply your points go down, yes you pay more than the minimum but the key is to have your total balance less than 30% (keep it less that $150, paying it off each month is better.) Your delinquents will not come off for 7 years. Guess this year cannot be BMOC for the holidays, or pay cash. |
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cabsmommy
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you are crazy. this is why you are in debt and you will remain in debt. you do NOT need to apply for any more credit. you need to cut your credit card up and pay it off. furthermore, you need to start paying for things in cash. if your family and friends really loved you, they would understand why you can't do gifts this year. give your spouse and your kids a gift but take control of your life and help yourself get out of debt. go to www.daveramsey.com. he can help you! |
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Flyboy
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If I were your close friend the greatest gift you could give me for Christmas would be a short note on a Christmas card stating that this was all you could afford because you were trying to be a responsible adult and pay down your debt.
I hope you have friends that would feel the same way. |
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gogo7
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My biggest advice is not to take out credit if you don't need it. Just use credit when needed.
And for things like the holidays, save for that. The holidays are a big draw to spend more than you have, which is a big mistake.
Another way to increase your score is to pay your old delinquent accounts.
Credit histories are built over time. With your new card getting paid each month (paying off each month is better), and cleaning up the old stuff, your credit will increase with that over time. You will be rewarded at that time to have credit when you need it. |
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Gene Scott Star
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Unfournately the issues with credit scores is a very large problem for most people, and worst yet is that it can take up to 7 to 10 years for that to clear from your credit history.
The only thing I could suggest is to apply for cards that don't require a credit check, however they are hard to find. |
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ÐÜ´ó³É D
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Just $500 every month. |
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mack l
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The Blue Sky® Credit Card
A very popular credit card from American express, the Blue Sky® Credit Card, is a truly rewarding partner when it comes to airline rewards. Besides providing the world class American express benefits, this credit card offers savings on any airline, hotel or car rentals. The great feature of the Blue Sky® Credit Card reward program is that there are no blackout dates and the credit card comes without any travel restricitons. The big big bonus on the Blue Sky® Credit Card is the 0.00% IntroAPR and of course No Annual Fee. Say good bye to travel restrictions and welcome airline rewards with open arms. Apply online at: http://www.credit-card-gallery.com/American_Express.html |
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GTW
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Check out this website www.fastcreditcardapprovals.com they have all major credit cards for every body with good, bad or no credit. Great website with tons of info and options |
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beaupamer
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The best way is saving your cash for the holidays. Getting credit card just make it worst and paying more just for the interest rate. Since you already have a $500 credit limit, using only 10% of credit and pay it off, which help improve your credit score. There are companies like imagine, first premier , and reward 660 offered $300-400 credit line with 9%-14% interest rate plus $10 monthly fee .Good luck! |
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Mona
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Orchard bank
http://www.orchardbank.com/
Capital one
http://www.capitalone.com/ |
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