 I want to buy a home. I need help!? |
| I need any loop holes to get a loan even with bad credit. My credit score is between 449-508 only a year ago it was 657! What do I do? i need a mortgage loan for $185,000. Help!... |
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 Has anyone heard of the Canadian Loan Group? |
| I was starting a loan file with them and I was curious to see if anyone has worked with this company before.... |
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 Why do people go in debt? where do they spend all there money? |
| is just that im asking because im very young and want to know that how and what takes peoples money i know for sure that i dont go spending money around so why do alot of people end up in debt it s ... |
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 Paying my credit card in full is good or bad? |
I am trying to rebuild my credit. I just got a hsbc secured card and I would like to ask a question.
I found out that my billing cycle is on every 14th of the month.
Lets say I ... |
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 I owe $3000 and I have a detective calling me with threats? |
Is this a real police officer? He sure sounds mean enough.
Can he arrest me? I'm trying to pay but money is tight. I don't want to lose my job.
What should I ask ... |
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 Just paid off my credit card... and I'm looking for new ideas of what to spend my new credit on... any ideas? |
Additional Details
Okay, I wasn't looking for a lecture, common people be creative... I've got $15,000 of money that I didn't even earn!! what should I do?!!!... |
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 Stole my moms credit card.? |
| and bought $47 worth of World of Warcraft gold and im also using it to pay for my World of Warcraft account which is $15 a month....is it really wrong to do that?... |
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 Can you ask to have your APR reduced on your credit card ? |
If your payments are always on time and never late, will a credit card company reduce your APR ?
Additional Details
Thank you to all who answered, for those who did it just for the two ... |
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 About applying for credit cards...? |
| Ok, I just turned 18 and applied for a credit card...and it says that it won't accept because I don't have any credit history??!! Duh I don't since I've never had a credit card ... |
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 Is credit card protection insurance really necessary? |
| I'm talking about the insurance you pay extra for on your credit cards so they would supposedly be paid off for you in the event of your death. I have a friend whose 75 yr. old mother is dying ... |
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 Should I jump before i am pushed? |
| I have recieved a big big debt to pay and have been told I have 7 days to pay but I have more money going out than coming in.Should i just give up?... |
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 I want to learn about credit debit card? |
| i want to learn how to get a debit card and what i can or cannot do with the card. how can i start?... |
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 If your bill is five days late is that long enough to hurt credit ratings? |
| I have a bill in my brother's name and I slipped this month but mind you I paid it only five days late and now he's threatening me about terminating the account because he says that paying ... |
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 Going to bank tomorrow to see about getting a credit card...what reasons should I give? |
| Well tomorrow I'll be going to the bank to try and get a credit card. The real reason is because I want to try get out of my overdraft for once by the end of the month by putting my normal ... |
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pandalucky08 | I Owe 5000 on a CC, with interest, Can I really Be Sued for 10,000? |
I've been avoiding this and it's my fault. I checked out my credit report and aparently now I owe them 10,000 after they've added on interest! What do I do? I have no job, I own nothing, I'm not on foodstamps, but I certainly have no money of my own. I dont want to be sued. I've "vanished" for a while now. The only contact they have is my parents who know of my debt and they just hang up on these guys because it's not their problem.
Also, I should be only a few months away from SOL. So my plan is to just continue avoiding them. Is it likely that they will sue me last minute before SOL expires? |
 |
 
N K
 |
for $10,000 there is a slight chance 5% that you will be sued. Since you dont have the money anyways, it doesnt matter if you get sued or not. So my advice is try to ride it out and once SOL is over, then you can unvanish (if that is a word). Collections tend to sue early when they want the debt collected. $10,000 is big but in my opinion not big enough to go after all the court costs and all. But then there is always that chance.
Ronig is wrong. The SOL states you cant be sued after a certain time no matter what. Find out what your states SOL is. There are a few things which are SOL exempt. Student loans and child support. Unsecured debt like credit card has to follow your states' SOL. |
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the d
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yep, read the fine print, probably interest and delinquent apr charges,
sux man |
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E P
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Contact the CC company and make a financial arrangement with them. Be truthful. |
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ibettergonow
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they can still bring it back up after the SOL....you owe you should pay -like the rest of us.... |
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Kevin
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Contact credit card company and tell them your situation and most likely they will make a deal with you. Usually credit card companies will make arrangements and you will end up not having to pay the full balance owed. |
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Ervin
 |
Yes you can sued any amount of debts. But that will depend upon the creditors. But it advisable to pay off your debts as it fill affect your credit.
You can go for a credit counseling company. They can guide you on managing your debts and provide you with a debt management plan. Thus you can pay off your debts.
Here is the source of a debt consolidation company named http://ezconsolidation.com for your reference, who offer credit counseling. You can go for it |
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ronimg
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Late fee, attorneys fee, and interest can certainly double your principal amount. Exactly when do you THINK your SOL is? It's probably not when you think it is. Many companies will sell their account to collection agencies who will sue after the SOL, however, you will have to hire an attorney to fight it. |
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Anjell
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Dang...you've gone 200% on interest...crazy.
Well uhmm it's your choice you can stick your head in the sand and hope they go away...truthfully it just might work.
The other thing is to call the company and make payment arrangements....but then again you haven't a job and in a bind with foodstamps and all.
You're gonna want to start thinking about filing chapter 7 |
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bud68
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You'll get no sympathy from me. |
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