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 Credit card question...say you have a credit card balance of $500, and you only have $200 in the bank...?
will paying the $200 be better than paying the minimum of $10 that's due on the due date? like will the interest percentage be lower or it would still be the same?? thanks....


 I have terrible credit. How do I rebuild without having to shell out a bunch of money or pay fees?
Only serious and mature answers, please. I have a bunch of hospital bills, two credit cards( closed out-1,000 each), and a few sporadic bills.
Additional Details
My ex had used my info ...


 How can I buy a house with no credit?
...


 How i can win a huge amount of money in a lottery?
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 How do I get a credit report without having to pay for it I keep running into to this problem help!?
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 How many of you haven't got a single thing on Credit this Christmas?
Everyone I know is having A credit Christmas and will be paying it off till next Christmas....what is the point?

We havent got a single thing on Credit because we start buying again just ...


 What is 1 divided by 0?
hahahahahahahaha if any1 answers it correctly then u r ...


 Do you think I can get a loan with a credit of score of 857 from experian?
Will experians scores and other reference agencies be similar?Thank.
I am writing from the UK....


 Can a credit card company collect from me on a mispelled name? They spelled my last name wrong so am I free???
I got a credit card in the mail a couple of years ago. Over the course of time I racked up a bill to the limit and fell a little behind in payments. Now I have a collection agency after me. I was ...


 I hate credit scoring do you?
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 I owe a credit card and they are threatening to go into my account and take what I owe them?
They are threatening to use the account no# that I use online to pay their bills online, now I'm behind and they said they will just go in and get it; is that legal?...


 To build credit, do you have to max out your card and pay it off or can you just spend a little and pay it off
Will it build credit more if you max it out?...


 Why am i being declined credit when ive never had it?
I have just turned 18 and keen to build my credit rating..I privately rent a property and have a good household income... I was advised to get a store card or credit card and pay the balance off ...


 I'm being taken to court over a credit card that isn't mine, what do I do?
This company claims that I owe them 3K on a card I never signed up for. I asked for proof that it was mine, because I can't find any records of it with my other cards (all paid and canceled ...


 About credit card limit ?
So my credit card limit is 500 bucks. Bank of America. Let's say I use up 500 bucks in one week, and I pay off my balance right away. Does that mean I will get 500 bucks limit again as soon as I ...


 Received a letter from debt collection agency for old bill what should I do?
The bill itself is student overdraft which I took out in January 2003 the bank sold this to this collection agency (according to them) in 2006. I have so far made no contact, received the letter this ...


 What is debt?
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 With bad or poor credit, can I get a home loan if I put down alot of $$?
In other words, would a bank look past my credit if I put down more than half of the price in cash??...


 What happens if I'm approved for a credit card, abuse it, and never pay?
What are the legal consequences of this? the credit limit is $1,500.00....


 Should I co-sign a loan for my boyfriend??
My boyfriend is having some finacial problems and we are working on buying a place of our own in the near future, but he has some out standing bills. Which need to be paid off. So he is able to get a ...



fauna and flora
I accidently dropped my credit card in the kitchen sink full of water, will it still work in an atm (cashpoin?
i accidently dropped my credit card in the kitchen sink full of water, will it still work in an atm (cashpoint) ???..... i wiped my card dry with a cloth as soon as possible.. i'm just scared it might get jammed the next time i use it..
                     
 




daydream183
Mine has been through the washer and dryer. It will still work!


Mr. T
Rating
It will be fine......the magnetic strip on the back of the card is all that matters. Water will not DE-magnify your card.


Notorious DPT
yup I jump in the pool with my credit cards


Watching in Westminster
Rating
Shouldn't be a problem. If you're scared to use it take it into your bank and ask them if it's alright to use it. If it gets stuck them just go into the bank and let them know. Good luck.


doanel
Rating
One way to find out...........


CreditCards.com
Heck, yes, it will work.

The magnetic swipe technology we use in the United States is pretty old, but it sure isn't delicate.

You can do quite a bit to a credit card and it will still work. If it worked before you got it wet, it will work afterward.

Just so you know, a lot of financial experts recommend that people who have a hard time resisting the urge to use their cards, should drop them in a bowl of water and freeze it. If they still work after that -- and they do -- just getting a bit of water on it won't hurt anything.

The average card lasts about three years before it wears out.

By coincidence, our Web site just ran a story called "The short, unhappy life of a credit card." Just for grins, you can read all about the wonders of degaussing, delaminating and all the other things awful things that happen at the end of a card's life. It's at
http://www.creditcards.com/credit-card-short-unhappy-life.php

Enjoy, and don't worry about the card.


annie
yeah it will.. :)


ssmesq
It will probably work. It won't jam - it will just not read.


Danni
no, it will be fine. i know people who have put their cards through the washing machine & dryer and they still work fine.


RT 66
I sent mine through both the washer and dryer...ironically, it still works.


Ashley A
Rating
I don't know I guess the only way to find out is by testing it... but bring backup in case you are trying to pay for something and it doesn't work.. I think it would still work tho


His Royal Highness King of RHAM
It certainly won't jam. The magnetic strip should also work as long as it isnt seriously scratched.


Brandon
Rating
yes


Paul T
It should, if you wait until it's dry


Donnie Mac
No problems!!!


Gregory W
Rating
It will be ok.
Assuming you didn't let it get chewed up in the disposal or you weren't washing some electro magnetic devices :)


KYMBRLEE
sure it will, I've washed my credit cards before. Just becareful of magnets.


skibm80
Rating
The only thing you have to be worried about is getting the strip on the back too close to a powerful magnet. This is because the strip on the back is magnetic and that's how it transfers information to the card readers when you swipe it. water will not affect the operation of your credit card.

Happy Shopping!!!


emmyanderson
Rating
It should...try it out though


Will You Take The Red Pill ?
Rating
yes it will


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