 Mom wants me to pay 500 dollars of her credit bill because intrest is so high? |
| She has a card with like a 470 something balance with a really high interest, and she keeps asking me to pay it with my card so that she can stop paying the high interest and the annunal fee that ... |
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 How do I negotiate a the best payoff of a credit card? |
| I have some capital 1 credit cards that are in collection and I am ready to negotiate a settlement. Are there ways to get the best percentage or do the collection agencies have a bottom line they ... |
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 Does getting your credit checked do anything to your credit score? |
| I'm about to start looking for a new vehicle and also a new apartment. I've heard that when your credit report is looked up, this brings it down. I may be dumb for asking this question, ... |
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 Want to check credit score, Whats the cheepest way to get your score? |
I know there are three places to get your score from but I've see websites that get your score from all three places for a discount.
Does anyone have any recommendations on where or ... |
|
 Rebuilding bad credit. and credit cards? |
| I am slowly rebuiling my credit after making some really stupid choices in college. I closed all my credit cards.Oops! Now I have a great job and I pay all my bills on time. But its repairing my ... |
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 How do I find out my credit score for free? |
| I've gone to a bunch of sites that promise free scores, but then i find out that it's only after you sign up for a paid service! Any credit report websites that are legitimate and actually ... |
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 What if I dont go to court for a credit card that i was served papers? |
for to pay back?
Additional Details
I dont own anything for them to take.. Really I was wondering if i could be arrested?... |
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 How can i find a list of payday loan places in my city? |
| i typed in payday loans and not many listings come up. is payday loans the correct term??... |
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 Can you pay off a car loan with your credit card? |
YES, I KNOW THE HORRIBLE EVILS OF CREDIT CARDS!
Okay. Right now I have a 10 year car loan and I owe $30,000 on and we pay almost 10% interest on. I have enough credit to put my entire ... |
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 Im in a debt management plan but have just phoned up...? |
and they said when i first started with them i owned £6,500 or just under, i have now been with them for 2 years and i just spoken to them on the phone and they said i now owe just over £5000...
... |
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 Bank Loan matters? |
| If i stood as a guaranter for a known person who has taken loan from icici bank for a vehicle over 5 lakh. Will there be any problem for me if that person is not been able to repay the amount to the ... |
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 How can I build good credit? |
I have been turned down back after back on credit cards and loans because I don't have any credit. I don't know anyone with good standing to co-sign for me.
I have recently ... |
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 How do I rebuild my credit? |
| IN 2006 I HAD ABOUT 7 CREDIT CARDS (INCLUDING 1 STORE CARD). NEEDLESS TO SAY ALL OF THEM HAVE BEEN SENT TO COLLECTIONS/CHARGED OFF. HOW DO I RESTORE MY CREDIT?... |
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 Cutting credit card? |
Hi all,
please tell exactly how to cut and deface a credit card with scissors as i want to cancel mine. SHould I sent the cut pieces of card to credit card company??
regards,
... |
|
 What is the best credit card? |
| what is the best credit card for starting a small ... |
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 Can a credit company claim repayment if they have not been in contact for 9 1/2 years? |
| a collection agency has suddenly out of the blue requested payment for a credit card from 9 1/2 years ago when the company themselves haven't been in contact requesting payment. can this happen ... |
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djsocaman | I am 13 going to be 14 can i have a prepaid mastercard? |
i am 13 going to be 14 can i have a prepaid mastercard if i can can i by anything with it like tv speakers compouet etc..
do i have to pay evry mouth |
 |
 
CREDIT ANALYST
 |
You have asked a good question. But sorry you can't have a credit card by yourself at the age of 13, even also at the age of 14. It is better to first possess adequate knowledge about using credit before going on to obtain one.
However, you could ask your dad or mom to add your name as an authorised user to one of his/her credit cards that he/she has used for more than two years and which does not have a late fee on it.
When you attain the age of 18 or 19, you could apply for a credit card by yourself if you wish to then. Therefore, it is not appropriate to apply for something that you don't have ample knowledge about, or that you don't know how it works!
For now, please pay more attention to your studies - and at the appropriate time, you would be able to obtain credit.
Derrick |
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thumper
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this is like a gift card there is a set limit and when you reach it it gone until you reload it my though is that you keep paying into it and hold on to it till you find exactly what you want then spend it . but always reload it and just have fun learning about the financial world . |
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Michael M
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if you parents approve it. |
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laylaw
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yep |
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Rick B
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Why would you want to start using credit at this age? PLEASE don't go down that road any sooner than you have to.
PAY CASH!!! |
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Tom K
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Prepaid means you give them the money before you buy anything. You are also to young to be a party to a contract, which you would be.
Your parents can get one for you to use, though. Just remember, pay first, buy later. |
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Woozle
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With your parents approval, you can have a credit card. Most issuers will require you to be a signatory on your parents' account.
There are prepaid debit cards, like Visa Buxx, designed especially for teens. On those cards, your parents set limits on what you can buy and how much you can spend each day. This is the route I chose for my teen daughter to help her learn to budget and track her spending. |
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Chanelle L
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you should check out the website first |
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