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 I am 15, and i want to learn about credit cards,can someone teach me?
i just want to know do you have to have one when you get older?

are they bad to have?

and how do they work?...


 Should I take out payment protection on my unsecured personal loan?
I am taking out a personal loan over 3 years, and have been offered payment protection which will cost almst £50 per month. I am in a very secure job (virtually no risk of redundancy) with good ...


 I just got a credit card?
I just got a platinum credit card, with a 10,000 dollar spending limit. If i spend all the money in one day will i have to pay back 10,000 in one payment or will i have to pay payments like 500 a ...


 Have i been accepted for a credit card???
i applyed for a capitalone credit card about a week ago and i got a letter today to say " congratulations you've been accepted" i just ave to sign the the agreement papers and send ...


 I need a personal loan I have very very bad credit? I don't want a payday loan.?
...


 Help! i requested a bad credit loan. R. Brown from Nigeria said he could help with a $75 fee. is he legit?
...


 Will anyone love me if I'm poor?
I am 22 years old, almost 23, never kissed, never dated, and now I'm facing being sued for money and having my wages garnished. Will anyone ever want to be with me, knowing that I have all this ...


 Is it true if you quit paying your credit cards in 7 years the debt will be erased?
I just heard that if you cant pay on your credit cards anymore that after 7 years it will disappear from your credit report, kind of like a bankruptcy....


 Have you ever been charged for going over your overdraft limit at your bank?
The Sunday Times this morning has an article about how the banks are repaying their illegal charges imposed on customers who have gone over their agreed overdraft limit.... for up to the last 6 years....


 My credit score is 500 and i need 10000.00 to pay a debt ,any suggestions other than parents or equity loan?
i was unemployed for 15 months and a friend loaned me 10000.00 to keep me going . I am back at work but i need to pay back this debt and now my credit sucks because both my wife and i were unemployed....


 If you pay the min. pmt on your credit card but not the entire amt due, does that affect your credit score?
Let's say, for instance, I have $100 due at month's end, and a $15 minimum payment. If I decided to pay off the $15 and defer the rest until next month (with interest I suppose, though I ...


 A girl I know has a slight mustache over her lip. Would a razor be a good birthday present?
...


 How can I stop collection agencies to stop calling me?
I had a financial crisis a couple years ago when I lost my job, but am working now. I had a couple debts go into collections and they are calling me 10 times a day....


 Do u think this is a scam?
this guy says he will loan u 50,000 dollars in 24hrs it will be transferd to ur account if u western union him 269.00 to cover the insurance fees? no credit check nothing like that just wants ur ...


 10 points for best answer please help!!!!?
I got my paycheck its not big because i dont work many hours because i go to school. My paycheck was 325 deposit i had an overdraft of 110 which i believe is wrong because when i went to pull out $ ...


 I DON'T believe it! Barclaycard has reduced my limit! Why?
Because I pay it off in full every month. Because I have quite a lot of money in my savings account [Yes, I know I'm lucky] and pay all my bills on time, in cash, don't have a cheque book ...


 I owe £70000 visa card and bank loan?
what happen i owe £70000 visa card and bank loan,
but i will move to new place. no register council tax.....


 How much credit card debt do you currently have?
...


 Credit card advice please...?
I have 0 balance on a credit card with $2000 limit, the interest rate is very high. Whats better for my credit score and history to close this account down or to keep the card and just not use it?...


 How manny digits does a credit card have?
...



XXXXXXXXXXXX
I am 16. How can I get a Credit Card? I want to know the kind and the agency from which I can obtain it.?
I need help finding a credit card. Not a Check or Debit card, but a credit card. Please help me.
                     
 




FaZizzle
Rating
You don't want a credit card. You don't need a credit card.

College is soon enough--at 16 there is no way you can control your money. Get a debit card to learn how to manage your money FIRST and then, if you're ready in 2 years, move up to a credit card.


mainepeanut
Rating
Don't get a credit card. You're asking for trouble.


Brooke T
Rating
there are none if you are under 18 unless your parents give you one of theirs


Pook
Rating
Gotta have a parent or guardian co-sign with you. My kid was 16 when he went to college. I co-signed and he got one.


*longhorns girl*
Rating
NO! Credit Cards SUCK! I'm 18 and still do not have one, because I choose not to. PLEASE save yourself from the worry and pain and agony of debt, do not get a credit card until you are much older and can afford the consequences of a credit card! Just enjoy being 16 and get a check card.


Get Er' Done
Rating
Trust me, at that age you cant risk going in debt and being able to play all the fees included in a credit card. If you cant pay it off, you get a very bad credit, which means banks wont give you money for a morgage or car loan. If you really need one, your parents can sign for you, in any company, agrreing that if you are in debt and cant pay it, they will.


gwlemt
Rating
you can't. You have to be 18 bro. Unless you get one with your parents and they put your name on it


Crazy cat lady >^ ^<
Rating
you cant


James H
If you make tons of money you can get a credit card regardless of your age. I'm sure Paris had a platinum Amex when she was a pre-teen.

1. Make gobs of money.
2. Pay a flunky to get you a credit card.


tiffy-xo
Rating
You have to be 18 unless you want prepaid.


A M
Rating
You are still a minor so ask your parents for assistance more likely ask your mother to assist you for finding the best credit card because I will not answer your question, besides this so sorry.


Tyler
If you have a large enough income worthy of a credit card, you don't need to find them, THEY will find YOU.

Good luck.


asleei
Rating
your dad


Alicia P
well u have to be like 18 yrs old but u can get a card off of ur parents account so basically u'd be sharing an account with ur parents but still have ur own card


xoxoroxannayo
Rating
well i have a credit card i got it in WaMu and im 16 so yea they also give the first checks for free [=


Rick B
Rating
You can't enter a contract until you are 18. AND SHOULDN'T. PAY CASH.

Why are you in a hurry to start screwing up your credit?!


and XOXOXOX has a DEBIT card, not a CREDIT card.


Megan
You can't get a credit card at 16...sorry! You probably should hold off on getting one when you're older anyway, since they usually cause problems. I got my first card when I was 18, and it all went crazy after that! Maybe you should start with a small loan to begin building your credit - when you're 18 of course. Good luck and be careful!


1life1love
Rating
you dont need one . get this thought out of your head. get a job and use cash


Mr R
Rating
stay away from credit cards.


P Diddy
YOU CAN'T!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!...
HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA...


antswife
None without lying or using your parents card. At 16 you are not of legal age to get binded to that type of responsibility or commitment. You only have two years to go.


cdougher1126
Rating
You can go to any of the major credit cards websites and apply right online. Its totally safe and secure. Thats how I got mine!


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