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 I am 23 years old, i am unemployed, and i am $20,000 to $23,000 in debt i dont know what to do?
I dont know what to do i am about to just let them go? i did good at keeping up with my credit at first but right now is just too much i been unemployed for awhile finding money to pay for the ...


 How to build credit up?
cause i dont have any credit and i cant get a credit card ...


 Is a debt collections agency allowed to phone a person whilst there at work,to ask for money obviously.?
...


 Secured Credit Cards?
I just opened last week 4 secured credit cards with $300 credit limits each. I need to repair my credit...

If I charge $10 on each monthly then pay all of them off monthly and keep doing ...


 Do those debt consolidation websites really work?
My boyfriend is around $17,000.00 in debt. He almost signed up with one of those debt consolidation companies online. What they told him to do in a nutshell is to pay them X amount each month and not ...


 Credit card interest rate jumped to 30%! Why?
My husbands Washington Mutual credit card jumped to 30% interest. We have never been late on a payment and we pay way more than the minimum in order to pay it off. Right now the balance is $423.00 (...


 My nephew has a bunch of bounced checks?
He has bounced about 5 checks and has no money to put in the bank to cover what he has written + fees and such. He has no job, so no way to pay them back and none of the family is willing to loan ...


 Does a creditor have to notify you before they turn an account to a collection agency?
...


 Is it a good idea to take out a small home equity loan to pay off credit cards?
10000$ to consolidate 7000 in debt, the going interest rate is 7.5 % we are currently paying between 13%-23% on the cards
Additional Details
the remaining three thousand will go torward ...


 Am I responsible for my girlfriend's credit card that is in my name (she is additional cardholder)?
Her name is actually on the card... If we break up and she does not pay it, can I go after her legally?
Additional Details
She has a totally separate card eventhough she is on my account ...


 Go bankrupt or not pay?
im not sure what bankrupsy is everyone tells me don't do it. bc i will still have to pay it back. but right now im not paying on my credit card debt. so do it or just let it keep racking up?...


 What credit score should I go by?
transunion experian and equifax all have different scoring methods. which one is most accurate when it comes to what a creditor will look at...? So basically is the equifax score closer to what a ...


 Who here is getting sick and tired of 'where is my rebate' questions?
I just wish some of these people would at least read some of the answers pertaining to the rebate before asking the same question over and over....


 I'm confused...do I need credit card...help?
I have recently moved to US (legally :-) ) and I have been watching a lot of shows (while I'm home with my baby) and I'm trying to find out what's the best for me...the only one thing ...


 When I move, how do collection agencies get my new address?

Additional Details
I got no utils, its a rented room in an established company.

My bank account? <-- my ...


 Can someone help me get a loan to pay-off all cedit debt that I owe?
I do have a job but may credit is extremely bad and I need to turn that around please help me....


 How do I stop a bill collector from calling my number, they have the wrong number?
Companies have been calling my number for a person sho had the number before...fair enough...but it has been a year since I got this number. The same companies are calling. I have threatened to ...


 What should I do if the billing department keeps harassing me?
I was the passenger in car accident last February. i went to the hospital to get checked out and I was fine but just for looking at me and taking an X-ray cost 277.00. The insurance company of the ...


 We are drowning in debt......dont know what to do?
We have been hit so hard with car problems, hospital bills, medication, etc. I have bipolar disorder, and also fibromyalgia, my boyfriend has a terrible back problem and has had to miss tons of work. ...


 I had taken personal loan which i m not paying now tell me if i will apply 4 new credit card is there any prob
...



the80sroxs
I am 16 and want to get a credit card?
how can i?
                     
 




Leo F
The last thing a 16 year old needs is a credit card. At 16 you do not have enough control to use one. Get a pre-paid credit card.


flasteve
just apply online.. just about anyone can get a credit card thorugh this site :

http://preferred.ecreditdirectory.com/


cptdrinian
You cannot have a credit card because you have not yet reached the "age of ascent". In other words, you are not 18 years old and cannot legally enter into a contract.


Reno P
The simple answer is that you can't. It is illegal to provide a minor with a credit account UNLESS you are placed as an authorized user on one of your parent's cards.


luteachris
Some Credit Unions allow 16 year olds to get a 'secured' credit card. This means with a parent you put money in a savings account. You must keep this money as security in the account. Then you get a credit card for the amount usually $300.00
You need to do this for at least a year, but as you are responsible with your credit your limit will increase.
Good luck


Beauty
You can't. Still time for Credit Card's troubles.


Emma S
Don't get one! However you may be able to get a bank debit card if you have an account at the same bank. It may just be a debit card. It's probably the wisest choice for a 16 year old.


shiprepairwoman
Rating
Your parents can get you one but don't use it more than you can pay off when the bill comes. Getting into debt is easier than getting out.


MickeyHCO
Rating
You can't by yourself. Tyr to establish something through your parent's banks. I am sure they have some type of accounts for students.


Tristana
Rating
You cant. Unless your parents you give you one under their account.


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