 Does it hurt my wife's credit? |
| I just recently defaluted on my home loan. It is now paid off, but did that hurt my wife's credit, if she is not on the loan? I had the house previous to our marriage.... |
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 How do i get chase to give me a credit limit increase? |
| I have been using my chase freedom card for a year now wiith excellent payment history,no late payment and never maxed out.how do i get them to give me my first crdit limit increase without a hard ... |
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 I have a bad credit rating and am a tenant. I'm looking for a loan of £1000 .? |
| I've already been 'conned' by a company who took a fee of £30 of me for a supposed guarenteed loan and I cannot now get in touch with them. I have tried through email and a loan ... |
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 How can I raise a low credit score? |
| My credit score is 372. I have a car repo and LOTS of cards and loans. the repo is already written off and my card accounts are closed. I am getting $22,500 in january and would like to fix my credit ... |
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 Whatdoes it mean when a collection agency says its pursuin litigation? |
| A collection agency sayss they are proceeding with litigation - what does that mean - should I accept their offer to make payment arrangements with them?... |
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 More than one credit card? |
| I'm 18 and I have a Student Select credit card with Bank of America. It has a $600 credit limit but I really want to get the Discover Gas card because it's 5% cash back on gas and 1% on ... |
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 Is there a statute of limitation on a judgement (money wise)? |
| If the judge makes a judgment against you for say, $3,000 is there a time limit to collect or is that judgment good for as long as it takes to get the money even if its for 30 years?... |
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 Can i use a debit card to buy online? |
| i turned 18 a few days ago and when i tuen 18 my bank account is changed and i get sent a debit card which i havnt got yet but its coming. because im 18 now i can also apply for a credit card....yes ... |
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 If my wife doesn't pay her credit card bill, will it hurt my credit score at all? Or does it only affect hers? |
| We are struggling to pay our high balance credit cards right now. Some are in my name and some are in hers. We are going to sell our house and buy a cheaper one but right now we cant keep up with all ... |
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 Why build credit? |
I have a year left to go in college. Everyone recommends getting a credit card and using it lightly to build up my credit score.
My question is, why worry about building credit now anyway? ... |
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 How can you see your free credit report without having a credit card? |
| I am trying to find my credit report, but all the sites I go to, you have to use a credit card. I don't have one and don't want one. Does anyone know a site where you don't have to use ... |
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| A resteraunt I go to is charging me a fee to use my Visa card!!!? |
| A resteraunt that I visit frequently (which will remain unnamed) has always charged me a "convinience fee" for using a debit or credit card. I didn't think anything of this, as I'... |
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 How is it that Americans can let other people use their credit cards? |
| We see it al the time on tv. You seem to be able to assign your cards to other people to use whereas we just can;t do that in the UK unless you have a joint card holder.. even then that person has to ... |
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 How old do i need to be to get a debit card or credit card? |
| my parents have been telling me that I need to be at least 15 to get a debit card I rly want to know thnx.... |
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 How to payoff a $900 Dollar Debt w/ 20% APR? |
I basically have a 900 dollar debt, with capital one, and my interest is way to high its like 20%, meaning I pay an extra 10-15 a month in interest.
Do you think if I call them, they will ... |
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dandyrandy20042005 | I am 16 years old.? |
I want to build up my credit , is there any thing that i can get to start building my credit? Like a credit card or a gas card? I would love to hear your answers !! |
 |
 
Tina Pee
|
I'm not quite sure if it'll contribute to your credit score but ... you can ask your parents to add you as an authorized user to one of their credit accounts. This is what I do too. If it doesn't start building your credit, at least you get the experience of having a credit card.
:) |
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Daphne
|
You may be able to get a credit card if someone, like a parent, co-signs the agreement with you. |
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jodi_lynn_124
|
I opened a checking account when I was 16, had a J.C. Penney's card by 17 and bought a brand new car when I was 19. It can be done I am going to start next month doing the same for my daughter she will be 16 on the 27th of this month. Just realize it takes a short time to start building credit and one mistake to ruin it for a long time be very careful. Without a co-signer I bought the truck actually at 19 :) |
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LisaHW
|
You need to be 18 years old in order to get a credit card. You also have to be able to show them you have an income.
What you can do now is start saving money. First, its always a wise idea to build a savings cushion. Second, when you get old enough and have the income needed for a credit card you'll also have a savings account as one more "good thing". Third, another way to show that you'll pay a loan back is to have a savings account, borrow an amount that is less than or equal to what is in your savings, and pay it back over a fairly short period of time. I'd recommend a loan that's less than your savings because that would still leave you some that you could use if necessary. You use the savings account as collateral until the loan is paid back. Until the loan is paid back you can't have access to your money, but once it is the money is free to use again. |
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Sean H
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Have your parents help you take out a loan. Pay it back right away. |
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colemandieselrepair
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I have been told that you do not actually have a credit history for public viewing until you are age 21. You might be able to get loan with co-signers or a credit card, but it should not affect your credit standing for some time. |
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kako
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If your parents co-sign for you, you can get almost any card you want. They will be liable if you default (fail to pay), but both your credit scores will go down then. But if you make your payments, this will help your credit score. |
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ShaH
|
First, you should start a job, then after 2-3 months, go to your local bank (a good bank) and ask them for a student credit card... |
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?
 |
Exactly. Credit and gas cards. You already have the answer girl! Our financial guy said to charge only half the credit limit and pay it off each month to build credit. |
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otherworldtrader@yahoo.com
 |
The only way you will get a credit card or credit is to have a co-signer.
You are too young to legally have credit and any lender or company who gave you credit would not be able to collect it if you chose not to pay.
YOu could get things on lay-away, and some future lenders may look at this record. for expample if you brought things on lay- away in walmarts and later aplied for their(expensive card) I am sure after you reached 18 you would qualifily. |
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